102 PALACE GARDENS TERRACE LIMITED

🌳Matureactive
01881494 · ltd · incorporated 1985-01-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£1.8k
book net assets
Opportunity
83/100
Exceptional
🔔
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What this business does
Primary activity: Residents property management
Sector: Activities of households
Investor take
Pursue
Asset-holding vehicle with a 71-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 41.0y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 41.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
17 officers (6 active, 17 linked, 16 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
4 connected companies via shared directors
57
Filing history
119 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,766
Cash YoY
-26%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£1k
↓ 26% YoY
Net Worth
£2k
↑ 219% YoY
Current Assets
£2k
↓ 17% YoY
Current Liabilities
—
£0£584£1k£2k£2k£3kJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£1.8k£554
Current assets£2.4k£2.9k
Cash£1.4k£1.8k
Debtors£1.1k£1.1k
Net assets£1.8k£554

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
  1. 2026-04-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-04-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-07-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2021-02-28
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  8. 2021-02-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2021-01-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-01-19
    ➕
    MACLEAN, Shaun Kennedy appointed
    director
  11. 2021-01-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2020-01-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2020-01-06
    ➖
    ROBERTSON, Caroline Elizabeth resigned
    director
  14. 2019-04-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-12-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2018-12-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2018-12-01
    ➕
    LACEY, David Graham appointed
    director
  18. 2018-12-01
    ➖
    DAY, Abigail resigned
    director
  19. 2018-10-31
    📄
    memorandum-articles
    incorporation · MA
  20. 2018-10-16
    📄
    resolution
    resolution · RESOLUTIONS
  21. 2018-04-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2003-05-18
    ➕
    OWEN, Philip Robert appointed
    director
  23. 2003-05-09
    ➖
    GASELTINE, Catherine Jane resigned
    director
  24. 2001-05-13
    ➕
    JOSEPH, Ezekiel appointed
    director
  25. 2001-02-22
    ➖
    MACLEAN, Shaun Kennedy resigned
    director
  26. 2000-05-21
    ➕
    RANSLEY, Scott appointed
    director
  27. 2000-02-17
    ➖
    DEWAR, Alexander John Edward, Honourable resigned
    director
  28. 1999-05-16
    ➕
    DAY, Abigail appointed
    director
  29. 1999-05-16
    ➕
    MACLEAN, Shaun Kennedy appointed
    director
  30. 1999-02-22
    ➖
    MYNENI, Ravi resigned
    director
  31. 1998-10-13
    ➕
    GASELTINE, Catherine Jane appointed
    director
  32. 1998-08-21
    ➖
    BIOSSE DUPLAN, Anne-Helene Juliette resigned
    director
  33. 1998-05-10
    ➕
    MYNENI, Ravi appointed
    director
  34. 1997-11-06
    ➖
    PATTERSON LLL, Joseph Flanner resigned
    director
  35. 1994-09-20
    ➕
    BIOSSE DUPLAN, Anne-Helene Juliette appointed
    director
  36. 1994-09-20
    ➕
    DEWAR, Alexander John Edward, Honourable appointed
    director
  37. 1994-05-23
    ➖
    MILNE, Derrick Duane resigned
    director
  38. 1994-05-04
    ➖
    EVANS, Stephen William resigned
    director
  39. 1993-11-03
    ➕
    ROBERTSON, Caroline Elizabeth appointed
    director
  40. 1993-09-01
    ➖
    DAVISON, Mark Patrick Hay resigned
    director
  41. 1985-05-29
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  42. 1985-01-30
    🏢
    Company incorporated
    As 102 PALACE GARDENS TERRACE LIMITED

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1985-01-30
Jurisdictionengland-wales
Primary SIC98000 — Residents property management

Registered office

First Floor
West Barn, North Frith Farm, Ashes Lane, Hadlow
Tonbridge
Kent
TN11 9QU
United Kingdom

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (6 active · 11 resigned)

DAY, Abigail→
secretary
View their other companies + combined net worth →
Active
JOSEPH, Ezekiel→
director · ~71y · appointed 2001-05-13
View their other companies + combined net worth →
Active
LACEY, David Graham→
director · ~63y · appointed 2018-12-01
View their other companies + combined net worth →
Active
MACLEAN, Shaun Kennedy→
director · ~69y · appointed 2021-01-19
View their other companies + combined net worth →
Active
OWEN, Philip Robert→
director · ~63y · appointed 2003-05-18
View their other companies + combined net worth →
Active
RANSLEY, Scott→
director · ~56y · appointed 2000-05-21
View their other companies + combined net worth →
Active
BIOSSE DUPLAN, Anne-Helene Juliette→
director · ~60y · appointed 1994-09-20 · resigned 1998-08-21
Resigned
DAVISON, Mark Patrick Hay→
director · ~67y · resigned 1993-09-01
Resigned
DAY, Abigail→
director · ~62y · appointed 1999-05-16 · resigned 2018-12-01
Resigned
DEWAR, Alexander John Edward, Honourable→
director · ~55y · appointed 1994-09-20 · resigned 2000-02-17
Resigned
EVANS, Stephen William→
director · ~77y · resigned 1994-05-04
Resigned
GASELTINE, Catherine Jane→
director · ~60y · appointed 1998-10-13 · resigned 2003-05-09
Resigned
MACLEAN, Shaun Kennedy→
director · ~69y · appointed 1999-05-16 · resigned 2001-02-22
Resigned
MILNE, Derrick Duane→
director · ~66y · resigned 1994-05-23
Resigned
MYNENI, Ravi→
director · ~62y · appointed 1998-05-10 · resigned 1999-02-22
Resigned
PATTERSON LLL, Joseph Flanner→
director · ~77y · resigned 1997-11-06
Resigned
ROBERTSON, Caroline Elizabeth→
director · ~71y · appointed 1993-11-03 · resigned 2020-01-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
Mortgage1 property29/05/1985—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (119 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-07-13
change-person-secretary-company-with-change-date
officers · CH03
2021-02-28
appoint-person-director-company-with-name-date
officers · AP01
2021-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-25