ACJ DEVELOPMENTS LIMITED
🌳Matureactive
01877013 · ltd · incorporated 1985-01-14
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£1.97M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company with a 76-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (78/100, director aged 76). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
26 live charges · 3 lenders · oldest 40.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 40.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
26 charges (26/26 with lender, 26/26 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
153 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,972,254
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£2.0m
Current Assets
£793k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-05 | 2024-04-05 |
|---|---|---|
| Total assets | £2.11M | — |
| Current assets | £793.0k | — |
| Net assets | £1.97M | — |
| Average employees | — | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (78 events)Click to expand
- 2025-08-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-10🔓Charge satisfied #26
- 2025-02-10🔓Charge satisfied #25
- 2025-02-10🔓Charge satisfied #24
- 2025-02-10🔓Charge satisfied #23
- 2025-02-10🔓Charge satisfied #21
- 2025-02-10🔓Charge satisfied #20
- 2025-02-10🔓Charge satisfied #19
- 2025-02-10🔓Charge satisfied #17
- 2025-02-10🔓Charge satisfied #16
- 2025-02-10🔓Charge satisfied #15
- 2025-02-10🔓Charge satisfied #14
- 2025-02-10🔓Charge satisfied #13
- 2025-02-10🔓Charge satisfied #12
- 2025-02-10🔓Charge satisfied #10
- 2025-02-10🔓Charge satisfied #9
- 2025-02-10🔓Charge satisfied #6
- 2025-02-10🔓Charge satisfied #4
- 2025-02-10🔓Charge satisfied #3
- 2025-02-10🔓Charge satisfied #2
- 2024-08-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-10-31🔒Charge registered #26Lender: Barclays Bank PLC
- 2013-02-09🔓Charge satisfied #22
- 2011-01-31🔒Charge registered #25Lender: Barclays Bank PLC
- 2011-01-31🔒Charge registered #24Lender: Barclays Bank PLC
- 2011-01-14🔒Charge registered #23Lender: Barclays Bank PLC
- 2010-07-23🔒Charge registered #22Lender: National Westminster Bank PLC
- 2006-12-08🔒Charge registered #21Lender: National Westminster Bank PLC
- 2006-11-10🔓Charge satisfied #18
- 2006-03-20🔒Charge registered #20Lender: Barclays Bank PLC
Showing most recent 50 of 78 events
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 76 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Martin Mark Hurrell Individual · British · DOB 02/1950 · age 76 | 75–100% | — | 75-100% shares | 23/02/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · LS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A D TILING & SON LIMITED→ 12393290 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A G EXCAVATIONS LTD→ 13252366 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| A GELDART BRICKWORK LIMITED→ 10955260 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A.H.F. PROJECTS LIMITED→ 05959769 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AC WORKS GROUP LTD→ 15181061 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AD ELECTRICS LIMITED→ 09599716 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ADH GREEN ENERGY LIMITED→ 16866777 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADKIN JOINERY LTD→ 16602406 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCE SAFETY NETTING UK LTD→ 13736798 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADVANCED HOMES LIMITED→ 01682664 · est 1982 · no financials extracted | — | — | — | — | 43y | — | — |
| ADVANCED ROOFING (YORKSHIRE) LTD→ 09413830 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ADVANCED THERMAL LTD→ 15487045 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1985-01-14
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
Bramble House Weedling Gate
Stutton
Tadcaster
North Yorkshire
LS24 9BQ
Filing status
Accounts
Next due: 2027-01-05
Last made up to: 2025-04-05
Confirmation statement
Next due: 2027-03-09
Last: 2026-02-23
Officers (3 active · 3 resigned)
Active
Active
Active
WELLS, Maxene→
Resignedsecretary · resigned 1996-08-28
WELLS, Colin→
Resigneddirector · ~78y · resigned 1996-08-28
WELLS, Maxene→
Resigneddirector · ~75y · resigned 1996-08-28
Click a director name to see their full track record across all companies.
Mortgages & charges
26
Total charges
1
Outstanding
1
Active lenders
Status:Lender:26 of 26 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 31/10/2014 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 31/01/2011 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Second legal charge | 1 property | 31/01/2011 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 14/01/2011 | 10/02/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 23/07/2010 | 09/02/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 08/12/2006 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 20/03/2006 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 19/12/2005 | 10/02/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/01/2005 | 10/11/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 16/05/2003 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/11/2002 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 28/11/2002 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/01/2002 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 24/09/1999 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 24/09/1999 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 30/09/1998 | 05/04/2001 | |
| satisfied | Home Housing Association Home Housing Association Limited | A lease | 1 property | 17/09/1997 | 10/02/2025 | |
| satisfied | Home Housing Association Home Housing Association Limited | A lease | 1 property | 17/09/1997 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 2 properties | 18/08/1997 | 05/04/2001 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/06/1997 | 05/04/2001 | |
| satisfied | Barclays Barclays Bank PLC | Floating charge | 1 property | 17/02/1997 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/02/1997 | 13/07/2001 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/10/1988 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 26/05/1988 | 10/02/2025 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 12/03/1986 | 10/02/2025 | |
| outstanding | Barclays Barclays Bank PLC | Legal charge | 1 property | 04/07/1985 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (153 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-25
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-25
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-02-10