LENDING SOLUTIONS LIMITED
🌳Matureactive
01993755 · ltd · incorporated 1986-02-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
28 officers (3 active, 28 linked, 21 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
239 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (66 events)Click to expand
- 2025-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-07-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-06-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-10📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-06-04➕FISH, Deborah Ann appointedsecretary
- 2024-10-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-09-20📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-09-15➖FITZGERALD, Sapna Bedi resignedsecretary
- 2024-02-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-23➕HOWELLS, Richard James appointeddirector
- 2024-02-23➖ROUND, Jonathan Pearson resigneddirector
- 2023-10-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-04-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-31➖BUCK, Helen Elizabeth resigneddirector
- 2022-10-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-03-17📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-01-17📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2021-09-29📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-12-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-09-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-02-28➕BUCK, Helen Elizabeth appointeddirector
- 2016-12-31➖GILL, Adrian Stuart resigneddirector
- 2016-01-01➕CASTLETON, Adam Robert appointeddirector
- 2014-12-23➕GILL, Adrian Stuart appointeddirector
- 2014-12-19➖COOKE, Stephen Andrew resigneddirector
- 2014-12-19➕ROUND, Jonathan Pearson appointeddirector
- 2014-04-30➖EMBLEY, Simon David resigneddirector
- 2011-09-13➕COOKE, Stephen Andrew appointeddirector
- 2006-12-31➖MOHUN SMITH, Andrew resigneddirector
- 2005-10-27➕FITZGERALD, Sapna Bedi appointedsecretary
- 2005-10-27➖MOHUN SMITH, Andrew resignedsecretary
- 2005-10-27➕MOHUN SMITH, Andrew appointeddirector
- 2004-07-15➕MOHUN SMITH, Andrew appointedsecretary
- 2004-07-15➖AVIVA COMPANY SECRETARIAL SERVICES LIMITED resignedcorporate-secretary
- 2004-07-15➖DIXON, Gavin William resigneddirector
- 2004-07-15➕EMBLEY, Simon David appointeddirector
- 2004-07-15➖TULLO, Russell Kenneth resigneddirector
- 2004-07-15➖AVIVA COMPANY SECRETARIAL SERVICES LIMITED resignedcorporate-director
- 2004-07-15➖AVIVA DIRECTOR SERVICES LIMITED resignedcorporate-director
- 2004-07-14➕DIXON, Gavin William appointeddirector
- 2004-07-14➕TULLO, Russell Kenneth appointeddirector
- 2004-05-20➖ROSE, David Rowley resigneddirector
- 2004-03-15➕ROSE, David Rowley appointeddirector
- 2002-05-22➖BALLIN, Jonathan Guy resigneddirector
- 2002-05-22➕AVIVA COMPANY SECRETARIAL SERVICES LIMITED appointedcorporate-director
- 2001-10-30➖HESLOP, David Ross Hilton resigneddirector
- 2001-10-30➖KIRSCH, Michael Terence resigneddirector
- 2001-10-30➕AVIVA DIRECTOR SERVICES LIMITED appointedcorporate-director
Showing most recent 50 of 66 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
51/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Lending Solutions Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lending Solutions Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
LENDING SOLUTIONS LIMITED
This company · 01993755
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lending Solutions Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 44-COLLECTIVE LTD→ 13371946 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABACCUS ACCOUNTANCY LIMITED→ 04197245 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ABACUS 196 LIMITED→ 05627439 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ABS SERVICE ACCOUNTANCY & BOOKKEEPING LTD→ 09519974 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ABSTRACT UK 2013 LIMITED→ 08335197 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AC PHARMA CONSULTANCY LTD→ 16139886 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCELERATE HR LIMITED→ 16619800 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACCESS ADVISE LTD→ 16494938 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACCOUNTING INC. LTD→ 11526506 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACCTAX SERVICES LTD→ 10325482 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACE HIGH CRM LTD→ 15729987 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACE RENTALS NORTH EAST LIMITED→ 15485601 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-02-28
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
First Floor, Victoria House Hampshire Court, East Newcastle Business Park
Scotswood Road
Newcastle Upon Tyne
NE4 7YJ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-12
Last: 2025-10-29
Officers (3 active · 25 resigned)
Active
CASTLETON, Adam Robert→
Activedirector · ~62y · appointed 2016-01-01
View their other companies + combined net worth →
HOWELLS, Richard James→
Activedirector · ~55y · appointed 2024-02-23
View their other companies + combined net worth →
FITZGERALD, Sapna Bedi→
Resignedsecretary · appointed 2005-10-27 · resigned 2024-09-15
MOHUN SMITH, Andrew→
Resignedsecretary · appointed 2004-07-15 · resigned 2005-10-27
WHITAKER, Richard Andrew→
Resignedsecretary · resigned 1998-09-30
AVIVA COMPANY SECRETARIAL SERVICES LIMITED→
Resignedcorporate-secretary · appointed 1998-09-30 · resigned 2004-07-15
BALLIN, Jonathan Guy→
Resigneddirector · ~66y · appointed 1998-09-30 · resigned 2002-05-22
BOXALL, James Hewlett→
Resigneddirector · ~89y · resigned 1998-09-30
BUCK, Helen Elizabeth→
Resigneddirector · ~66y · appointed 2017-02-28 · resigned 2023-03-31
COOKE, Stephen Andrew→
Resigneddirector · ~61y · appointed 2011-09-13 · resigned 2014-12-19
DIXON, Gavin William→
Resigneddirector · ~61y · appointed 2004-07-14 · resigned 2004-07-15
EMBLEY, Simon David→
Resigneddirector · ~66y · appointed 2004-07-15 · resigned 2014-04-30
GILL, Adrian Stuart→
Resigneddirector · ~59y · appointed 2014-12-23 · resigned 2016-12-31
GODFREY, Christopher John Woide→
Resigneddirector · ~94y · resigned 1994-12-31
HALES, Peter Robert→
Resigneddirector · ~80y · appointed 1998-09-30 · resigned 2000-09-01
HESLOP, David Ross Hilton→
Resigneddirector · ~66y · appointed 1998-09-30 · resigned 2001-10-30
HOLDER, Barrie→
Resigneddirector · ~81y · resigned 1995-11-30
JACK, William Henderson→
Resigneddirector · ~82y · resigned 1998-09-30
KIRSCH, Michael Terence→
Resigneddirector · ~65y · appointed 2000-09-01 · resigned 2001-10-30
Click a director name to see their full track record across all companies.
Recent filings (239 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-07-11
accounts-with-accounts-type-dormant
accounts · AA
2025-07-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-12
appoint-person-secretary-company-with-name-date
officers · AP03
2025-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-30
accounts-with-accounts-type-dormant
accounts · AA
2024-10-06
termination-secretary-company-with-name-termination-date
officers · TM02
2024-09-20
appoint-person-director-company-with-name-date
officers · AP01
2024-02-29
termination-director-company-with-name-termination-date
officers · TM01
2024-02-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-30
accounts-with-accounts-type-dormant
accounts · AA
2023-10-05
termination-director-company-with-name-termination-date
officers · TM01
2023-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-10
accounts-with-accounts-type-dormant
accounts · AA
2022-10-01