HENDERSON INSURANCE BROKERS LIMITED
🌳Matureactive
01985767 · ltd · incorporated 1986-02-04
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66220Activities of insurance agents and brokers
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
12 live charges · 6 lenders · oldest 38.4y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 38.4 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
44 officers (3 active, 44 linked, 39 with DOB)
88
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
273 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (124 events)Click to expand
- 2025-02-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-20📄memorandum-articlesincorporation · MA
- 2024-12-20📄resolutionresolution · RESOLUTIONS
- 2024-12-16📄statement-of-companys-objectschange-of-constitution · CC04
- 2024-03-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-29➕MUGASHU, Gardner appointeddirector
- 2024-02-29➕VICKERS, Alexander Michael appointeddirector
- 2024-02-29➖KIELTY-O'GARA, Jane Elizabeth resigneddirector
- 2023-10-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-10-03📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-09-09📄accounts-with-accounts-type-fullaccounts · AA
- 2021-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-31🔓Charge satisfied #12
- 2021-08-31🔓Charge satisfied #11
- 2021-08-31🔓Charge satisfied #10
- 2021-08-31🔓Charge satisfied #9
- 2021-08-31🔓Charge satisfied #8
- 2021-08-31🔓Charge satisfied #6
- 2021-08-31🔓Charge satisfied #5
- 2021-04-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-30➖PAGE, Julie Anne resigneddirector
- 2021-03-30➖THRELFALL, Tracey Lynne resigneddirector
- 2020-05-01➕THRELFALL, Tracey Lynne appointeddirector
- 2019-09-06➖WRIGHT, Michael Charles resigneddirector
- 2019-02-25➖HENDERSON, Joseph Edgar resigneddirector
- 2018-09-19➖ASHER, Christopher Lee resigneddirector
- 2018-09-11➕COSEC 2000 LIMITED appointedcorporate-secretary
- 2018-02-09➕ASHER, Christopher Lee appointeddirector
- 2018-01-03➕KIELTY-O'GARA, Jane Elizabeth appointeddirector
- 2018-01-02➕PAGE, Julie Anne appointeddirector
- 2017-12-01➖HENDERSON, Rebecca Mary resignedsecretary
- 2017-12-01➖COUNSELL, Stuart Robin resigneddirector
- 2017-12-01➖DAVIES, Philip resigneddirector
- 2017-12-01➖DEAKIN, Paul Anthony resigneddirector
- 2017-12-01➖FARROW, Stephen resigneddirector
- 2017-12-01➖JUDGE, Paul Michael resigneddirector
- 2017-12-01➖SHAW, Sarah resigneddirector
- 2017-09-30➖WHITE, Andrew David resigneddirector
- 2017-03-28➕JUDGE, Paul Michael appointeddirector
- 2017-03-01➕DAVIES, Philip appointeddirector
Showing most recent 50 of 124 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Aon Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Aon Uk Limited
Corporate parent · holds 75-100% shares
⬇
HENDERSON INSURANCE BROKERS LIMITED
This company · 01985767
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aon Uk Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/12/2017 |
1 historic (ceased) PSC
- Mr Joseph Edgar Hendersonceased 01/12/2017· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ACIES MANAGEMENT HOLDINGS LIMITED→ 11136744 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
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| ACP FINTECH A LIMITED→ 11850347 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ACR ALPINE CAPITAL RESEARCH UK LIMITED→ 13222357 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACRISURE LONDON WHOLESALE LIMITED→ 12038556 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACRISURE RE CORPORATE ADVISORY & SOLUTIONS LIMITED→ 13447220 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACRISURE RE INTERNATIONAL FACULTATIVE LIMITED→ 13433742 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACRISURE RE UK LIMITED→ 10755170 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACRISURE UK MGA LIMITED→ 09742763 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACSA CAPITAL LTD→ 16050129 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACTCON LTD→ 15397197 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-02-04
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
