UNITY TRUST BANK PLC
🌳Matureactive
01713124 · plc · incorporated 1983-04-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window closing · medium confidence
Getting harder to buy cheaply — 1 signals strengthening over the last 30 days.
- · Hygiene score: 75 → 85
What changed my view
Last 30 days
Picture improved over the last 30 days — 1 positive signal vs 0 negative.
- ↑Hygiene score: 75 → 85
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Banks
Sector: Financial & insurance
Investor take
PursueActive trading company with a 81-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 81). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
100 officers (11 active, 100 linked, 92 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
6 connected companies via shared directors
63
Filing history
477 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 officers
- • 1 resolution
- • 1 accounts
Last 180 days
6
filings
- • 3 officers
- • 1 resolution
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (196 events)Click to expand
- 2026-06-10📄resolutionresolution · RESOLUTIONS
- 2026-06-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-06-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-22➕ROWLAND, Pamela Elizabeth appointeddirector
- 2026-05-21➖CHEN, Sandy Winthrop resigneddirector
- 2026-05-09📄accounts-with-accounts-type-fullaccounts · AA
- 2026-01-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-12➕SMITHSON, Keith Victor appointeddirector
- 2026-01-06📄capital-allotment-sharescapital · SH01
- 2025-12-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-12-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-12-01➕TAVENER, Gray appointedsecretary
- 2025-11-28➖ELDRIDGE, Katherine Elizabeth resignedsecretary
- 2025-10-06📄capital-allotment-sharescapital · SH01
- 2025-10-06📄capital-allotment-sharescapital · SH01
- 2025-10-06📄capital-allotment-sharescapital · SH01
- 2025-09-16📄legacymiscellaneous · ANNOTATION
- 2025-09-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-01➕SPARKS, Christopher, Doctor appointeddirector
- 2025-07-11📄capital-allotment-sharescapital · SH01
- 2025-06-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-30➖COWARD, Martin James resigneddirector
- 2025-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-22➖HUGHES, Alan Renatus Frederick resigneddirector
- 2025-04-08📄accounts-with-accounts-type-fullaccounts · AA
- 2025-03-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-26➕HOGAN, Penny Linda appointeddirector
- 2025-03-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-05➕NOVAK, Paul appointeddirector
- 2024-11-28➕EATWELL, John Leonard, Lord appointeddirector
- 2024-11-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-27📄capital-allotment-sharescapital · SH01
- 2024-04-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-29➕FYFE, Colin Dundas appointeddirector
- 2023-12-31➖DOW, Graham resigneddirector
- 2023-12-31➖HAZELL, Deborah Anne resigneddirector
- 2023-11-08➕COWARD, Martin James appointeddirector
- 2023-03-03➕COE, Christine Anne appointeddirector
- 2022-12-31➖O'GRADY, Frances Lorraine resigneddirector
- 2022-07-28➕DOW, Graham appointeddirector
- 2022-05-20➖GUNNER, James Walter George resigneddirector
- 2021-08-17➕HAZELL, Deborah Anne appointeddirector
- 2020-11-20➕RYAN, Alexander Owen appointeddirector
- 2020-09-11➕O'GRADY, Frances Lorraine appointeddirector
- 2020-03-01➖SABISKY, Edward Vincent resigneddirector
- 2020-02-05➖FLEISCHMANN, Christian resignedsecretary
- 2019-05-20➖PRENTIS, David resigneddirector
- 2018-10-08➕FLEISCHMANN, Christian appointedsecretary
- 2018-06-08➖CHAMBERLAIN, Roderick Alan resigneddirector
- 2018-06-08➖HANNETT, John resigneddirector
Showing most recent 50 of 196 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -10 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 81 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: ELDRIDGE, Katherine Elizabeth resigned 2025-11-28; CHEN, Sandy Winthrop resigned 2026-05-21
