FINASTRA EUROPE LIMITED
🌳Matureactive
01752099 · ltd · incorporated 1983-09-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window closing · high confidence
Getting harder to buy — profile has hardened into "well run hard buy" recently.
- · Investment thesis: unclassified → well_run_hard_buy
- · Hygiene score: 45 → 85
- · Bankability: 47 → 67
- · Deal-killer verdict: complicated → clean
Opportunity decay
hardening · 6-months
Hardening — profile is tightening. If you want to act, do it before the window closes further.
- · 4 recent signals strengthening vs 0 weakening
What changed my view
Last 30 days
Picture improved over the last 30 days — 4 positive signals vs 0 negative.
- ·Investment thesis: unclassified → well_run_hard_buy
- ↑Deal-killer verdict: complicated → clean
- ↑Opportunity score: 61 → 71
- ↑Hygiene score: 45 → 85
- ↑Bankability: 47 → 67
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 67/100. Strong seller-intent signal (60/100, director aged 61). Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
13 live charges · 8 lenders · oldest 24.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 24.2 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
44 officers (4 active, 44 linked, 35 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
269 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 mortgage
- • 1 accounts
Last 180 days
4
filings
- • 3 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (129 events)Click to expand
- 2026-06-05📄accounts-with-accounts-type-fullaccounts · AA
- 2026-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-18🔓Charge satisfied #12
- 2026-05-18🔓Charge satisfied #11
- 2026-03-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-05🔒Charge registered #13Lender: Morgan Stanley Senior Funding Inc. as International Security Agent
- 2025-10-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-22➖ZUCCHINO, Ines resigneddirector
- 2025-10-17📄legacycapital · SH20
- 2025-10-17📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-10-17⚠️legacyinsolvency · CAP-SS
- 2025-10-17📄resolutionresolution · RESOLUTIONS
- 2025-09-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-15🔒Charge registered #12Lender: Blue Owl Capital Corporation as International Security Agent
- 2025-06-12📄capital-allotment-sharescapital · SH01
- 2025-03-04📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-10➕LOCKE, Jessica appointeddirector
- 2024-04-10➖KIM, Paul Hun-Jun resigneddirector
- 2024-04-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-19📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-30➕ZUCCHINO, Ines appointeddirector
- 2024-01-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-11🔒Charge registered #11Lender: Blue Owl Capital Corporation, as International Security Agent
- 2024-01-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-31➖BLAGDEN, Neil Austin resigneddirector
- 2023-12-21📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-13📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-21🔓Charge satisfied #10
- 2022-12-18➕KIM, Paul Hun-Jun appointeddirector
- 2022-05-31➖METZROTH, Kent resigneddirector
- 2021-01-29➕BARKER, James appointeddirector
- 2021-01-29➖PEMBLE, Stuart resigneddirector
- 2020-07-01➕BLAGDEN, Neil Austin appointeddirector
- 2020-06-30➖KILROY, Thomas Edward resigneddirector
- 2020-02-24➖HUGHES, Janet Ruth resigneddirector
- 2020-02-24➕PEMBLE, Stuart appointeddirector
- 2020-01-31➕METZROTH, Kent appointeddirector
- 2019-11-29➖LEIGH, Darren Peter resigneddirector
- 2019-05-18➖JEHLE, Christian resigneddirector
- 2019-05-18➕LEIGH, Darren Peter appointeddirector
- 2019-01-23➕SCHLOESSER, Timo appointeddirector
- 2019-01-23➖HARKEN, John Van resigneddirector
- 2018-11-11➕DOWLER, Simon Peter appointeddirector
- 2018-06-30➖HOMER, Thomas Edward Timothy resigneddirector
- 2018-06-30➕HUGHES, Janet Ruth appointeddirector
Showing most recent 50 of 129 events
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-10-17: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Finastra Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Finastra Group Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
FINASTRA EUROPE LIMITED
This company · 01752099
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Finastra Group Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| ALA SEARCH LIMITED→ 12108020 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| ALESSANDRO VERDENELLI RESTAURANT CONSULTANT LTD→ 12250142 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| ALEX AYIN ADVISORY LTD→ 11292713 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1983-09-12
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
Four Kingdom Street
Paddington
London
W2 6BD
