SESAME GENERAL INSURANCE SERVICES LIMITED
🌳Matureactive
01902998 · ltd · incorporated 1985-04-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 33.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 33.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
43 officers (4 active, 43 linked, 31 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
219 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (103 events)Click to expand
- 2025-09-16📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-16➕WILSON, Paul appointeddirector
- 2023-10-09📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-13➕BATHAM, Sarah Louise appointeddirector
- 2023-05-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-12➖HOWELLS, Richard James resigneddirector
- 2022-08-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-29➖GOLUNSKA, Michele-Louise Frances resigneddirector
- 2022-02-03📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-07📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-09-07📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2021-09-01➕VINCE, James appointedsecretary
- 2021-09-01➖AVIVA COMPANY SECRETARIAL SERVICES LIMITED resignedcorporate-secretary
- 2021-01-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-01📄accounts-with-accounts-type-fullaccounts · AA
- 2020-08-21📄resolutionresolution · RESOLUTIONS
- 2020-08-21📄memorandum-articlesincorporation · MA
- 2020-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-07-01➖COWAN, John resigneddirector
- 2020-04-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-04-20➕GOLUNSKA, Michele-Louise Frances appointeddirector
- 2020-04-17➕HARRIS, Stephen John appointeddirector
- 2019-09-11➕HOWELLS, Richard James appointeddirector
- 2018-09-28➖GRAVES, Mark Terence resigneddirector
- 2017-07-27➖BURLISON, David John resigneddirector
- 2017-07-27➕GRAVES, Mark Terence appointeddirector
- 2017-03-17➕AVIVA COMPANY SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2017-03-17➖FRIENDS LIFE SECRETARIAL SERVICES LIMITED resignedcorporate-secretary
- 2015-09-24➕BURLISON, David John appointeddirector
- 2015-09-24➖CUPIS, John resigneddirector
- 2015-06-30➖NEWMAN, James Allen resigneddirector
- 2015-06-23➕COWAN, John appointeddirector
- 2014-11-17➕CUPIS, John appointeddirector
- 2014-01-08➕NEWMAN, James Allen appointeddirector
- 2014-01-07➖HIGGINSON, George resigneddirector
- 2014-01-07➖HOOPER, Paul resigneddirector
- 2013-04-08➖MARTIN, Ivan resigneddirector
- 2013-02-28➖COUZENS, Michael Alastair resigneddirector
- 2012-04-27➖MONGER, Diana resignedsecretary
- 2012-04-27➕FRIENDS LIFE SECRETARIAL SERVICES LIMITED appointedcorporate-secretary
- 2011-08-11➕HIGGINSON, George appointeddirector
- 2010-11-24➖YOUNG, Stephen resigneddirector
- 2010-07-01➕HOOPER, Paul appointeddirector
- 2010-06-30➖WADELIN, Mark Thomas resigneddirector
- 2009-12-31➖ELLIS, Robert Gordon resignedsecretary
Showing most recent 50 of 103 events
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Sesame Bankhall Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Sesame Bankhall Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
SESAME GENERAL INSURANCE SERVICES LIMITED
This company · 01902998
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Sesame Bankhall Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/10/2016 |
1 historic (ceased) PSC
- Sesame Services Limitedceased 10/10/2016· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| DVAM LTD→ 15951379 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| FIRST SOVEREIGN PROJECTS LIMITED→ 12591799 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| GLANIMOORE LIMITED→ 13257833 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GRIMSTON MANAGEMENT LIMITED→ 11029848 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| GROW INVEST LTD→ 13304561 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GROWTH PARTNER VENTURES LIMITED→ 15581319 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| GW FINANCIAL MANAGEMENT LTD→ 07937117 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| GWS FINANCIAL PLANNING LIMITED→ 16494820 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HAL NOMINEE 2 LIMITED→ 13789508 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HALIFAX ESTATE NOMINEES 1 LIMITED→ 12368920 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| HALIFAX ESTATE NOMINEES 2 LIMITED→ 12368651 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| HALLGARTH WEALTH PLANNING (YORKSHIRE) LTD→ 11923820 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1985-04-09
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Aviva
Wellington Row
York
YO90 1WR
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-15
Last: 2026-05-01
Officers (4 active · 39 resigned)
Active
BATHAM, Sarah Louise→
Activedirector · ~45y · appointed 2023-06-13
View their other companies + combined net worth →
HARRIS, Stephen John→
Activedirector · ~54y · appointed 2020-04-17
View their other companies + combined net worth →
WILSON, Paul→
Activedirector · ~57y · appointed 2023-10-16
View their other companies + combined net worth →
CARTWRIGHT, Ceilo Bicol→
Resignedsecretary · appointed 1999-07-30 · resigned 2001-04-25
CHAPMAN, Clive Richard→
Resignedsecretary · appointed 2001-04-25 · resigned 2001-10-31
ELLIS, Robert Gordon→
Resignedsecretary · appointed 2007-06-08 · resigned 2009-12-31
GRAY, Elizabeth Andrea→
Resignedsecretary · appointed 2004-06-01 · resigned 2007-06-08
GREENWOOD, Martin James→
Resignedsecretary · resigned 1993-08-16
HAM, Richard Laurence→
Resignedsecretary · appointed 2002-11-30 · resigned 2004-06-01
MONGER, Diana→
Resignedsecretary · appointed 2009-12-31 · resigned 2012-04-27
STEWART, David→
Resignedsecretary · appointed 1993-08-16 · resigned 1999-07-30
WATERS, Paul Christopher→
Resignedsecretary · appointed 2001-10-31 · resigned 2002-11-30
AVIVA COMPANY SECRETARIAL SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2017-03-17 · resigned 2021-09-01
FRIENDS LIFE SECRETARIAL SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2012-04-27 · resigned 2017-03-17
BEESLEY, Keith Edward→
Resigneddirector · ~77y · resigned 1992-10-30
BRYANT, Charles Roy→
Resigneddirector · ~56y · appointed 2004-03-08 · resigned 2006-01-31
BUDGE, Kevin John→
Resigneddirector · ~65y · appointed 2002-03-26 · resigned 2002-08-30
BURLISON, David John→
Resigneddirector · ~53y · appointed 2015-09-24 · resigned 2017-07-27
COUZENS, Michael Alastair→
Resigneddirector · ~62y · appointed 2004-03-08 · resigned 2013-02-28
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus letter of set off dated 3RD july 1995 | 1 property | 17/09/2003 | 09/06/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 21/06/2001 | 17/12/2001 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Deed of charge | 1 property | 27/11/1992 | 18/06/2001 |
Recent filings (219 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-11
accounts-with-accounts-type-full
accounts · AA
2025-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-06
accounts-with-accounts-type-full
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-10
appoint-person-director-company-with-name-date
officers · AP01
2023-10-18
accounts-with-accounts-type-full
accounts · AA
2023-10-09
appoint-person-director-company-with-name-date
officers · AP01
2023-06-26
termination-director-company-with-name-termination-date
officers · TM01
2023-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-05
accounts-with-accounts-type-full
accounts · AA
2022-08-30
termination-director-company-with-name-termination-date
officers · TM01
2022-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-03
change-person-director-company-with-change-date
officers · CH01
2022-02-03
accounts-with-accounts-type-full
accounts · AA
2021-09-27