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AURORA FINANCIAL IFA LIMITED→ 11236418 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AYAT ENTERPRISES BIRMINGHAM LTD→ 14557182 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BA GIBBONS LTD→ 16551763 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BALAVAGH INVESTMENTS→ 09306227 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BAYA FINANCIAL LTD→ 11227929 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BEAUTY & AESTHETICS SERVICES LTD→ 12290179 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BÉBÉ CARRIER LTD→ 10408989 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BEECH MILL INVESTMENTS LIMITED→ 16812126 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BELGRAY INVESTMENT LTD→ 14856581 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BELLEMI LTD→ 11104872 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BEN SAAD SERVICES LTD→ 11810878 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BENKS PROPERTIES LIMITED→ 15634428 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated1983-04-07
Jurisdictionengland-wales
Primary SIC64191 — Banks
Registered office
Four
Brindleyplace
Birmingham
B1 2JB
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05
Officers (11 active · 101 resigned)
Active
COE, Christine Anne→
Activedirector · ~72y · appointed 2023-03-03
View their other companies + combined net worth →
EATWELL, John Leonard, Lord→
Activedirector · ~81y · appointed 2024-11-28
View their other companies + combined net worth →
FYFE, Colin Dundas→
Activedirector · ~59y · appointed 2024-01-29
View their other companies + combined net worth →
HOGAN, Penny Linda→
Activedirector · ~48y · appointed 2025-03-26
View their other companies + combined net worth →
NOBLE, Susan Sternglass→
Activedirector · ~65y · appointed 2017-11-03
View their other companies + combined net worth →
Active
ROWLAND, Pamela Elizabeth→
Activedirector · ~65y · appointed 2026-05-22
View their other companies + combined net worth →
RYAN, Alexander Owen→
Activedirector · ~47y · appointed 2020-11-20
View their other companies + combined net worth →
SMITHSON, Keith Victor→
Activedirector · ~64y · appointed 2026-01-12
View their other companies + combined net worth →
SPARKS, Christopher, Doctor→
Activedirector · ~64y · appointed 2025-09-01
View their other companies + combined net worth →
ELDRIDGE, Katherine Elizabeth→
Resignedsecretary · appointed 2009-10-19 · resigned 2025-11-28
FLEISCHMANN, Christian→
Resignedsecretary · appointed 2018-10-08 · resigned 2020-02-05
LEES, Moira Ann→
Resignedsecretary · appointed 1999-03-20 · resigned 1999-07-23
LEES, Moira Ann→
Resignedsecretary · resigned 1996-09-20
SOBO-ALLEN, Femi→
Resignedsecretary · appointed 2006-05-12 · resigned 2009-10-19
STEVENSON, James David→
Resignedsecretary · appointed 1996-09-20 · resigned 1999-03-20
WHITTAKER, Katherine Alison→
Resignedsecretary · appointed 1999-07-23 · resigned 2006-05-12
AGAR, Tom→
Resigneddirector · ~95y · resigned 1992-09-18
ALDERSON, Keith Brian→
Resigneddirector · ~66y · appointed 2009-12-21 · resigned 2011-03-31
Click a director name to see their full track record across all companies.
Recent filings (477 total)
resolution
resolution · RESOLUTIONS
2026-06-10
appoint-person-director-company-with-name-date
officers · AP01
2026-06-01
termination-director-company-with-name-termination-date
officers · TM01
2026-06-01
accounts-with-accounts-type-full
accounts · AA
2026-05-09
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-20
appoint-person-director-company-with-name-date
officers · AP01
2026-01-26
capital-allotment-shares
capital · SH01
2026-01-06
appoint-person-secretary-company-with-name-date
officers · AP03
2025-12-11
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-11
capital-allotment-shares
capital · SH01
2025-10-06
capital-allotment-shares
capital · SH01
2025-10-06
capital-allotment-shares
capital · SH01
2025-10-06
legacy
miscellaneous · ANNOTATION
2025-09-16
appoint-person-director-company-with-name-date
officers · AP01
2025-09-12
capital-allotment-shares
capital · SH01
2025-07-11