AGE CONCERN LIVERPOOL & SEFTON

🌳Matureactive
02002499 · private-limited-guarant-nsc-limited-exemption · incorporated 1986-03-20
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 35.7y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
83/100
Exceptional
🔔
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What this business does
Primary activity: Other residential care activities n.e.c.
Sector: Human health & social work
ALSO REGISTERED FOR
  • 88100Social work activities without accommodation for the elderly and disabled
Investor take
Pursue
Active trading company with a 87-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 35.7y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 35.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
59 officers (4 active, 59 linked, 52 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
3 connected companies via shared directors
54
Filing history
231 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees514700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 auditors
Last 90 days
1
filing
  • 1 auditors
Last 180 days
1
filing
  • 1 auditors
Counts from Companies House filing history.
Corporate timeline (125 events)Click to expand
  1. 2026-05-30
    📄
    auditors-resignation-company
    auditors · AUD
  2. 2025-11-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  3. 2025-01-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2024-12-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2024-12-16
    TAAFFE, Peter resigned
    director
  6. 2024-11-29
    ECKFORD, Jane Elizabeth resigned
    director
  7. 2024-11-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2024-07-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2024-07-22
    LIU, Patricia Ann resigned
    director
  10. 2024-05-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2024-05-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2024-05-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2024-04-30
    TAAFFE, Peter appointed
    director
  14. 2024-04-04
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2024-04-04
    🔓
    Charge satisfied #2
  16. 2023-12-14
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2023-05-09
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  18. 2023-05-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2023-04-24
    WRIGHT, Jill resigned
    director
  20. 2022-12-22
    📄
    accounts-with-accounts-type-group
    accounts · AA
  21. 2022-10-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2022-10-10
    LONGWORTH, Suzanne Barbara resigned
    director
  23. 2022-09-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  24. 2022-09-16
    LATHAM, Linda Veronica resigned
    director
  25. 2022-08-23
    ASHDOWN, Jacinta Ann appointed
    secretary
  26. 2022-08-23
    MCCAUGHLEY, Sandra resigned
    secretary
  27. 2022-08-23
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  28. 2022-08-23
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  29. 2022-07-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  30. 2022-07-18
    BOOTH, Andrew resigned
    director
  31. 2022-05-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  32. 2022-05-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  33. 2022-05-05
    LATHAM, Linda Veronica appointed
    director
  34. 2022-05-05
    LIU, Patricia Ann appointed
    director
  35. 2022-05-05
    LONGWORTH, Suzanne Barbara appointed
    director
  36. 2022-05-05
    WRIGHT, Jill appointed
    director
  37. 2022-04-03
    ROGERS, Martin Brian resigned
    director
  38. 2021-11-29
    DEAN, Alison Anne resigned
    director
  39. 2021-09-20
    FLEXMAN-SMITH, Grant resigned
    secretary
  40. 2021-09-20
    MCCAUGHLEY, Sandra appointed
    secretary
  41. 2021-08-23
    CLIFF, Elsie Isobel resigned
    director
  42. 2020-10-17
    PONTEFRACT, Roger resigned
    director
  43. 2020-06-15
    ECKFORD, Jane Elizabeth appointed
    director
  44. 2020-06-15
    POWELL, Elizabeth Anderson resigned
    director
  45. 2020-01-13
    DEAN, Alison Anne appointed
    director
  46. 2019-03-11
    VENABLES, Frederick William resigned
    director
  47. 2019-02-24
    WOOD, Michelle resigned
    director
  48. 2018-10-15
    ROGERS, Martin Brian appointed
    director
  49. 2018-07-06
    MCONIE, Mary resigned
    director
  50. 2018-06-18
    VENABLES, Frederick William appointed
    director
Showing most recent 50 of 125 events

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 87 — succession pressure is live.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1986-03-20
Jurisdictionengland-wales
Primary SIC87900 — Other residential care activities n.e.c.

Registered office

The Frances Suite 1st Floor
151 Dale Street
Liverpool
L2 2JH
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01

Officers (4 active · 55 resigned)

ASHDOWN, Jacinta Ann
secretary · appointed 2022-08-23
View their other companies + combined net worth →
Active
CAWDRON, Keith William
director · ~70y · appointed 2016-10-11
View their other companies + combined net worth →
Active
LOWE, Rupert William Whitaker
director · ~55y · appointed 2018-03-19
View their other companies + combined net worth →
Active
RAVENSCROFT, Kenneth James
director · ~87y · appointed 1999-06-10
View their other companies + combined net worth →
Active
BURNS, Karen Margaret
secretary · appointed 2013-09-16 · resigned 2016-08-31
Resigned
DAY, Terry Hazel
secretary · appointed 1994-08-01 · resigned 1998-12-11
Resigned
FLEXMAN-SMITH, Grant
secretary · appointed 2016-09-01 · resigned 2021-09-20
Resigned
HOLMES, Gillian Joan
secretary · appointed 1999-01-11 · resigned 2013-09-16
Resigned
MCCAUGHLEY, Sandra
secretary · appointed 2021-09-20 · resigned 2022-08-23
Resigned
ROBERTS, June Karenina
secretary · resigned 1994-07-31
Resigned
BOOTH, Andrew
director · ~64y · appointed 2016-10-11 · resigned 2022-07-18
Resigned
BOYCE, Tilly
director · ~100y · appointed 1996-11-21 · resigned 2011-01-18
Resigned
BRENNAN, John Francis
director · ~86y · appointed 2015-09-21 · resigned 2016-10-08
Resigned
BRISCO, Neil Keith
director · ~66y · appointed 1995-09-13 · resigned 2002-11-20
Resigned
CAMPBELL, Rosalind Patricia
director · ~81y · appointed 1991-11-19 · resigned 2010-05-21
Resigned
CLIFF, Elsie Isobel
director · ~82y · appointed 2005-05-17 · resigned 2021-08-23
Resigned
CRITCHLOW, Sue
director · ~74y · appointed 2015-09-21 · resigned 2015-10-16
Resigned
DAVIS, Dennis Arthur
director · ~95y · appointed 2008-09-09 · resigned 2016-10-11
Resigned
DEAN, Alison Anne
director · ~55y · appointed 2020-01-13 · resigned 2021-11-29
Resigned
DERRY, Colin Clive
director · ~91y · appointed 2008-09-09 · resigned 2011-08-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Wirral Borough Council
A registered charge1 property29/04/201304/04/2024
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property28/09/1990
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (231 total)

auditors-resignation-company
auditors · AUD
2026-05-30
accounts-with-accounts-type-full
accounts · AA
2025-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-01
accounts-with-accounts-type-full
accounts · AA
2025-01-30
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
termination-director-company-with-name-termination-date
officers · TM01
2024-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-14
termination-director-company-with-name-termination-date
officers · TM01
2024-07-23
change-person-director-company-with-change-date
officers · CH01
2024-05-03
change-person-director-company-with-change-date
officers · CH01
2024-05-01
appoint-person-director-company-with-name-date
officers · AP01
2024-05-01
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-04
accounts-with-accounts-type-full
accounts · AA
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-08
change-person-secretary-company-with-change-date
officers · CH03
2023-05-09