SENSE, THE NATIONAL DEAFBLIND AND RUBELLA ASSOCIATION

🌳Matureactive
01825301 · private-limited-guarant-nsc · incorporated 1984-06-15
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Other human health activities
Sector: Human health & social work
ALSO REGISTERED FOR
  • 87900Other residential care activities n.e.c.
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 70/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 67). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 14 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).

🏦

Refinance opportunity

36 live charges · 10 lenders · oldest 45.3y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 45.3 years old — likely at or near maturity.
  • · 10 lenders named — inter-creditor friction likely.
  • · Legal-friction score 63/100 (high).

Data confidence

Overall: low (50/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
36 charges (36/36 with lender, 36/36 with type)
90
Directors & officers
100 officers (7 active, 100 linked, 91 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
4 connected companies via shared directors
57
Filing history
404 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 2 officers
Last 180 days
6
filings
  • 6 officers
Counts from Companies House filing history.
Corporate timeline (263 events)Click to expand
  1. 2026-03-20
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  2. 2026-03-20
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  3. 2026-03-11
    HOWES, Paul Bernard appointed
    secretary
  4. 2026-03-11
    WATSON-O'NEILL, Edward James resigned
    secretary
  5. 2026-03-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2026-03-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2026-03-06
    SYMINGTON, Brian Norman resigned
    director
  8. 2026-02-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2026-02-13
    MCDONNELL, Alicia resigned
    director
  10. 2025-12-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2025-10-08
    📄
    accounts-with-accounts-type-group
    accounts · AA
  12. 2025-02-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2025-02-19
    SIMPER, Steven Alan Keith resigned
    director
  14. 2025-02-07
    📄
    auditors-resignation-company
    auditors · AUD
  15. 2025-02-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2025-02-05
    KATSARIS, Mythily resigned
    director
  17. 2025-02-03
    WATSON-O'NEILL, Edward James appointed
    secretary
  18. 2025-02-03
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  19. 2025-02-03
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  20. 2025-01-31
    KRAMER, Richard Leslie resigned
    secretary
  21. 2024-12-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2024-12-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2024-12-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  24. 2024-12-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2024-12-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  26. 2024-12-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  27. 2024-12-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2024-12-12
    LARSSON, Jeremy Christian appointed
    director
  29. 2024-12-12
    ROBERTSHAW, Philip Charles appointed
    director
  30. 2024-12-12
    MCDONNELL, Alicia appointed
    director
  31. 2024-12-12
    MOLLOY, Justin, Dr resigned
    director
  32. 2024-12-12
    SIMPER, Steven Alan Keith appointed
    director
  33. 2024-12-12
    📄
    accounts-with-accounts-type-group
    accounts · AA
  34. 2024-10-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  35. 2024-09-30
    🔒
    Charge registered #36
    Lender: Ms Society Nominees Limited
  36. 2024-08-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  37. 2024-08-20
    AHMED, Saeed resigned
    director
  38. 2023-12-28
    📄
    accounts-with-accounts-type-group
    accounts · AA
  39. 2023-12-15
    PEARSON, Andrew Phillip resigned
    director
  40. 2023-09-19
    MORTENSEN, Amanda Emma resigned
    director
  41. 2023-06-09
    LEIGH, Benedict Martin Edward resigned
    director
  42. 2023-06-08
    BARVÉ, Ashling Martha resigned
    director
  43. 2023-04-26
    MORTENSEN, Amanda Emma appointed
    director
  44. 2023-02-06
    CALLISTER, Graham Neil resigned
    director
  45. 2022-05-11
    AIVAZOGLOU, Georgios resigned
    director
  46. 2022-03-09
    COOPER, Benjamin Francis appointed
    director
  47. 2022-03-09
    HOSKINS, Vivienne Helen appointed
    director
  48. 2021-12-08
    ASSAD, Natalie resigned
    director
  49. 2021-02-19
    AHMED, Saeed appointed
    director
  50. 2020-09-22
    LUCY, Desmond John resigned
    director
Showing most recent 50 of 263 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -6 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.

Red flags

2 med · 1 low
3 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: WATSON-O'NEILL, Edward James resigned 2026-03-11; MCDONNELL, Alicia resigned 2026-02-13; SYMINGTON, Brian Norman resigned 2026-03-06

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1984-06-15
Jurisdictionengland-wales
Primary SIC86900 — Other human health activities

Registered office

101 Pentonville Road
London
N1 9LG

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-26
Last: 2025-11-12

Officers (7 active · 107 resigned)

