A AND K HOME IMPROVEMENTS LIMITED
- · Oldest live charge 30.0y old — refinance window within 12 months
Opportunity 80/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · oldest 30.0y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 30.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £86.5k | £71.5k |
| Current assets | £136.9k | £127.5k |
| Net assets | £32.6k | £17.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (21 events)Click to expand
- 2025-09-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-29➕ADAMS, Benjamin Trevor appointeddirector
- 2024-10-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-10-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-01-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-01-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-03-26➕ADAMS, Karen appointeddirector
- 2018-03-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-13📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-10-31➖KETTLE, Christopher Ross resigneddirector
- 1997-04-11🔒Charge registered #2Lender: National Westminster Bank PLC
- 1996-05-20🔒Charge registered #1Lender: National Westminster Bank PLC
- 1986-03-24🏢Company incorporatedAs A AND K HOME IMPROVEMENTS LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Benjamin Trevor Adams Individual · British · DOB 08/1986 · age 40 | 75–100% | — | 75-100% shares | 24/10/2024 |
2 historic (ceased) PSCs
- Mrs Karen Adamsceased 24/10/2024· 25-50% shares
- Mr David Adamsceased 24/10/2024· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · CO postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 11 INTERIORS LTD→ 11156236 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 1ST DIRECT GLAZIERS LTD→ 15684875 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1TO1 CONSTRUCTION LTD→ 15759477 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3D FACADES LTD→ 14353700 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 4W BUILDING SERVICES LIMITED→ 10934917 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 71C LTD→ 14440439 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 8-10 POPE STREET LIMITED→ 11357606 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A ALEXANDER TILING LIMITED→ 08662957 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| A AND H INVESTMENT (BUILDING) LIMITED→ 15204924 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A AND H INVESTMENT (HIRE) LIMITED→ 15585179 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A AND H INVESTMENT (HOLDINGS) LIMITED→ 15201406 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A B L DEVELOPMENT LIMITED→ 04164123 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Charge over credit balances | 1 property | 11/04/1997 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Charge over credit balances | 1 property | 20/05/1996 | — |