BBVC LIMITED
🌳Matureactive
01680119 · ltd · incorporated 1982-11-22
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 86-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 86). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 39.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 39.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 5 with DOB)
87
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
112 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 |
|---|---|
| Average employees | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-06-17📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2026-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-07➕WHITMORE, Kevin George appointeddirector
- 2026-01-07➖WHITMORE, Kevin George resigneddirector
- 2025-04-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2018-03-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-02-13➖JOLLEY, Henry resigneddirector
- 2017-04-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-09-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 1997-11-22🔓Charge satisfied #2
- 1997-09-10🔒Charge registered #4Lender: National Westminster Bank PLC
- 1997-09-10🔒Charge registered #3Lender: National Westminster Bank PLC
- 1988-08-30🔒Charge registered #2Lender: Barclays Bank PLC
- 1987-07-14🔒Charge registered #1Lender: Tsb England & Wales PLC
- 1982-11-22🏢Company incorporatedAs BBVC LIMITED
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 86 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1982-11-22
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200
Registered office
Talke Road
Chesterton
Newcastle
Staffs
ST5 7NL
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31
Officers (4 active · 2 resigned)
Active
Active
Active
WHITMORE, Kevin George→
Activedirector · ~73y · appointed 2026-01-07
View their other companies + combined net worth →
JOLLEY, Henry→
Resigneddirector · ~91y · resigned 2018-02-13
WHITMORE, Kevin George→
Resigneddirector · ~73y · resigned 2026-01-07
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 2 properties | 10/09/1997 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 10/09/1997 | — | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 30/08/1988 | 22/11/1997 | |
| outstanding | Lloyds Banking Group Tsb England & Wales PLC | Legal charge | 1 property | 14/07/1987 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (112 total)
change-account-reference-date-company-previous-extended
accounts · AA01
2026-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-08
appoint-person-director-company-with-name-date
officers · AP01
2026-01-08
termination-director-company-with-name-termination-date
officers · TM01
2026-01-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-03
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-08
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-05
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-06
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-07
accounts-with-accounts-type-micro-entity
accounts · AA
2020-08-19