FARMHOUSE POTATO BAKERS LIMITED

🌳Matureactive
01894079 · ltd · incorporated 1985-03-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£7.77M
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: SIC 10310
Sector: Manufacturing
ALSO REGISTERED FOR
  • 10850Manufacture of prepared meals and dishes
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

9 live charges · 5 lenders · oldest 40.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 40.8 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 7 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
145 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £7,772,873
Cash YoY
+58%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2.7m
↑ 58% YoY
Net Worth
£7.8m
↑ 5.1% YoY
Current Assets
£9.9m
↑ 5.7% YoY
Current Liabilities
—
£0£2.0m£3.9m£5.9m£7.9m£9.9mSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-30
Total assets£8.45M£8.16M
Current assets£9.86M£9.33M
Cash£2.70M£1.71M
Debtors£3.72M£4.03M
Net assets£7.77M£7.40M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 accounts
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2026-06-24
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  2. 2025-06-12
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  3. 2025-01-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-11-13
    ➖
    BANNISTER, Robert Michael, The Estate Of Mr resigned
    director
  5. 2024-05-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2023-05-17
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2022-05-04
    📄
    accounts-with-accounts-type-full
    accounts · AA
  8. 2021-05-10
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2020-07-06
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2019-05-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2018-08-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  12. 2017-08-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  13. 2017-07-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2016-03-29
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  15. 2015-08-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-08-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2009-02-26
    ➖
    HART, Andrew James resigned
    director
  18. 2006-01-23
    ➕
    BANNISTER, Zoe Anne appointed
    director
  19. 2005-06-28
    🔓
    Charge satisfied #6
  20. 2005-06-28
    🔓
    Charge satisfied #4
  21. 2003-03-21
    🔓
    Charge satisfied #7
  22. 2003-03-21
    🔓
    Charge satisfied #3
  23. 2003-01-30
    🔒
    Charge registered #9
    Lender: Yorkshire Bank PLC
  24. 2002-11-28
    🔓
    Charge satisfied #1
  25. 2002-10-21
    🔒
    Charge registered #8
    Lender: Yorkshire Bank PLC
  26. 2002-08-28
    ➕
    HART, Andrew James appointed
    director
  27. 2002-01-01
    ➕
    MEDHURST, Marie Louise appointed
    director
  28. 2001-09-11
    🔓
    Charge satisfied #5
  29. 2000-11-08
    🔒
    Charge registered #7
    Lender: Hsbc Bank PLC
  30. 1993-09-16
    ➖
    BANNISTER, Stephen John, Mr. resigned
    director
  31. 1993-09-03
    ➖
    CLARK, Richard Francis Leslie resigned
    director
  32. 1992-07-22
    🔒
    Charge registered #6
    Lender: Midland Bank PLC
  33. 1989-06-30
    🔒
    Charge registered #5
    Lender: Midland Bank PLC
  34. 1987-08-14
    🔒
    Charge registered #4
    Lender: Midland Bank PLC
  35. 1987-08-14
    🔒
    Charge registered #3
    Lender: Midland Bank PLC
  36. 1986-09-29
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  37. 1985-10-05
    🔒
    Charge registered #1
    Lender: Financial Services
  38. 1985-03-11
    🏢
    Company incorporated
    As FARMHOUSE POTATO BAKERS LIMITED

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Bannisters Arable Products Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Bannisters Arable Products Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
FARMHOUSE POTATO BAKERS LIMITED
This company · 01894079

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Bannisters Arable Products Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1985-03-11
Jurisdictionengland-wales
Primary SIC10310 — SIC 10310

Registered office

Lancaster Road
Carnaby Industrial Estate
Carnaby, Bridlington
East Yorkshire
YO15 3QY

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-08-28
Last: 2025-08-14

Officers (4 active · 4 resigned)

BANNISTER, Hilary Margaret→
secretary
View their other companies + combined net worth →
Active
BANNISTER, Hilary Margaret→
director · ~77y
View their other companies + combined net worth →
Active
BANNISTER, Zoe Anne→
director · ~53y · appointed 2006-01-23
View their other companies + combined net worth →
Active
MEDHURST, Marie Louise→
director · ~51y · appointed 2002-01-01
View their other companies + combined net worth →
Active
BANNISTER, Robert Michael, The Estate Of Mr→
director · ~77y · resigned 2024-11-13
Resigned
BANNISTER, Stephen John, Mr.→
director · ~75y · resigned 1993-09-16
Resigned
CLARK, Richard Francis Leslie→
director · ~77y · resigned 1993-09-03
Resigned
HART, Andrew James→
director · ~71y · appointed 2002-08-28 · resigned 2009-02-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

9
Total charges
3
Outstanding
2
Active lenders
Status:Lender:9 of 9 shown
TypeProperties
outstanding
Virgin Money
Yorkshire Bank PLC
Legal mortgage1 property30/01/2003—
outstanding
Virgin Money
Yorkshire Bank PLC
Debenture1 property21/10/2002—
satisfied
HSBC
Hsbc Bank PLC
Legal mortgage1 property08/11/200021/03/2003
satisfied
Midland Bank
Midland Bank PLC
Charge1 property22/07/199228/06/2005
satisfied
Midland Bank
Midland Bank PLC
Legal charge1 property30/06/198911/09/2001
satisfied
Midland Bank
Midland Bank PLC
Legal charge1 property14/08/198728/06/2005
satisfied
Midland Bank
Midland Bank PLC
Charge1 property14/08/198721/03/2003
outstanding
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property29/09/1986—
satisfied
Financial Services
Deed of charge1 property05/10/198528/11/2002
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (145 total)

accounts-with-accounts-type-medium
accounts · AA
2026-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-26
accounts-with-accounts-type-medium
accounts · AA
2025-06-12
termination-director-company-with-name-termination-date
officers · TM01
2025-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-full
accounts · AA
2024-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-15
accounts-with-accounts-type-full
accounts · AA
2023-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-19
accounts-with-accounts-type-full
accounts · AA
2022-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-23
accounts-with-accounts-type-full
accounts · AA
2021-05-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-21
accounts-with-accounts-type-full
accounts · AA
2020-07-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-08-16