FLAXTON FINANCE LIMITED
💤Zombieactive
01876041 · ltd · incorporated 1985-01-09
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£36.1k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 78-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
24 live charges · 7 lenders · oldest 39.0y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 39.0 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
24 charges (24/24 with lender, 24/24 with type)
90
Directors & officers
4 officers (1 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
145 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £36,146
Cash YoY
+22192%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£3k
↑ 22192% YoY
Net Worth
£36k
↑ 15% YoY
Current Assets
£39k
↑ 24% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £36.1k | £32.6k |
| Current assets | £38.7k | £31.2k |
| Cash | £2.7k | £12 |
| Debtors | £36.0k | £31.2k |
| Net assets | £36.1k | £31.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-12-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-12-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-12-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-08-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-12-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-12-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-12-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-11-12📄gazette-filings-brought-up-to-dategazette · DISS40
- 2016-11-01📄gazette-notice-compulsorygazette · GAZ1
- 2016-01-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-12-01➖ANDREW, Joan resignedsecretary
- 2015-12-01➖ANDREW, Joan resigneddirector
- 2008-08-12🔒Charge registered #24Lender: Kingston Asset Finance
- 2000-03-30➖LEWIS, Mark Thomas resigneddirector
- 1996-11-26🔓Charge satisfied #5
- 1994-03-29🔒Charge registered #23Lender: Royscot Trust PLC
- 1992-04-10🔒Charge registered #22Lender: Lloyds Bowmaker Limited
- 1992-04-06🔒Charge registered #21Lender: Royscot Trust PLC
- 1991-11-27🔒Charge registered #20Lender: Lloyds Bowmaker Limited
- 1991-11-27🔒Charge registered #19Lender: Lloyds Bowmaker Limited
- 1991-07-09🔒Charge registered #18Lender: Lloyds Bowmaker Limited
- 1991-04-19🔒Charge registered #17Lender: Lloyds Bowmaker Limited
- 1991-04-18🔒Charge registered #16Lender: Lloyds Bowmaker Limited
- 1991-03-04🔒Charge registered #15Lender: Royscot Trust PLC
- 1991-02-12🔒Charge registered #14Lender: Lloyds Bowmaker Limited
- 1991-02-12🔒Charge registered #13Lender: Royscot Trust PLC.
- 1991-02-01🔒Charge registered #12Lender: Lloyds Bowmaker Limited.
- 1991-01-14🔒Charge registered #11Lender: Royscot Trust PLC
- 1990-12-10🔒Charge registered #9Lender: Lloyds Bowmaker Limited
- 1990-12-06🔒Charge registered #10Lender: Lloyds Bowmaker Limited
- 1990-11-22🔒Charge registered #8Lender: Royscot Trust PLC.
- 1990-10-24🔒Charge registered #7Lender: Rayscott Trust PLC
- 1990-10-02🔒Charge registered #6Lender: Lloyds Bowmaker Limited.
- 1990-07-04🔒Charge registered #4Lender: Lloyds Bowmaker Limited
- 1990-03-09🔒Charge registered #3Lender: Lloyds Bowmaker Limited.
- 1989-12-19🔒Charge registered #5Lender: Lloyds Bowmaker Limited
- 1988-03-28🔒Charge registered #2Lender: Lloyds Bowmaker Limited
- 1987-07-01🔒Charge registered #1Lender: Hitachi Credit (UK) Limited.
- 1985-01-09🏢Company incorporatedAs FLAXTON FINANCE LIMITED
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 low23 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Geoffrey Clive Andrew Individual · British · DOB 12/1948 · age 78 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · YO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DVAM LTD→ 15951379 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FINANCIAL WEALTH SOLUTIONS LIMITED→ 09688906 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| FIRST SOVEREIGN PROJECTS LIMITED→ 12591799 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GLANIMOORE LIMITED→ 13257833 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GRIMSTON MANAGEMENT LIMITED→ 11029848 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| GROW INVEST LTD→ 13304561 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GROWTH PARTNER VENTURES LIMITED→ 15581319 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GW FINANCIAL MANAGEMENT LTD→ 07937117 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| GWS FINANCIAL PLANNING LIMITED→ 16494820 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HAL NOMINEE 1 LIMITED→ 13787410 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HAL NOMINEE 2 LIMITED→ 13789508 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HALIFAX ESTATE NOMINEES 1 LIMITED→ 12368920 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1985-01-09
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
8 Marsden Park
James Nicolson Link ,Clifton Moor
York
YO30 4WX
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-22
Last: 2025-08-08
Officers (1 active · 3 resigned)
Active
ANDREW, Joan→
Resignedsecretary · resigned 2015-12-01
ANDREW, Joan→
Resigneddirector · ~101y · resigned 2015-12-01
LEWIS, Mark Thomas→
Resigneddirector · ~72y · resigned 2000-03-30
Click a director name to see their full track record across all companies.
Mortgages & charges
24
Total charges
23
Outstanding
6
Active lenders
Status:Lender:24 of 24 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kingston Asset Finance | Block discouting agreement | 1 property | 12/08/2008 | — | |
| outstanding | Royscot Trust Royscot Trust PLC | Replacement assignment | 1 property | 29/03/1994 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge and assignment | 1 property | 10/04/1992 | — | |
| outstanding | Royscot Trust Royscot Trust PLC | Replacement assignment | 1 property | 06/04/1992 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge and assignment | 1 property | 27/11/1991 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge and assignment | 1 property | 27/11/1991 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge and assigments | 1 property | 09/07/1991 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge & assignment | 1 property | 19/04/1991 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge & assignment | 1 property | 18/04/1991 | — | |
| outstanding | Royscot Trust Royscot Trust PLC | Deed of veriation | 1 property | 04/03/1991 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge & assignment | 1 property | 12/02/1991 | — | |
| outstanding | Royscot Trust . Royscot Trust PLC. | Supplementary schedule | 1 property | 12/02/1991 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited. | Charge & assignment | 1 property | 01/02/1991 | — | |
| outstanding | Royscot Trust Royscot Trust PLC | Supplementary schedule | 1 property | 14/01/1991 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge & assignment | 1 property | 10/12/1990 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge and assignment | 1 property | 06/12/1990 | — | |
| outstanding | Royscot Trust . Royscot Trust PLC. | Supplementary schedule. | 1 property | 22/11/1990 | — | |
| outstanding | Rayscott Trust Rayscott Trust PLC | Master block mortgage agreement | 1 property | 24/10/1990 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited. | Charge and assignment | 1 property | 02/10/1990 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Charge and assignment | 1 property | 04/07/1990 | — | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited. | Charge & assignment | 1 property | 09/03/1990 | — | |
| satisfied | Lloyds Banking Group Lloyds Bowmaker Limited | Charge and assignment | 1 property | 19/12/1989 | 26/11/1996 | |
| outstanding | Lloyds Banking Group Lloyds Bowmaker Limited | Fixed charge | 1 property | 28/03/1988 | — | |
| outstanding | Hitachi Credit (UK) . Hitachi Credit (UK) Limited. | Charge | 1 property | 01/07/1987 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (145 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-16
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-19
change-person-director-company-with-change-date
officers · CH01
2020-08-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-08-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-12-18