FINSURE PREMIUM FINANCE LIMITED

🌳Matureactive

01670887 · ltd · incorporated 1982-10-11

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

65/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Sector: Financial & insurance

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 65/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

30 officers (3 active, 30 linked, 24 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

11 connected companies via shared directors

Filing history

190 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

65/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Some moderate concerns — review flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 2 other
• 1 accounts

Last 90 days

filings

• 2 other
• 1 accounts
• 1 confirmation-statement

Last 180 days

filings

• 2 other
• 2 incorporation
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (78 events)Click to expand

2026-06-21
📄
legacy
accounts · PARENT_ACC
2026-06-21
📄
legacy
other · AGREEMENT2
2026-06-21
📄
legacy
other · GUARANTEE2
2026-06-08
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-05-29
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-02
📄
resolution
resolution · RESOLUTIONS
2026-03-02
📄
memorandum-articles
incorporation · MA
2026-02-14
📄
memorandum-articles
incorporation · MA
2025-12-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-27
➖
O'MURCHU, Helen Clare resigned
director
2025-11-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-26
➕
TUBB, Richard Lewis appointed
director
2025-10-10
📄
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-10-10
⚠️
legacy
insolvency · CAP-SS
2025-10-10
📄
legacy
capital · SH20
2025-10-10
📄
resolution
resolution · RESOLUTIONS
2025-07-30
📄
change-corporate-secretary-company-with-change-date
officers · CH04
2025-07-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-07-28
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-07-25
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-07-24
➕
AVIVA COMPANY SECRETARIAL SERVICES LIMITED appointed
corporate-secretary
2025-07-24
➖
CLIFTON, Roger Cheston resigned
secretary
2025-07-24
➖
CLIFTON, Roger Cheston resigned
director
2025-06-18
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-06-18
📄
legacy
accounts · PARENT_ACC
2025-05-29
📄
legacy
other · AGREEMENT2
2025-05-29
📄
legacy
other · GUARANTEE2
2025-03-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-03-16
➖
TOMLINSON, Humphrey Michael resigned
director
2024-06-05
➕
SHEPPARD, Darren Wayne appointed
director
2016-06-17
➖
MORTON, Craig Euan resigned
director
2016-06-08
➕
CLIFTON, Roger Cheston appointed
director
2016-06-08
➕
O'MURCHU, Helen Clare appointed
director
2014-07-31
➖
EDWARDS, Peter Graham resigned
director
2014-04-17
➕
MORTON, Craig Euan appointed
director
2014-04-17
➕
TOMLINSON, Humphrey Michael appointed
director
2014-03-31
➖
THORNTON, Benjamin resigned
director
2013-09-26
➕
CLIFTON, Roger Cheston appointed
secretary
2013-09-26
➖
HUTCHINGS, Penelope Ann resigned
secretary
2013-04-05
➖
O'KEEFFE, Kieran Paul resigned
director
2011-12-21
➕
EDWARDS, Peter Graham appointed
director
2009-09-25
➖
BRITTAIN, Trevor Casswell resigned
director
2009-09-25
➕
THORNTON, Benjamin appointed
director
2009-08-28
➖
HESKETH, Mark Alexander resigned
director
2009-01-14
➕
O'KEEFFE, Kieran Paul appointed
director
2008-12-17
➖
CORNISH, Andrew Dennis resigned
director
2008-05-20
➕
CORNISH, Andrew Dennis appointed
director
2008-05-20
➖
CRAWFORD, Charles Robertson resigned
director
2007-01-22
➕
HESKETH, Mark Alexander appointed
director
2007-01-22
➖
HOUGHTON, Richard David resigned
director

Showing most recent 50 of 78 events

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 high · 1 med ·

1 insolvency-related filing on record

high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2025-10-10: legacy

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CLIFTON, Roger Cheston resigned 2025-07-24; CLIFTON, Roger Cheston resigned 2025-07-24; O'MURCHU, Helen Clare resigned 2025-11-27

Group structure

Direct Line Insurance Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Direct Line Insurance Group Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

