JIM GARRAHY'S FUDGE KITCHEN LIMITED
🌳Matureactive
01709418 · ltd · incorporated 1983-03-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 10822
Sector: Manufacturing
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
8 live charges · 6 lenders · oldest 37.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 37.3 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
12 officers (3 active, 12 linked, 10 with DOB)
87
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
137 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Average employees | 4300 | 4400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
1
filing
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-05-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-13🔒Charge registered #8Lender: Lloyds Bank PLC
- 2025-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-06-19➖PRIESTLEY, Linsey Anne resigneddirector
- 2024-06-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-29➕MCCLUSKEY, Ian Richard appointeddirector
- 2024-05-29➕PARSON, Richard Ashley appointeddirector
- 2023-08-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-24➕PRIESTLEY, Linsey Anne appointeddirector
- 2023-07-19➖HOLT, Sian resigneddirector
- 2023-07-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-14📄resolutionresolution · RESOLUTIONS
- 2022-11-14📄memorandum-articlesincorporation · MA
- 2022-08-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-04🔓Charge satisfied #6
- 2022-07-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-07-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-07-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-06-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-22🔓Charge satisfied #5
- 2022-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-08🔒Charge registered #7Lender: The Co-Operative Bank P.L.C.
- 2022-05-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-04-29➕WISE, Martin appointeddirector
- 2021-04-29➖HOLT, Tonie resigneddirector
- 2013-07-11🔓Charge satisfied #4
- 2013-02-11🔒Charge registered #6Lender: The Dean and Chapter of the Cathedral and Metropolitical Church of Christ Canterbury
- 2009-10-01➖CHESSON, Dolly Rosemary resignedsecretary
- 2007-08-03🔓Charge satisfied #3
- 2007-06-20🔒Charge registered #5Lender: National Westminster Bank PLC
- 1997-12-13🔓Charge satisfied #2
- 1997-06-26🔒Charge registered #4Lender: Barclays Bank PLC
- 1997-05-02🔒Charge registered #3Lender: Barclays Bank PLC
- 1995-07-15🔓Charge satisfied #1
- 1995-06-16➕CHESSON, Dolly Rosemary appointedsecretary
- 1995-06-16➖WISE, Sian resignedsecretary
- 1995-06-16➖CHESSON, Dolly Rosemary resigneddirector
- 1995-06-02➕HOLT, Tonie appointeddirector
- 1995-04-01➖MAITLAND, Joyce Riley resigneddirector
- 1995-02-08🔒Charge registered #2Lender: National Westminster Bank PLC
- 1994-11-29➕CHESSON, Dolly Rosemary appointeddirector
- 1993-10-01➕MAITLAND, Joyce Riley appointeddirector
- 1993-10-01➖RIGGEAL, Gregory resigneddirector
Showing most recent 50 of 53 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Fudge Kitchen Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Fudge Kitchen Group Ltd
Corporate parent · holds 75-100% shares
⬇
JIM GARRAHY'S FUDGE KITCHEN LIMITED
This company · 01709418
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fudge Kitchen Group Ltd Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 20/07/2022 |
2 historic (ceased) PSCs
- Mr Martin Wiseceased 20/07/2022· 25-50% shares
- Ms Sian Holtceased 20/07/2022· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| FRANK’S HC LTD→ 13672825 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| GARAGE COFFEE LTD→ 10636891 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
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| GLORIOUS ROOTS LIMITED→ 12666316 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| IBAKE LIMITED→ 13106817 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
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| LANDY & SONS LTD→ 12012663 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| LIMIT HOLDINGS LTD→ 17003441 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| LOST SHEEP COFFEE LTD→ 11945676 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| LOWEN COFFEE LTD→ 16018492 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LSC ROASTERY LIMITED→ 10610261 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1983-03-24
Jurisdictionengland-wales
Primary SIC10822 — SIC 10822
Registered office
Hemsted House Woodland Road
Lyminge
Folkestone
Kent
CT18 8DL
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2026-12-04
Last: 2025-11-20
Officers (3 active · 9 resigned)
MCCLUSKEY, Ian Richard→
Activedirector · ~42y · appointed 2024-05-29
View their other companies + combined net worth →
PARSON, Richard Ashley→
Activedirector · ~35y · appointed 2024-05-29
View their other companies + combined net worth →
WISE, Martin→
Activedirector · ~67y · appointed 2021-04-29
View their other companies + combined net worth →
CHESSON, Dolly Rosemary→
Resignedsecretary · appointed 1995-06-16 · resigned 2009-10-01
WISE, Sian→
Resignedsecretary · resigned 1995-06-16
CHESSON, Dolly Rosemary→
Resigneddirector · ~82y · appointed 1994-11-29 · resigned 1995-06-16
HOLT, Sian→
Resigneddirector · ~66y · resigned 2023-07-19
HOLT, Tonie→
Resigneddirector · ~94y · appointed 1995-06-02 · resigned 2021-04-29
MAITLAND, Joyce Riley→
Resigneddirector · ~85y · appointed 1993-10-01 · resigned 1995-04-01
PRIESTLEY, Linsey Anne→
Resigneddirector · ~42y · appointed 2023-08-24 · resigned 2024-06-19
RIGGEAL, Gregory→
Resigneddirector · ~71y · resigned 1993-10-01
WRYNN, Timothy Edward→
Resigneddirector · ~85y · resigned 1993-10-01
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
2
Outstanding
2
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 13/05/2026 | — | |
| outstanding | Co-operative Bank The Co-Operative Bank P.L.C. | A registered charge | 1 property | 08/06/2022 | — | |
| satisfied | The Dean and Chapter of the Cathedral and Metropolitical Church of Christ Canterbury | Rent deposit deed | 1 property | 11/02/2013 | 04/08/2022 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 20/06/2007 | 22/06/2022 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 26/06/1997 | 11/07/2013 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 02/05/1997 | 03/08/2007 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 08/02/1995 | 13/12/1997 | |
| satisfied | T S B England & Wales . T S B England & Wales PLC. | Mortgage debenture | 1 property | 07/04/1989 | 15/07/1995 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (137 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-11-28
termination-director-company-with-name-termination-date
officers · TM01
2024-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-10
appoint-person-director-company-with-name-date
officers · AP01
2024-05-30
appoint-person-director-company-with-name-date
officers · AP01
2024-05-30
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-30
appoint-person-director-company-with-name-date
officers · AP01
2023-08-25
termination-director-company-with-name-termination-date
officers · TM01
2023-07-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-17
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-30
resolution
resolution · RESOLUTIONS
2022-11-14