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-10-22
Last: 2025-10-08
Officers (4 active · 40 resigned)
BARKER, James→
Activedirector · ~46y · appointed 2021-01-29
View their other companies + combined net worth →
DOWLER, Simon Peter→
Activedirector · ~61y · appointed 2018-11-11
View their other companies + combined net worth →
LOCKE, Jessica→
Activedirector · ~45y · appointed 2024-04-10
View their other companies + combined net worth →
SCHLOESSER, Timo→
Activedirector · ~56y · appointed 2019-01-23
View their other companies + combined net worth →
BRAIN, Sarah Elizabeth Highton→
Resignedsecretary · appointed 2009-10-27 · resigned 2012-07-06
DURRANT, Zoe Vivienne→
Resignedsecretary · appointed 1996-10-01 · resigned 1999-12-02
GRAY, Elizabeth Andrea→
Resignedsecretary · appointed 2004-06-01 · resigned 2009-04-24
HAM, Richard Laurence→
Resignedsecretary · appointed 2002-11-30 · resigned 2004-06-01
TAYLOR, David→
Resignedsecretary · resigned 1996-10-01
WATERS, Paul Christopher→
Resignedsecretary · appointed 1999-12-02 · resigned 2002-11-30
WILSON, Kevin Michael→
Resignedsecretary · appointed 2009-04-24 · resigned 2009-10-30
MISYS CORPORATE SECRETARY LIMITED→
Resignedcorporate-secretary · appointed 2012-07-06 · resigned 2013-10-16
BLAGDEN, Neil Austin→
Resigneddirector · ~49y · appointed 2020-07-01 · resigned 2023-12-31
COLLINS, Elizabeth Mary→
Resigneddirector · ~63y · appointed 2013-07-31 · resigned 2014-07-31
COOK, John→
Resigneddirector · ~70y · appointed 2004-04-07 · resigned 2008-05-30
COPELAND, Philip Robert→
Resigneddirector · ~66y · appointed 2005-06-10 · resigned 2009-02-27
DUDLEY, John Mark→
Resigneddirector · ~61y · appointed 2011-05-13 · resigned 2013-07-31
EVANS, Howard→
Resigneddirector · ~76y · appointed 2003-12-01 · resigned 2007-05-31
EVANS, Robert Owen→
Resigneddirector · ~68y · appointed 1998-01-30 · resigned 2001-11-16
FARRIMOND, Nicholas Brian→
Resigneddirector · ~61y · appointed 2012-07-16 · resigned 2012-09-06
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
1
Outstanding
1
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Morgan Stanley Senior Funding . as International Security Agent Morgan Stanley Senior Funding Inc. as International Security Agent | A registered charge | — | 05/03/2026 | — | |
| satisfied | Blue Owl Capital Corporation as International Security Agent | A registered charge | — | 15/09/2025 | 18/05/2026 | |
| satisfied | Blue Owl Capital Corporation, as International Security Agent | A registered charge | — | 11/01/2024 | 18/05/2026 | |
| satisfied | Morgan Stanley Senior Funding as International Security Agent Morgan Stanley Senior Funding Inc as International Security Agent | A registered charge | — | 13/06/2017 | 21/09/2023 | |
| satisfied | Credit Suisse Ag,Cayman Islands Branch | Debenture | 1 property | 27/07/2012 | 21/06/2017 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited as Security Agent | Share charge | 1 property | 28/05/2009 | 30/04/2010 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited as Security Trustee | Share charge | 1 property | 10/10/2008 | 29/05/2009 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set-off (olso) dated 3RD july 1995 | 1 property | 19/12/2006 | 18/02/2012 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set off dated 3RD july 1995 | 1 property | 17/09/2003 | 18/02/2012 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus letter of set-off dated 3 july 1995 | 1 property | 11/09/2003 | 18/02/2012 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set-off dated 3RD july 1995 and | 1 property | 29/07/2003 | 18/02/2012 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set off dated 3RD july 1995 (the letter) | 1 property | 23/10/2002 | 18/02/2012 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set-off dated 3RD july 1995 | 1 property | 09/05/2002 | 18/02/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (269 total)
accounts-with-accounts-type-full
accounts · AA
2026-06-05
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-18
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-18
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-06
termination-director-company-with-name-termination-date
officers · TM01
2025-10-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-22
legacy
capital · SH20
2025-10-17
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-10-17
legacy
insolvency · CAP-SS
2025-10-17
resolution
resolution · RESOLUTIONS
2025-10-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-16
capital-allotment-shares
capital · SH01
2025-06-12
accounts-with-accounts-type-full
accounts · AA
2025-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-08
appoint-person-director-company-with-name-date
officers · AP01
2024-04-10