FINSURE PREMIUM FINANCE LIMITED

This company · 01670887

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Direct Line Insurance Group Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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BEECHWOOD IFA LTD→ 10307783 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
BRANCASTER HOUSE FINANCIAL PLANNING LTD→ 13000271 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
BRIDEWELL TRADING LIMITED→ 16341189 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
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C & C INVESTMENT & PROPERTY HOLDINGS LIMITED→ 12034555 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1982-10-11

Jurisdictionengland-wales

Primary SIC64921 — Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Registered office

8 Surrey Street

Norwich

Norfolk

NR1 3NG

United Kingdom

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-06-13

Last: 2026-05-30

Officers (3 active · 27 resigned)

AVIVA COMPANY SECRETARIAL SERVICES LIMITED→

corporate-secretary · appointed 2025-07-24

View their other companies + combined net worth →

Active

SHEPPARD, Darren Wayne→

director · ~56y · appointed 2024-06-05

View their other companies + combined net worth →

Active

TUBB, Richard Lewis→

director · ~38y · appointed 2025-11-26

View their other companies + combined net worth →

Active

ATKINSON, Peter Jeremy→

secretary · appointed 2003-12-31 · resigned 2006-01-21

Resigned

CASSIDY, Paul Bernard→

secretary · appointed 1996-03-07 · resigned 2003-12-31

Resigned

CLIFTON, Roger Cheston→

secretary · appointed 2013-09-26 · resigned 2025-07-24

Resigned

HUTCHINGS, Penelope Ann→

secretary · appointed 2005-04-14 · resigned 2013-09-26

Resigned

RICHARDS, Russell Martin Perren→

secretary · resigned 1996-03-07

Resigned

BRITTAIN, Trevor Casswell→

director · ~68y · appointed 2006-11-02 · resigned 2009-09-25

Resigned

BUNKER, Philip Mark→

director · ~65y · appointed 1996-03-07 · resigned 2004-03-31

Resigned

CARRIER, John→

director · ~73y · appointed 1996-03-07 · resigned 2001-01-31

Resigned

CHAPLAIN, Paul→

director · ~68y · appointed 1999-04-15 · resigned 2002-03-31

Resigned

CLIFTON, Roger Cheston→

director · ~62y · appointed 2016-06-08 · resigned 2025-07-24

Resigned

CORNISH, Andrew Dennis→

director · ~70y · appointed 2008-05-20 · resigned 2008-12-17

Resigned

CRAIG, John Gordon Buckingham→

director · ~61y · appointed 2000-05-02 · resigned 2004-03-31

Resigned

CRAWFORD, Charles Robertson→

director · ~62y · appointed 2004-03-31 · resigned 2008-05-20

Resigned

EDWARDS, Peter Graham→

director · ~73y · appointed 2011-12-21 · resigned 2014-07-31

Resigned

GAYNOR, John Michael→

director · ~82y · resigned 1996-03-08

Resigned

HARDY, Stephen Nicholas→

director · ~63y · appointed 2004-03-31 · resigned 2004-12-31

Resigned

HESKETH, Mark Alexander→

director · ~65y · appointed 2007-01-22 · resigned 2009-08-28

Resigned

Click a director name to see their full track record across all companies.

Recent filings (190 total)

legacy

accounts · PARENT_ACC

2026-06-21

legacy

other · AGREEMENT2

2026-06-21

legacy

other · GUARANTEE2

2026-06-21

confirmation-statement-with-updates

confirmation-statement · CS01

2026-06-08

change-to-a-person-with-significant-control

persons-with-significant-control · PSC05

2026-06-08

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2026-05-29

resolution

resolution · RESOLUTIONS

2026-03-02

memorandum-articles

incorporation · MA

2026-03-02

memorandum-articles

incorporation · MA

2026-02-14

termination-director-company-with-name-termination-date

officers · TM01

2025-12-10

appoint-person-director-company-with-name-date

officers · AP01

2025-11-27

capital-statement-capital-company-with-date-currency-figure

capital · SH19

2025-10-10

legacy

insolvency · CAP-SS

2025-10-10

legacy

capital · SH20

2025-10-10

resolution

resolution · RESOLUTIONS

2025-10-10