A.CHANDLER (BEDFORD) LIMITED
🌳Matureactive
02040024 · ltd · incorporated 1986-07-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 38.4y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£42.2k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
Investor take
PursueActive trading company with a 78-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 70/100. Strong seller-intent signal (68/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · oldest 38.4y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 38.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
98 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £42,249
Key financials
3 years extracted from filed iXBRL accountsCash
—
Net Worth
£42k
↑ 89% YoY
Current Assets
£409k
↑ 15% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 | 2024-10-31 | 2023-10-31 |
|---|---|---|---|
| Total assets | £246.0k | £255.1k | £390.1k |
| Current assets | £409.4k | £356.2k | £567.3k |
| Debtors | £137.1k | £58.0k | £112.6k |
| Net assets | £42.2k | £22.3k | £137.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-27📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-07-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2015-07-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-06-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 1992-08-27🔒Charge registered #4Lender: Lloyds Bank PLC
- 1989-02-20🔒Charge registered #3Lender: Lloyds Bank PLC
- 1988-02-23🔒Charge registered #2Lender: Lloyds Bank PLC
- 1988-02-23🔒Charge registered #1Lender: Lloyds Bank PLC
- 1986-07-23🏢Company incorporatedAs A.CHANDLER (BEDFORD) LIMITED
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CHANDLER" — strong identity link between founder and business.
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Alan Chandler Individual · British · DOB 01/1948 · age 78 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · MK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CROPCROP LIMITED→ 16137645 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DAVISON & CO. (POTCO) LIMITED→ 16782686 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DRAYTON SHEEP FARMING LIMITED→ 13231843 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| HANDSFREE HANDLING LIMITED→ 12606117 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HAYLEY'S WALKIES LTD→ 13590136 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HOLMES TREE SERVICES LTD→ 16563683 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HOW END LIVERY LTD→ 06978128 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| HOYS AND BOWS EGG AND GAME REARING SERVICES LTD→ 11850658 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| HUNGERHILL VINEYARD LTD→ 12460788 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| HUNTREE FENCING LIMITED→ 01757246 · est 1983 · no financials extracted | — | — | — | — | 42y | — | — |
| HURTWOOD STABLES LIMITED→ 12997432 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ISRAEL HAIFA PUS LIQUID INDUSTRY GROUP LIMITED→ 16688632 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-07-23
Jurisdictionengland-wales
Primary SIC01500 — SIC 01500
Registered office
206 Endeavour House Wrest Park
Silsoe
Bedford
MK45 4HS
England
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-07-06
Last: 2026-06-22
Officers (3 active · 0 resigned)
Active
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 27/08/1992 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Mortgage deed | 1 property | 20/02/1989 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 23/02/1988 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 1 property | 23/02/1988 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (98 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-15