The Aon Centre The Leadenhall Building
122 Leadenhall Street
London
EC3V 4AN
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-20
Last: 2025-11-06
Officers (3 active · 41 resigned)
COSEC 2000 LIMITED→
Activecorporate-secretary · appointed 2018-09-11
View their other companies + combined net worth →
MUGASHU, Gardner→
Activedirector · ~53y · appointed 2024-02-29
View their other companies + combined net worth →
VICKERS, Alexander Michael→
Activedirector · ~43y · appointed 2024-02-29
View their other companies + combined net worth →
FARROW, Stephen→
Resignedsecretary · appointed 2002-05-02 · resigned 2011-06-24
FLETCHER, Andrew Richard→
Resignedsecretary · resigned 1995-06-30
HENDERSON, Rebecca Mary→
Resignedsecretary · appointed 2011-06-24 · resigned 2017-12-01
PORTER, Jennifer Mary→
Resignedsecretary · appointed 1995-06-30 · resigned 2002-05-02
ADAMS, Lucy Kate Germanda→
Resigneddirector · ~62y · appointed 1999-04-14 · resigned 1999-06-21
ASHER, Christopher Lee→
Resigneddirector · ~46y · appointed 2018-02-09 · resigned 2018-09-19
BEAL, Samantha Jane→
Resigneddirector · ~53y · appointed 2001-07-10 · resigned 2001-10-10
BRADY, Darron John William→
Resigneddirector · ~55y · appointed 2006-04-10 · resigned 2008-04-25
BROAD, Eric Joseph→
Resigneddirector · ~76y · resigned 1996-04-18
COUNSELL, Stuart Robin→
Resigneddirector · ~76y · appointed 2015-02-12 · resigned 2017-12-01
DAVIES, Philip→
Resigneddirector · ~56y · appointed 2017-03-01 · resigned 2017-12-01
DEAKIN, Paul Anthony→
Resigneddirector · ~66y · appointed 2011-04-05 · resigned 2017-12-01
FARROW, Stephen→
Resigneddirector · ~52y · appointed 2003-01-15 · resigned 2017-12-01
GIBSON, John Frederick→
Resigneddirector · ~89y · appointed 1999-04-14 · resigned 2017-03-01
HAMILTON, David Ian→
Resigneddirector · ~70y · appointed 1996-02-14 · resigned 1998-07-02
HENDERSON, Joseph Edgar→
Resigneddirector · ~75y · resigned 2019-02-25
HENDERSON, Pauline Winifred→
Resigneddirector · ~78y · resigned 1995-04-17
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
0
Outstanding
0
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 21/03/2016 | 31/08/2021 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 26/08/2014 | 31/08/2021 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 17/10/2012 | 31/08/2021 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of assignment of contractual rights by way of security | 1 property | 26/09/2011 | 31/08/2021 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A deed of admission to an omnibus guarantee and set-off agreement dated 3RD september 2009 and | 1 property | 19/03/2010 | 31/08/2021 | |
| satisfied | Brian Denney and Jill Wilson Denney | Debenture | 1 property | 19/03/2010 | 01/05/2014 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | An omnibus guarantee and set-off agreement | 1 property | 03/09/2009 | 31/08/2021 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 03/09/2009 | 31/08/2021 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 15/05/2009 | 02/02/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 03/04/1991 | 20/10/2009 | |
| satisfied | Santander Abbey National PLC | Mortgage | 1 property | 27/11/1989 | 09/01/2002 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 30/12/1987 | 31/01/1990 |
Recent filings (273 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-03
accounts-with-accounts-type-dormant
accounts · AA
2025-02-13
memorandum-articles
incorporation · MA
2024-12-20
resolution
resolution · RESOLUTIONS
2024-12-20
statement-of-companys-objects
change-of-constitution · CC04
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-06
accounts-with-accounts-type-dormant
accounts · AA
2024-03-19
termination-director-company-with-name-termination-date
officers · TM01
2024-03-01
appoint-person-director-company-with-name-date
officers · AP01
2024-03-01
appoint-person-director-company-with-name-date
officers · AP01
2024-03-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-10-20
accounts-with-accounts-type-dormant
accounts · AA
2023-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-07
accounts-with-accounts-type-dormant
accounts · AA
2022-10-03