A.G. GREGORY (PROPERTIES) LIMITED
🌳Matureactive
01929808 · ltd · incorporated 1985-07-11
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£521.0k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueAsset-holding vehicle with a 88-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 88). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
27 live charges · 3 lenders · oldest 39.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 39.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
27 charges (27/27 with lender, 27/27 with type)
90
Directors & officers
5 officers (5 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
161 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £520,953
Cash YoY
+95%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£31k
↑ 95% YoY
Net Worth
£521k
↑ 4.6% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £539.1k | £516.3k |
| Cash | £31.0k | £15.9k |
| Net assets | £521.0k | £498.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (74 events)Click to expand
- 2025-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-03📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-06-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-07-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-04-26➕BUSHELL, Lesley Ann, Mrs. appointeddirector
- 2022-04-26➕DAVID, Sarah Louise appointeddirector
- 2021-11-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2006-03-29🔓Charge satisfied #27
- 2006-03-29🔓Charge satisfied #26
- 2006-03-29🔓Charge satisfied #25
- 2006-03-29🔓Charge satisfied #24
- 2006-03-29🔓Charge satisfied #23
- 2006-03-29🔓Charge satisfied #22
- 2006-03-29🔓Charge satisfied #21
- 2006-03-29🔓Charge satisfied #17
- 2006-03-29🔓Charge satisfied #15
- 2006-03-29🔓Charge satisfied #14
- 2006-03-29🔓Charge satisfied #11
- 2006-03-29🔓Charge satisfied #9
- 2006-03-29🔓Charge satisfied #8
- 2006-03-29🔓Charge satisfied #7
- 2006-03-29🔓Charge satisfied #3
- 1997-08-27🔒Charge registered #27Lender: Tipton & Coseley Building Society
- 1996-08-15🔒Charge registered #26Lender: National Westminster Bank PLC
- 1996-08-15🔒Charge registered #25Lender: National Westminster Bank PLC
- 1996-03-27🔓Charge satisfied #20
- 1996-03-27🔓Charge satisfied #19
- 1996-03-27🔓Charge satisfied #18
- 1996-03-27🔓Charge satisfied #16
- 1996-03-27🔓Charge satisfied #13
- 1996-03-27🔓Charge satisfied #10
- 1996-03-27🔓Charge satisfied #6
- 1996-03-27🔓Charge satisfied #4
- 1996-01-30🔓Charge satisfied #12
- 1995-12-07🔒Charge registered #24Lender: National Westminster Bank PLC
- 1995-12-07🔒Charge registered #23Lender: National Westminster Bank PLC
- 1995-12-07🔒Charge registered #22Lender: National Westminster Bank PLC
- 1995-12-07🔒Charge registered #21Lender: National Westminster Bank PLC
Showing most recent 50 of 74 events
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "GREGORY" — strong identity link between founder and business.
- +Founder age: Director aged approximately 88 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 88 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs. Lesley Ann Bushell Individual · British · DOB 10/1977 · age 49 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/03/2023 |
Mrs Sarah Louise David Individual · British · DOB 09/1974 · age 52 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 31/03/2023 |
2 historic (ceased) PSCs
- Mr. Anthony Graham Gregoryceased 31/03/2023· 25-50% shares · 25-50% voting · board control
- Mrs. Joan Gregoryceased 31/03/2023· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 3A PROPERTY LETTINGS LTD→ 16502204 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| A & A SMITH PROPERTIES LIMITED→ 14441386 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A & A WALTERS INVESTMENTS LIMITED→ 13951951 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A & G HOLDINGS (MIDLANDS) LIMITED→ 12461720 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A G HAWKINS LIMITED→ 11760472 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A.A & SONS PROPERTY LTD→ 15701508 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AAC DEVELOPMENTS (MIDLANDS) LTD→ 15880146 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AAI AZIZ HOLDINGS LTD→ 13265327 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABP PROPERTY HOLDINGS LTD→ 15576011 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACEATY HOLDINGS LTD→ 09283310 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1985-07-11
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
15-17 Church Street
Stourbridge
West Midlands
DY8 1LU
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-20
Last: 2025-06-06
Officers (5 active · 0 resigned)
Active
BUSHELL, Lesley Ann, Mrs.→
Activedirector · ~49y · appointed 2022-04-26
View their other companies + combined net worth →
DAVID, Sarah Louise→
Activedirector · ~52y · appointed 2022-04-26
View their other companies + combined net worth →
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
27
Total charges
0
Outstanding
0
Active lenders
Status:Lender:27 of 27 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Tipton & Coseley Building Society | Mortgage | 1 property | 27/08/1997 | 29/03/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 15/08/1996 | 29/03/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 15/08/1996 | 29/03/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 07/12/1995 | 29/03/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 2 properties | 07/12/1995 | 29/03/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 07/12/1995 | 29/03/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 2 properties | 07/12/1995 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 10/04/1992 | 27/03/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 17/10/1991 | 27/03/1996 | |
| satisfied | Barclays Barclays Bank PLC | Floating charge | 1 property | 28/03/1991 | 27/03/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 19/11/1990 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 12/11/1990 | 27/03/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 26/08/1990 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 20/06/1990 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 20/06/1990 | 27/03/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 20/06/1990 | 30/01/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 20/06/1990 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 20/06/1990 | 27/03/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/03/1990 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/03/1990 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 24/11/1989 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/09/1989 | 27/03/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 09/08/1989 | 07/07/1995 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 25/05/1989 | 27/03/1996 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 12/08/1988 | 29/03/2006 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 01/07/1988 | 07/07/1995 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 23/01/1987 | 07/07/1995 |
Recent filings (161 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-09
change-person-director-company-with-change-date
officers · CH01
2024-08-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-01
confirmation-statement-with-updates
confirmation-statement · CS01
2024-06-26
change-person-director-company-with-change-date
officers · CH01
2024-06-03
change-person-secretary-company-with-change-date
officers · CH03
2024-06-03
change-person-director-company-with-change-date
officers · CH01
2024-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-06-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-06-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-19