UNITY TRUST BANK PLC
🌳Matureactive
01713124 · plc · incorporated 1983-04-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Banks
Sector: Financial & insurance
Investor take
PursueActive trading company with a 81-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 81). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
100 officers (11 active, 100 linked, 92 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
8 connected companies via shared directors
69
Filing history
473 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
5
filings
- • 3 officers
- • 1 confirmation-statement
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (196 events)Click to expand
- 2026-01-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-12➕SMITHSON, Keith Victor appointeddirector
- 2026-01-06📄capital-allotment-sharescapital · SH01
- 2025-12-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-12-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-12-01➕TAVENER, Gray appointedsecretary
- 2025-11-28➖ELDRIDGE, Katherine Elizabeth resignedsecretary
- 2025-10-06📄capital-allotment-sharescapital · SH01
- 2025-10-06📄capital-allotment-sharescapital · SH01
- 2025-10-06📄capital-allotment-sharescapital · SH01
- 2025-09-16📄legacymiscellaneous · ANNOTATION
- 2025-09-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-01➕SPARKS, Christopher, Doctor appointeddirector
- 2025-07-11📄capital-allotment-sharescapital · SH01
- 2025-06-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-30➖COWARD, Martin James resigneddirector
- 2025-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-22➖HUGHES, Alan Renatus Frederick resigneddirector
- 2025-04-08📄accounts-with-accounts-type-fullaccounts · AA
- 2025-03-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-26➕HOGAN, Penny Linda appointeddirector
- 2025-03-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-05➕NOVAK, Paul appointeddirector
- 2024-11-28➕EATWELL, John Leonard, Lord appointeddirector
- 2024-11-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-27📄capital-allotment-sharescapital · SH01
- 2024-04-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-28📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2024-02-28📄second-filing-capital-allotment-sharescapital · RP04SH01
- 2024-01-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-29➕FYFE, Colin Dundas appointeddirector
- 2024-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-31➖DOW, Graham resigneddirector
- 2023-12-31➖HAZELL, Deborah Anne resigneddirector
- 2023-11-08➕COWARD, Martin James appointeddirector
- 2023-03-03➕COE, Christine Anne appointeddirector
- 2022-12-31➖O'GRADY, Frances Lorraine resigneddirector
- 2022-07-28➕DOW, Graham appointeddirector
- 2022-05-20➖GUNNER, James Walter George resigneddirector
- 2021-08-17➕HAZELL, Deborah Anne appointeddirector
- 2020-11-20➕RYAN, Alexander Owen appointeddirector
- 2020-09-11➕O'GRADY, Frances Lorraine appointeddirector
- 2020-03-01➖SABISKY, Edward Vincent resigneddirector
- 2020-02-05➖FLEISCHMANN, Christian resignedsecretary
- 2019-05-20➖PRENTIS, David resigneddirector
- 2018-10-08➕FLEISCHMANN, Christian appointedsecretary
- 2018-06-08➖CHAMBERLAIN, Roderick Alan resigneddirector
- 2018-06-08➖HANNETT, John resigneddirector
- 2017-11-03➕NOBLE, Susan Sternglass appointeddirector
- 2017-02-28➖GOSLING, Clare Louise resigneddirector
Showing most recent 50 of 196 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -10 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: ELDRIDGE, Katherine Elizabeth resigned 2025-11-28; COWARD, Martin James resigned 2025-05-30; HUGHES, Alan Renatus Frederick resigned 2025-05-22
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1STCHOICE CONNECTED LIMITED→ 16296839 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2 BIRDS GROUP LTD→ 16029204 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2E CAPITAL MANAGEMENT LIMITED→ 12941091 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 2PAY LIMITED→ 12276058 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 3 SISTER'S INVESTMENT GROUP LTD→ 16252612 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 365 BRIDGING LTD→ 16976372 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 497 SZ LTD→ 09453503 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 4LIFE WEALTH MANAGEMENT LIMITED→ 12341438 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 77 GLB FINANCE LIMITED→ 16688424 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 786 INVESTMENT CLUB LIMITED→ 16645933 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 88 CAPITAL WEALTH MANAGEMENT LTD→ 15364280 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 8888 INVESTMENTS LIMITED→ 08406012 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated1983-04-07
Jurisdictionengland-wales
Primary SIC64191 — Banks
Registered office
Four
Brindleyplace
Birmingham
B1 2JB
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05
Officers (11 active · 100 resigned)
Active
CHEN, Sandy Winthrop→
Activedirector · ~59y · appointed 2015-11-03
View their other companies + combined net worth →
COE, Christine Anne→
Activedirector · ~72y · appointed 2023-03-03
View their other companies + combined net worth →
EATWELL, John Leonard, Lord→
Activedirector · ~81y · appointed 2024-11-28
View their other companies + combined net worth →
FYFE, Colin Dundas→
Activedirector · ~59y · appointed 2024-01-29
View their other companies + combined net worth →
HOGAN, Penny Linda→
Activedirector · ~48y · appointed 2025-03-26
View their other companies + combined net worth →
NOBLE, Susan Sternglass→
Activedirector · ~65y · appointed 2017-11-03
View their other companies + combined net worth →
Active
RYAN, Alexander Owen→
Activedirector · ~47y · appointed 2020-11-20
View their other companies + combined net worth →
SMITHSON, Keith Victor→
Activedirector · ~64y · appointed 2026-01-12
View their other companies + combined net worth →
SPARKS, Christopher, Doctor→
Activedirector · ~64y · appointed 2025-09-01
View their other companies + combined net worth →
ELDRIDGE, Katherine Elizabeth→
Resignedsecretary · appointed 2009-10-19 · resigned 2025-11-28
FLEISCHMANN, Christian→
Resignedsecretary · appointed 2018-10-08 · resigned 2020-02-05
LEES, Moira Ann→
Resignedsecretary · appointed 1999-03-20 · resigned 1999-07-23
LEES, Moira Ann→
Resignedsecretary · resigned 1996-09-20
SOBO-ALLEN, Femi→
Resignedsecretary · appointed 2006-05-12 · resigned 2009-10-19
STEVENSON, James David→
Resignedsecretary · appointed 1996-09-20 · resigned 1999-03-20
WHITTAKER, Katherine Alison→
Resignedsecretary · appointed 1999-07-23 · resigned 2006-05-12
AGAR, Tom→
Resigneddirector · ~95y · resigned 1992-09-18
ALDERSON, Keith Brian→
Resigneddirector · ~66y · appointed 2009-12-21 · resigned 2011-03-31
Click a director name to see their full track record across all companies.
Recent filings (473 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-20
appoint-person-director-company-with-name-date
officers · AP01
2026-01-26
capital-allotment-shares
capital · SH01
2026-01-06
appoint-person-secretary-company-with-name-date
officers · AP03
2025-12-11
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-11
capital-allotment-shares
capital · SH01
2025-10-06
capital-allotment-shares
capital · SH01
2025-10-06
capital-allotment-shares
capital · SH01
2025-10-06
legacy
miscellaneous · ANNOTATION
2025-09-16
appoint-person-director-company-with-name-date
officers · AP01
2025-09-12
capital-allotment-shares
capital · SH01
2025-07-11
termination-director-company-with-name-termination-date
officers · TM01
2025-06-03
termination-director-company-with-name-termination-date
officers · TM01
2025-05-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-08
accounts-with-accounts-type-full
accounts · AA
2025-04-08