ELLIS BATES FINANCIAL SOLUTIONS LIMITED
🌳Matureactive
01655955 · ltd · incorporated 1982-08-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 37.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 37.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 37.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
25 officers (3 active, 25 linked, 22 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
165 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (72 events)Click to expand
- 2025-12-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-01➖COPE, Michael Charles resigneddirector
- 2025-10-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-01➖MILLS, Elizabeth Clare resigneddirector
- 2025-09-22📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-22📄legacyaccounts · PARENT_ACC
- 2025-09-22📄legacyother · GUARANTEE2
- 2025-09-22📄legacyother · AGREEMENT2
- 2025-07-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-20➕BARNES, Howard Philip appointeddirector
- 2025-06-20➕HOTSON, Grant Thomas appointeddirector
- 2025-03-27➕FEENEY, Paul William appointeddirector
- 2025-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-05📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2024-12-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-14📄memorandum-articlesincorporation · MA
- 2024-10-14📄resolutionresolution · RESOLUTIONS
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-30➖ELLIS, Paul Grant resignedsecretary
- 2024-09-30➖ALDERSON, Jamie Robert resigneddirector
- 2024-09-30➖BATES, Peter resigneddirector
- 2024-09-30➖CLAPHAM, Benjamin Stephen resigneddirector
- 2024-09-30➖CRAM, Alan Earel resigneddirector
- 2024-09-30➖ELLIS, Paul Grant resigneddirector
- 2024-09-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-26🔓Charge satisfied #2
- 2023-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-01➕CLAPHAM, Benjamin Stephen appointeddirector
- 2020-10-19➕ALDERSON, Jamie Robert appointeddirector
- 2019-10-28🔓Charge satisfied #3
- 2019-07-01➕CRAM, Alan Earel appointeddirector
- 2018-02-05➕MILLS, Elizabeth Clare appointeddirector
- 2017-10-07➖SIMPSON, Robert James resigneddirector
- 2017-01-31➕SIMPSON, Robert James appointeddirector
- 2017-01-23➖CRAPPER, Paul Ian resigneddirector
- 2013-07-05➕ELLIS, Paul Grant appointedsecretary
- 2013-07-05➕CRAPPER, Paul Ian appointeddirector
- 2013-07-05➕ELLIS, Paul Grant appointeddirector
- 2013-02-15➖HUGHES, David resignedsecretary
- 2013-02-15➖HUGHES, David resigneddirector
- 2010-04-30➖BRIGHAM, David Laird resigneddirector
- 2008-03-31➕BRIGHAM, David Laird appointeddirector
- 2008-03-31➕COPE, Michael Charles appointeddirector
Showing most recent 50 of 72 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
Red flags
2 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COPE, Michael Charles resigned 2025-12-01; MILLS, Elizabeth Clare resigned 2025-10-01
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Ellis Bates Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ellis Bates Group Ltd
Corporate parent · holds 75-100% shares
⬇
ELLIS BATES FINANCIAL SOLUTIONS LIMITED
This company · 01655955
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ellis Bates Group Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1982-08-02
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
23 Coleridge Street
Hove
BN3 5AB
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-10
Last: 2025-11-26
Officers (3 active · 22 resigned)
BARNES, Howard Philip→
Activedirector · ~53y · appointed 2025-06-20
View their other companies + combined net worth →
FEENEY, Paul William→
Activedirector · ~63y · appointed 2025-03-27
View their other companies + combined net worth →
HOTSON, Grant Thomas→
Activedirector · ~55y · appointed 2025-06-20
View their other companies + combined net worth →
ELLIS, Paul Grant→
Resignedsecretary · appointed 2013-07-05 · resigned 2024-09-30
HUGHES, David→
Resignedsecretary · appointed 2002-06-30 · resigned 2013-02-15
WALKER, Joan→
Resignedsecretary · resigned 2002-06-30
ALDERSON, Jamie Robert→
Resigneddirector · ~51y · appointed 2020-10-19 · resigned 2024-09-30
BATES, Peter→
Resigneddirector · ~78y · appointed 1999-03-04 · resigned 2024-09-30
BRIGHAM, David Laird→
Resigneddirector · ~64y · appointed 2008-03-31 · resigned 2010-04-30
CARTWRIGHT, John→
Resigneddirector · ~62y · appointed 1998-04-01 · resigned 2003-01-31
CLAPHAM, Benjamin Stephen→
Resigneddirector · ~38y · appointed 2023-02-01 · resigned 2024-09-30
COPE, Michael Charles→
Resigneddirector · ~56y · appointed 2008-03-31 · resigned 2025-12-01
CRAM, Alan Earel→
Resigneddirector · ~53y · appointed 2019-07-01 · resigned 2024-09-30
CRAPPER, Paul Ian→
Resigneddirector · ~75y · appointed 2013-07-05 · resigned 2017-01-23
CRAPPER, Paul Ian→
Resigneddirector · ~75y · appointed 1999-03-04 · resigned 2004-12-13
DUNN, Grahame Ramsey→
Resigneddirector · ~76y · resigned 1998-04-01
ELLIS, Paul Grant→
Resigneddirector · ~69y · appointed 2013-07-05 · resigned 2024-09-30
HAWLEY, Christopher Philip→
Resigneddirector · ~65y · appointed 1999-03-04 · resigned 2004-12-13
HUGHES, David→
Resigneddirector · ~69y · appointed 1999-03-04 · resigned 2013-02-15
MILLS, Elizabeth Clare→
Resigneddirector · ~53y · appointed 2018-02-05 · resigned 2025-10-01
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Third party charge of deposit | 1 property | 04/03/1999 | 28/10/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 04/03/1999 | 26/09/2024 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 08/09/1988 | 21/12/1998 |
Recent filings (165 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-22
termination-director-company-with-name-termination-date
officers · TM01
2025-12-10
termination-director-company-with-name-termination-date
officers · TM01
2025-10-06
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-22
legacy
accounts · PARENT_ACC
2025-09-22
legacy
other · GUARANTEE2
2025-09-22
legacy
other · AGREEMENT2
2025-09-22
appoint-person-director-company-with-name-date
officers · AP01
2025-07-02
appoint-person-director-company-with-name-date
officers · AP01
2025-07-02
appoint-person-director-company-with-name-date
officers · AP01
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-05
change-account-reference-date-company-current-shortened
accounts · AA01
2024-12-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-02
memorandum-articles
incorporation · MA
2024-10-14
resolution
resolution · RESOLUTIONS
2024-10-14