CULLUM LIMITED
💤Zombieactive
01833327 · ltd · incorporated 1984-07-17
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£30.8k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
101 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £30,773
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£31k
~ YoY
Current Assets
£35k
↑ 1.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £30.8k | £30.7k |
| Current assets | £34.6k | £34.2k |
| Net assets | £30.8k | £30.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-10-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-04-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2017-07-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2016-11-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2010-06-30➖JACKSON, Jennifer Violet resignedsecretary
- 2010-06-30➖JACKSON, Jennifer Violet resigneddirector
- 2010-06-30➖JACKSON, Kenneth John resigneddirector
- 2001-06-01➕JACKSON, Graham John appointeddirector
- 1984-07-17🏢Company incorporatedAs CULLUM LIMITED
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Graham Jackson Individual · British · DOB 11/1967 · age 59 | 50–75% | — | 50-75% shares | 06/04/2016 |
Ms Jennifer Violet Jackson Individual · British · DOB 11/1939 · age 87 | 25–50% | — | 25-50% shares | 10/07/2023 |
1 historic (ceased) PSC
- Mr Kenneth John Jacksonceased 27/07/2017· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BURBO LTD→ 16009038 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CHESTERFIELD FINANCE LIMITED→ 14444288 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CMMB LTD→ 07936299 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| COTTER MORTGAGES LTD→ 14509420 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| COVERMY LTD→ 07757031 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CRISP CONSULTANTS LIMITED→ 08373911 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| CROISSANT CAPITAL LTD→ 11503405 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CULLEN INVESTMENTS LTD→ 14112269 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CURO UNDERWRITING SERVICES LTD→ 09928519 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CV FINANCE LIMITED→ 04177230 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| D F WILLIAMS FINANCIAL SERVICES LIMITED→ 08303250 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| D&C PROPERTY INVESTORS LTD→ 15821833 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1984-07-17
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
3 Guild Way
South Woodham Ferrers
Chelmsford
Essex
CM3 5TG
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-24
Last: 2025-07-10
Officers (1 active · 3 resigned)
JACKSON, Graham John→
Activedirector · ~59y · appointed 2001-06-01
View their other companies + combined net worth →
JACKSON, Jennifer Violet→
Resignedsecretary · resigned 2010-06-30
JACKSON, Jennifer Violet→
Resigneddirector · ~87y · resigned 2010-06-30
JACKSON, Kenneth John→
Resigneddirector · ~87y · resigned 2010-06-30
Click a director name to see their full track record across all companies.
Recent filings (101 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-18
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-09
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-29