HOWES, Paul Bernard
secretary · appointed 2026-03-11
View their other companies + combined net worth →
Active
CAMMIES, Mark Nicholas
director · ~64y · appointed 2019-12-10
View their other companies + combined net worth →
Active
COOPER, Benjamin Francis
director · ~31y · appointed 2022-03-09
View their other companies + combined net worth →
Active
HOSKINS, Vivienne Helen
director · ~56y · appointed 2022-03-09
View their other companies + combined net worth →
Active
JONES, Simon Terry
director · ~62y · appointed 2019-12-10
View their other companies + combined net worth →
Active
LARSSON, Jeremy Christian
director · ~57y · appointed 2024-12-12
View their other companies + combined net worth →
Active
ROBERTSHAW, Philip Charles
director · ~67y · appointed 2024-12-12
View their other companies + combined net worth →
Active
BEST, Anthony, Doctor
secretary · appointed 2001-09-24 · resigned 2008-07-25
Resigned
BROOK, Richard
secretary · appointed 2008-07-28 · resigned 2010-10-12
Resigned
CLARK, Rodney Jeremy
secretary · resigned 2001-03-31
Resigned
KRAMER, Richard Leslie
secretary · appointed 2020-05-28 · resigned 2025-01-31
Resigned
MATTHEWS, Malcolm
secretary · appointed 2001-04-01 · resigned 2001-09-24
Resigned
MORBEY, Gillian
secretary · appointed 2010-10-16 · resigned 2018-07-23
Resigned
MURALI, Krishnaswamy
secretary · appointed 2018-07-23 · resigned 2020-05-28
Resigned
WATSON-O'NEILL, Edward James
secretary · appointed 2025-02-03 · resigned 2026-03-11
Resigned
AHMED, Saeed
director · ~50y · appointed 2021-02-19 · resigned 2024-08-20
Resigned
AIVAZOGLOU, Georgios
director · ~45y · appointed 2019-12-10 · resigned 2022-05-11
Resigned
AKPEKI, Fiona
director · ~60y · appointed 1997-12-17 · resigned 2001-03-21
Resigned
ANDLAW, Gustave Bernard
director · ~107y · resigned 1992-01-31
Resigned
ARMSTRONG, Simon Peter
director · ~56y · appointed 2014-07-01 · resigned 2018-12-11
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

36
Total charges
5
Outstanding
5
Active lenders
Status:Lender:36 of 36 shown
TypeProperties
outstanding
Ms Society Nominees
Ms Society Nominees Limited
A registered charge1 property30/09/2024
satisfied
Breckland District Council
Tenancy agreement1 property28/04/200905/03/2014
satisfied
Breckland District Council
Letter with endorsement1 property22/12/200505/03/2014
satisfied
Breckland District Council
Letter with endorsement1 property22/12/200505/03/2014
outstanding
Breckland District Council
Letter with endorsement1 property12/09/2002
satisfied
Barclays
Barclays Bank PLC
Deed of charge over credit balances1 property08/04/200218/12/2013
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property22/09/200018/12/2013
outstanding
Whitefield Development Trust
Second legal charge1 property21/02/2000
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property21/02/200018/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property18/02/200018/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property30/12/199918/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property30/12/199918/12/2004
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property03/12/199918/12/2013
satisfied
Breckland District Council
Letter with endorsement1 property01/11/199905/03/2014
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage2 properties27/10/199918/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property27/10/199918/12/2013
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal mortgage1 property13/10/199918/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage2 properties09/08/199921/03/2003
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge created by the company (formerly known as the national deaf blind and rubella association)1 property01/06/199911/09/2004
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property28/05/199918/12/2013
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property21/05/199918/12/2013
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property07/05/199918/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property21/04/199905/02/2005
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property06/04/199924/05/2002
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property30/10/199818/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property27/10/199718/12/2013
outstanding
Leeds Health Authority
Legal charge1 property11/10/1996
satisfied
Leeds Health Authority
Legal charge1 property26/06/199621/03/2003
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property06/02/199618/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property18/01/199618/12/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property25/07/199418/12/2013
outstanding
The Secretary of State for Health
Legal charge1 property26/08/1992
satisfied
Secretary of State for Heath
Legal charge1 property28/03/198918/12/2013
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property20/07/198718/12/2013
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Legal charge1 property20/07/198718/12/2013
satisfied
J.M.HARDWICK30 Priestgage Peterborough / J G Daviesqueen Street, Chambers Peterborough / R.S.E. SANDBACH30 Priestgate Peterborough / M.A. Henham-BARROW93 Woodlands Avenue, Wanstead E11 / W.V. SPINK20 Thorpe Avenue; Peterborough
Legal charge1 property04/03/198101/10/1987
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (404 total)

termination-secretary-company-with-name-termination-date
officers · TM02
2026-03-20
appoint-person-secretary-company-with-name-date
officers · AP03
2026-03-20
termination-director-company-with-name-termination-date
officers · TM01
2026-03-09
termination-director-company-with-name-termination-date
officers · TM01
2026-03-09
termination-director-company-with-name-termination-date
officers · TM01
2026-02-17
termination-director-company-with-name-termination-date
officers · TM01
2025-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
accounts-with-accounts-type-group
accounts · AA
2025-10-08
termination-director-company-with-name-termination-date
officers · TM01
2025-02-24
auditors-resignation-company
auditors · AUD
2025-02-07
termination-director-company-with-name-termination-date
officers · TM01
2025-02-06
appoint-person-secretary-company-with-name-date
officers · AP03
2025-02-03
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-03
appoint-person-director-company-with-name-date
officers · AP01
2024-12-18
change-person-director-company-with-change-date
officers · CH01
2024-12-17