BUSINESS LINES LIMITED
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
6 live charges · 4 lenders · oldest 15.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 15.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 900 | 1000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (43 events)Click to expand
- 2026-04-23📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-17📄accounts-with-accounts-type-smallaccounts · AA
- 2024-11-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-06🔒Charge registered #6Lender: Bank of Montreal
- 2024-10-07📄memorandum-articlesincorporation · MA
- 2024-10-07📄resolutionresolution · RESOLUTIONS
- 2024-09-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-14🔓Charge satisfied #5
- 2024-08-01➕DECARY, Vincent appointeddirector
- 2024-08-01➕DOYON, Eric appointeddirector
- 2024-08-01➖LABERGE, Jean-Francois resigneddirector
- 2024-01-09📄accounts-with-accounts-type-smallaccounts · AA
- 2023-06-19📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-10➖BEAUCHEMIN, Benoit resigneddirector
- 2022-12-21📄accounts-with-accounts-type-smallaccounts · AA
- 2022-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-03-14📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-03-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-03-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-03-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-15➕DEPELTEAU, Martin appointeddirector
- 2022-02-15➖MARCZYNSKI, Beryl June resignedsecretary
- 2022-02-15➕BEAUCHEMIN, Benoit appointeddirector
- 2022-02-15➕LABERGE, Jean-Francois appointeddirector
- 2022-02-15➖MARCZYNSKI, Beryl June resigneddirector
- 2022-02-15➖MARCZYNSKI, Michael resigneddirector
- 2022-02-15🔒Charge registered #5Lender: Caisse Desjardins Du Haut-Richelieu
- 2021-10-02🔓Charge satisfied #3
- 2021-09-18🔓Charge satisfied #4
- 2021-09-18🔓Charge satisfied #2
- 2021-09-18🔓Charge satisfied #1
- 2021-04-23🔒Charge registered #4Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2021-04-23🔒Charge registered #3Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2011-05-31🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2011-05-16🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2009-10-30➕MARCZYNSKI, Beryl June appointeddirector
- 1986-02-11🏢Company incorporatedAs BUSINESS LINES LIMITED
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Martins Industries Uk Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Martins Industries Uk Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/02/2022 |
2 historic (ceased) PSCs
- Beryl June Marczynskiceased 15/02/2022· 25-50% shares · 25-50% voting
- Mr Michael Marczynskiceased 15/02/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| ACM AUTOS LTD→ 14333626 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| BRIDGE END GARAGE LTD→ 12772478 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BROADGATE GARAGE LTD→ 16008530 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| C & M MOTORS (LANCASTER) LIMITED→ 04820207 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| CALLENDER CARAVANS LIMITED→ 00763604 · est 1963 · no financials extracted | — | — | — | — | 62y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bank of Montreal | A registered charge | 1 property | 06/11/2024 | — | |
| satisfied | Caisse Desjardins Du Haut-Richelieu | A registered charge | 1 property | 15/02/2022 | 14/08/2024 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 23/04/2021 | 18/09/2021 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | — | 23/04/2021 | 02/10/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 31/05/2011 | 18/09/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 16/05/2011 | 18/09/2021 |