ACTJACK LIMITED
🌳Matureactive
01845163 · ltd · incorporated 1984-09-03
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 38.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 80/100 (exceptional), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 38.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 38.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 6 with DOB)
87
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
130 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2025-11-03📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2025-10-30📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2025-10-30📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2025-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-22➕SMYTH, Gary Benjamin appointeddirector
- 2025-05-22➕SMYTH, Jamie Lee appointeddirector
- 2025-05-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-02📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2024-09-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-08-01📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-16🔓Charge satisfied #5
- 2022-12-16🔓Charge satisfied #4
- 2022-12-16🔓Charge satisfied #3
- 2022-12-16🔓Charge satisfied #2
- 2022-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-15🔓Charge satisfied #1
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-13➖SMYTH, Janet Elizabeth resigneddirector
- 2021-12-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-11-09➖SMYTH, Janet Elizabeth resignedsecretary
- 2007-10-31➖SMYTH, James Stewart resigneddirector
- 2003-10-31➕SMYTH, Jason Gary appointeddirector
- 2003-10-31➕SMYTH, James Stewart appointeddirector
- 1990-08-16🔒Charge registered #5Lender: Midland Bank PLC
- 1990-05-24🔒Charge registered #4Lender: Midland Bank PLC
- 1989-10-16🔒Charge registered #3Lender: Midland Bank PLC
- 1989-10-16🔒Charge registered #2Lender: Midland Bank PLC
- 1987-08-18🔒Charge registered #1Lender: Barclays Bank PLC
- 1984-09-03🏢Company incorporatedAs ACTJACK LIMITED
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 89 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFamily succession underway: Not a takeover target — SMYTH, Gary Benjamin (same surname) appointed 2025-05-22. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 89 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Henry Smyth Individual · British · DOB 10/1937 · age 89 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Jason Gary Smyth Individual · British · DOB 03/1968 · age 58 | — | — | sig. influencesignificant influence | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Janet Elizabeth Smythceased 02/07/2024· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · TR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2 POINT 4 LIMITED→ 13892315 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 9ELEVENSES LTD→ 15377981 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADEYAH LIMITED→ 14997921 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADMUS ENTERPRISES LTD→ 15320522 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADONIS STRENGTH & FITNESS LTD→ 16939277 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AGRICULTURAL SALES AND SERVICE LTD→ 04961074 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| AHLAM & JANNAT LTD→ 16908867 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJS JATTS LTD→ 15961807 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALCHEMISE NUTRITION LIMITED→ 16892488 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALCHEMY CORNWALL LTD→ 17019660 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALEMDA PROPERTIES LIMITED→ 10439559 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALFRED SMITH & SON (PENZANCE) LIMITED→ 00661550 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1984-09-03
Jurisdictionengland-wales
Primary SIC47190 — Other retail sale in non-specialised stores
Registered office
56 Fore Street
Redruth
TR15 2AQ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-11
Last: 2025-10-28
Officers (4 active · 3 resigned)
SMYTH, Gary Benjamin→
Activedirector · ~40y · appointed 2025-05-22
View their other companies + combined net worth →
Active
SMYTH, Jamie Lee→
Activedirector · ~29y · appointed 2025-05-22
View their other companies + combined net worth →
SMYTH, Jason Gary→
Activedirector · ~58y · appointed 2003-10-31
View their other companies + combined net worth →
SMYTH, Janet Elizabeth→
Resignedsecretary · resigned 2021-11-09
SMYTH, James Stewart→
Resigneddirector · ~63y · appointed 2003-10-31 · resigned 2007-10-31
SMYTH, Janet Elizabeth→
Resigneddirector · ~88y · resigned 2021-12-13
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 16/08/1990 | 16/12/2022 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 24/05/1990 | 16/12/2022 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 2 properties | 16/10/1989 | 16/12/2022 | |
| satisfied | Midland Bank Midland Bank PLC | Fixed and floating charge | 1 property | 16/10/1989 | 16/12/2022 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 18/08/1987 | 15/12/2022 |
Recent filings (130 total)
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-11-03
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-31
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-10-30
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-10-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-27
appoint-person-director-company-with-name-date
officers · AP01
2025-05-22
appoint-person-director-company-with-name-date
officers · AP01
2025-05-22
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2024-12-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-14
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-08-01