COLLINGWOOD RICHARDSON AND CO LIMITED
💤Zombieactive
01837121 · ltd · incorporated 1984-07-31
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£233.9k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 9.4y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
102 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £233,863
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£234k
↑ 2.0% YoY
Current Assets
£98k
↑ 5.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £233.9k | £229.3k |
| Current assets | £97.8k | £93.0k |
| Net assets | £233.9k | £229.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-06-24➖RICHARDSON, Donald William Collingwood resigneddirector
- 2026-06-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-05🔓Charge satisfied #1
- 2025-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-08📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2023-12-05📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-06-12📄change-person-secretary-company-with-change-dateofficers · CH03
- 2017-06-12📄change-person-director-company-with-change-dateofficers · CH01
- 2017-02-22🔒Charge registered #1Lender: Barclays Bank PLC
- 2003-03-01➕RICHARDSON, Alan Raymond Collingwood appointeddirector
- 1994-10-11➕COLLINGWOOD RICHARDSON, Alan Raymond appointedsecretary
- 1994-10-11➖RICHARDSON, Jennifer Florence resignedsecretary
- 1994-10-11➖RICHARDSON, Jennifer Florence resigneddirector
- 1984-07-31🏢Company incorporatedAs COLLINGWOOD RICHARDSON AND CO LIMITED
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "RICHARDSON" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Raymond Collingwood Richardson Individual · British · DOB 12/1974 · age 52 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
Mr Donald William Collingwood Richardson Individual · British · DOB 11/1939 · age 87 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| AKROYD AND SMITHERS LTD→ 12518975 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
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| COLISEUM CAPITAL INDUSTRIAL LIMITED→ 09793520 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| COMMERCIAL & ASSET MANAGEMENT LIMITED→ 09942131 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| COMPREHENSIVE FINANCIAL PLANNING LIMITED→ 07204010 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| D B ROBERTS MORTGAGE SERVICES LTD→ 07181465 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| DARWIN WEALTH MANAGEMENT LTD→ 07738223 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| DAVID BURFORD INDEPENDENT FINANCIAL ADVISERS LTD→ 05470816 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| DAVID REYNOLDS FINANCIAL SERVICES LIMITED→ 08308919 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| DEWI LLOYD-DAVIES CYFYNGEDIG→ 07216160 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| DHM (CONNAH) INVESTMENTS→ 12133766 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| DIRECT MORTGAGE BROKERS LTD→ 07271047 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1984-07-31
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Collingwood House Hall Bank
Pontesbury
Shrewsbury
Shropshire
SY5 0RF
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-12-12
Last: 2025-11-28
Officers (2 active · 3 resigned)
COLLINGWOOD RICHARDSON, Alan Raymond→
Activesecretary · appointed 1994-10-11
View their other companies + combined net worth →
RICHARDSON, Alan Raymond Collingwood→
Activedirector · ~52y · appointed 2003-03-01
View their other companies + combined net worth →
RICHARDSON, Jennifer Florence→
Resignedsecretary · resigned 1994-10-11
RICHARDSON, Donald William Collingwood→
Resigneddirector · ~87y · resigned 2026-06-24
RICHARDSON, Jennifer Florence→
Resigneddirector · ~80y · resigned 1994-10-11
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 22/02/2017 | 05/09/2025 |
Recent filings (102 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-06-24
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-05
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-27
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2023-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-05
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-29