BENHAM (SPECIALIST CARS) LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (83/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
Refinance opportunity
15 live charges · 9 lenders · oldest 39.9y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 39.9 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
Corporate timeline (62 events)Click to expand
- 2026-04-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-04-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-30📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-07-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-07-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-10-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-09-06📄change-person-director-company-with-change-dateofficers · CH01
- 2019-06-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-01-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-01-01➕ADAMS, William Guy appointeddirector
- 2018-12-31➖COOK, Nicholas John resigneddirector
- 2018-06-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-08-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-10-31➖FAIRBOTHAM, Jeffrey Alan resigneddirector
- 2010-12-29🔓Charge satisfied #14
- 2010-12-17🔒Charge registered #15Lender: Barclays Bank PLC
- 2010-12-14🔓Charge satisfied #10
- 2010-09-02🔓Charge satisfied #13
- 2010-09-02🔓Charge satisfied #12
- 2010-08-27➕ORTON WILLIAMS, Margaret Mary appointeddirector
- 2010-08-27➖DOWNS, Michael John resignedsecretary
- 2010-08-27➕COOK, Nicholas John appointeddirector
- 2010-08-27➕FAIRBOTHAM, Jeffrey Alan appointeddirector
- 2010-08-27➖HOLMES, David Michael resigneddirector
- 2010-08-27➖VAUGHAN, Laurence Edward William resigneddirector
- 2010-08-27🔒Charge registered #14Lender: National Westminster Bank PLC
- 2006-01-24🔓Charge satisfied #11
- 2005-11-04🔓Charge satisfied #8
- 2005-11-04🔓Charge satisfied #7
- 2005-11-04🔓Charge satisfied #6
- 2005-11-02🔒Charge registered #13Lender: The Governor and Company of the Bank of Scotland
- 2005-11-02🔒Charge registered #12Lender: The Governor and Company of the Bank of Scotland
- 2005-08-01➕DOWNS, Michael John appointedsecretary
- 2005-08-01➖HOGBEN, Diana resignedsecretary
- 2005-08-01➖HOGBEN, Diana resigneddirector
- 2005-08-01➖HOGBEN, Philip Richard resigneddirector
- 2005-08-01➕HOLMES, David Michael appointeddirector
- 2005-08-01➖MARNHAM, Peter Frederick resigneddirector
- 2005-08-01➖MARNHAM, Philippa Mary resigneddirector
- 2005-08-01➖SMITH, Ian William resigneddirector
- 2005-08-01➕VAUGHAN, Laurence Edward William appointeddirector
- 2005-08-01🔒Charge registered #11Lender: Opus Ventures General Partner Limited
- 2005-08-01🔒Charge registered #10Lender: Bmw Financial Services (GB) Limited
- 1996-12-15➖DAVIES, Steven Paul resigneddirector
- 1994-08-19🔓Charge satisfied #9
- 1993-09-09🔒Charge registered #9Lender: Psa Wholesale Limited
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 87 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Margaret Mary Orton Williams Individual · British · DOB 06/1939 · age 87 | 25–50% | 50–75% | board control50-75% shares · 50-75% voting · board control | 27/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ASP CATERING LTD→ 11285601 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AU PHARMACARE LTD→ 15357497 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BAILEY TUTORING LTD→ 13708301 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BAUM GROUP LIMITED→ 04809802 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BAUM HOME LIMITED→ 09214962 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BAUMTEX LIMITED→ 04809949 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BEAL ASSOCIATES LIMITED→ 13361845 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BECHWOOD HOLDINGS LIMITED→ 13408868 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BELMONT BLEACHING & DYEING COMPANY LIMITED→ 02147505 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| BENNINGFORD LIMITED→ 01443181 · est 1979 · no financials extracted | — | — | — | — | 46y | — | — |
| BENTLEY CORPORATE CONSULTANTS LLP→ OC331011 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BENTLEY CORPORATE MANUFACTURING LLP→ OC341935 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 12 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Bank PLC | Debenture | 1 property | 17/12/2010 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 27/08/2010 | 29/12/2010 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 02/11/2005 | 02/09/2010 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 02/11/2005 | 02/09/2010 | |
| satisfied | Opus Ventures General Partner Opus Ventures General Partner Limited | Composite guarantee and debenture | 1 property | 01/08/2005 | 24/01/2006 | |
| satisfied | Bmw Financial Services (GB) Bmw Financial Services (GB) Limited | Legal charge | 1 property | 01/08/2005 | 14/12/2010 | |
| satisfied | Psa Wholesale Psa Wholesale Limited | Deed | 1 property | 09/09/1993 | 19/08/1994 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 31/08/1989 | 04/11/2005 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 31/08/1989 | 04/11/2005 | |
| satisfied | Bmw Finance (GB) Bmw Finance (GB) Limited | Floating charge over used vehicles | 1 property | 07/01/1988 | 04/11/2005 | |
| outstanding | Bmw Finance (GB) Bmw Finance (GB) Limited | Debenture | 1 property | 21/12/1987 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker LTD | Debenture | 1 property | 04/02/1987 | — | |
| satisfied | Lloyds Banking Group Lloyds Bowmaker LTD | Charge | 1 property | 29/12/1986 | 22/01/1993 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 2 properties | 05/11/1986 | 01/08/1990 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Charge of cash deposit | 1 property | 10/09/1986 | 01/08/1990 |