COLINDALE FINANCE CORPORATION LIMITED
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 27 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
Refinance opportunity
48 live charges · 23 lenders · oldest 40.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 40.0 years old — likely at or near maturity.
- · 23 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 6 | 600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (130 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-09🔒Charge registered #49Lender: Funding Circle Limited
- 2023-12-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-18📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-09-13🔒Charge registered #48Lender: Advantedge Commercial Finance Limited
- 2018-09-03📄legacymiscellaneous · RP04CS01
- 2018-08-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-08-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-08-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-08-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-08-07🔓Charge satisfied #47
- 2018-08-07🔓Charge satisfied #45
- 2018-08-07🔓Charge satisfied #44
- 2018-08-07🔓Charge satisfied #43
- 2018-08-07🔓Charge satisfied #42
- 2018-08-07🔓Charge satisfied #41
- 2018-08-07🔓Charge satisfied #40
- 2018-08-07🔓Charge satisfied #39
- 2018-08-07🔓Charge satisfied #38
- 2018-08-07🔓Charge satisfied #37
- 2018-08-07🔓Charge satisfied #36
- 2018-08-07🔓Charge satisfied #35
- 2018-08-07🔓Charge satisfied #34
- 2018-08-07🔓Charge satisfied #33
- 2018-08-07🔓Charge satisfied #32
- 2018-08-07🔓Charge satisfied #31
- 2018-08-07🔓Charge satisfied #30
- 2018-08-07🔓Charge satisfied #29
- 2018-08-07🔓Charge satisfied #28
- 2018-08-07🔓Charge satisfied #27
- 2018-08-07🔓Charge satisfied #26
- 2018-08-07🔓Charge satisfied #25
- 2018-08-06🔓Charge satisfied #24
- 2018-08-06🔓Charge satisfied #23
- 2018-08-06🔓Charge satisfied #22
- 2018-08-06🔓Charge satisfied #21
- 2018-08-06🔓Charge satisfied #20
- 2018-08-06🔓Charge satisfied #19
- 2018-08-06🔓Charge satisfied #18
- 2018-08-06🔓Charge satisfied #15
- 2018-08-06🔓Charge satisfied #11
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Stephen Sullivan Individual · British · DOB 11/1954 · age 72 | — | — | sig. influencesignificant influence | 01/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| A.D.K CAPITAL LTD→ 16203756 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Funding Circle Funding Circle Limited | A registered charge | 1 property | 09/10/2024 | — | |
| outstanding | Advantedge Commercial Finance Advantedge Commercial Finance Limited | A registered charge | — | 13/09/2018 | — | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19/03/1998 | 1 property | 01/02/2002 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 02/10/2001 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 18/07/2001 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 03/07/2001 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 09/05/2001 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 03/04/2001 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19 march 1998 | 1 property | 03/04/2001 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 15/02/2001 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to a block discounting agreement dated 19/03/98 | 1 property | 19/12/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19 march 1998 | 1 property | 06/11/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 05/09/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19 march 1998 | 1 property | 28/07/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19 march 1998 | 1 property | 28/07/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to a block discounting agreement dated 19TH march 1998 | 1 property | 06/07/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 issued by the company | 1 property | 31/05/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19T march 1998 | 1 property | 03/05/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 30/03/2000 | 07/08/2018 | |
| satisfied | Venture Exchange Venture Exchange Limited | Debenture | 1 property | 21/02/2000 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 13/10/1999 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 issued by the company | 1 property | 23/08/1999 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 02/07/1999 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 30/04/1999 | 07/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 issued by the company | 1 property | 01/04/1999 | 06/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 and | 1 property | 30/11/1998 | 06/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements pursuant to block discounting agreement dated 19TH march 1998 | 1 property | 04/08/1998 | 06/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Schedule of deposited agreements (pursuant to a block discounting agreement dated 19TH march 1998) | 1 property | 28/04/1998 | 06/08/2018 | |
| satisfied | First National Bank First National Bank PLC | Block discounting charge | 1 property | 19/03/1998 | 06/08/2018 | |
| satisfied | Haydock Finance Haydock Finance Limited | Floating charge | 1 property | 17/10/1996 | 06/08/2018 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge | 1 property | 04/07/1996 | 06/08/2018 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Block discount master agreement | 1 property | 24/05/1996 | 29/05/1999 | |
| satisfied | Ford Credit Europe Ford Credit Europe PLC | Charge on hiring agreements | 2 properties | 08/12/1995 | 10/03/2000 | |
| satisfied | Hitachi Credit (U.K) Hitachi Credit (U.K) PLC | Block discounting agreement | 1 property | 20/10/1994 | 06/08/2018 | |
| satisfied | June Rose Hicks | Assignment | 1 property | 21/03/1994 | 25/02/2000 | |
| satisfied | Forthright Finance Forthright Finance Limited | Mortgage | 1 property | 29/04/1993 | 25/02/2000 | |
| satisfied | Rea Brothers Rea Brothers Limited | Legal charge | 1 property | 15/01/1993 | 05/08/1995 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 13/03/1992 | 06/08/2018 | |
| satisfied | Jack M. Fraser | Assignment | 1 property | 10/10/1991 | 25/02/2000 | |
| satisfied | Unibank Unibank PLC | Deed of assignment | 1 property | 19/07/1990 | 19/01/1994 | |
| satisfied | Royscot Industrial Leasing / Royscot Trust / Royscot Commercial Leasing / Royscot Spa Leasing / Royscot Leasing Royscot Industrial Leasing Limited / Royscot Trust PLC / Royscot Commercial Leasing Limited / Royscot Spa Leasing Limited / Royscot Leasing Limited | Master agreement | 1 property | 09/05/1989 | 19/01/1994 | |
| satisfied | Commercial Union Vehicle Finance Commercial Union Vehicle Finance Limited | Security assignment and charge | 1 property | 27/04/1989 | 26/04/1995 | |
| satisfied | United Dominions Trust United Dominions Trust Limited | Mortgage debenture | 1 property | 08/02/1989 | 10/09/1990 | |
| satisfied | Privatbanken Privatbanken Limited | Fixed and floating charge | 1 property | 06/02/1989 | 19/01/1994 | |
| satisfied | General Motors Acceptance Corporation (UK) General Motors Acceptance Corporation (UK) Limited | Charge | 1 property | 11/08/1987 | 19/01/1994 | |
| satisfied | Lloyds Banking Group Lloyds Bowmaker Leasing Limited | Debenture | 1 property | 15/06/1987 | 26/04/1995 | |
| satisfied | Mercantile Credit Company Mercantile Credit Company Limited | Assignment & charge of sub-hiring agreements | 1 property | 19/09/1986 | 26/04/1995 | |
| outstanding | Forward Trust Forward Trust Limited | Master agreement and charge | 1 property | 17/06/1986 | — |