A & F SPRINKLERS LIMITED
Opportunity 57/100 (worth a look), bankability 32/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (45/100). Current lenders should be on monthly review.
Refinance opportunity
9 live charges · 4 lenders · oldest 39.8y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 39.8 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 60/100 (high).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £4.93M | £3.91M |
| Current assets | £9.26M | £8.66M |
| Cash | £1.76M | £1.86M |
| Debtors | £7.50M | £6.79M |
| Net assets | £4.81M | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 capital
- • 1 resolution
Corporate timeline (61 events)Click to expand
- 2026-03-18📄capital-allotment-sharescapital · SH01
- 2026-02-23📄resolutionresolution · RESOLUTIONS
- 2025-11-13➖PARKINSON, Matthew Hamilton resigneddirector
- 2025-11-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-19➕PAOLOZZI, Alex Peter appointeddirector
- 2025-09-18📄accounts-with-accounts-type-groupaccounts · AA
- 2024-10-26📄accounts-with-accounts-type-groupaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-groupaccounts · AA
- 2023-02-15📄resolutionresolution · RESOLUTIONS
- 2023-02-15📄capital-allotment-sharescapital · SH01
- 2022-09-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-09-22📄accounts-with-accounts-type-groupaccounts · AA
- 2022-05-23📄resolutionresolution · RESOLUTIONS
- 2022-05-18📄capital-name-of-class-of-sharescapital · SH08
- 2022-04-07📄resolutionresolution · RESOLUTIONS
- 2021-12-20📄accounts-with-accounts-type-groupaccounts · AA
- 2021-12-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-06-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-06-14➕O'CONNOR, Nathan appointeddirector
- 2020-09-29📄accounts-with-accounts-type-groupaccounts · AA
- 2020-04-01➖MOONEY, Christopher resigneddirector
- 2020-01-06➕PARKINSON, Matthew Hamilton appointeddirector
- 2019-01-02➖PARR, Derrick resigneddirector
- 2019-01-02➖STANSFIELD, Michael Julian resigneddirector
- 2016-05-28➕STANSFIELD, Lesley Karen appointedsecretary
- 2016-05-28➖STANSFIELD, Patricia Ann resignedsecretary
- 2016-04-06➕MOONEY, Christopher appointeddirector
- 2015-10-16➕STANSFIELD, Michael Julian appointeddirector
- 2015-06-01➕PARKER, Duncan Lee appointeddirector
- 2015-02-23🔒Charge registered #9Lender: National Westminster Bank PLC
- 2014-11-17➕WHITLOCK, James Owen appointeddirector
- 2014-11-17➕PARR, Derrick appointeddirector
- 2014-03-07➕STANSFIELD, Lesley Karen appointeddirector
- 2014-02-21🔒Charge registered #8Lender: National Westminster Bank PLC
- 2010-03-31➖HOLLIDAY, Lesley resignedsecretary
- 2010-03-31➕STANSFIELD, Patricia Ann appointedsecretary
- 2006-12-31➕HOLLIDAY, Lesley appointedsecretary
- 2006-12-31➖STANSFIELD, Michael Julian resignedsecretary
- 2006-12-01🔓Charge satisfied #5
- 2006-11-21🔒Charge registered #7Lender: National Westminster Bank PLC
- 2006-02-13➕STANSFIELD, Michael Julian appointedsecretary
- 2006-02-13➖STANSFIELD, Patricia Anne resignedsecretary
- 2005-10-14🔓Charge satisfied #6
- 2005-10-14🔓Charge satisfied #4
- 2005-10-14🔓Charge satisfied #2
- 2005-10-04➕STANSFIELD, Jonathan Mark appointeddirector
- 2005-10-04➕STANSFIELD, Patricia Anne appointedsecretary
- 2005-10-04➖WINSTANLEY, Ann resignedsecretary
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
Red flags
1 high · 2 med ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-07-22
Companies House flags prior insolvency events. Review the insolvency filings for context.
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
A&F Sprinklers Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
A&F Sprinklers Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/05/2022 |
1 historic (ceased) PSC
- Mr Jonathan Mark Stansfieldceased 19/05/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 5 STAR DECORATING SERVICES LTD→ 14160236 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| ACR GROUP LTD→ 14709946 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (7 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 23/02/2015 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 21/02/2014 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 21/11/2006 | — | |
| satisfied | Alan & Ann Winstanley | Debenture | 1 property | 18/06/1999 | 14/10/2005 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 10/01/1995 | 01/12/2006 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland PLC | Letter of offset | 1 property | 18/12/1990 | 14/10/2005 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland. | Debenture | 1 property | 03/10/1990 | 17/08/1995 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland. | Letter of offset | 1 property | 03/10/1990 | 14/10/2005 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 21/10/1986 | 13/05/1993 |