CEDAR HOUSE FINANCIAL SERVICES LIMITED

🌳Matureactive
02040424 · ltd · incorporated 1986-07-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£1.36M
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (3 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
140 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,360,613
Cash YoY
-13%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£52k
↓ 13% YoY
Net Worth
£1.4m
↑ 24% YoY
Current Assets
£1.7m
↑ 48% YoY
Current Liabilities
—
£0£347k£694k£1.0m£1.4m£1.7mSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-30
Total assets£1.74M£1.12M
Current assets£1.73M£1.17M
Cash£51.8k£59.5k
Debtors£1.68M£1.11M
Net assets£1.36M£1.10M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-06-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-12-22
    📄
    replacement-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP01CS01
  3. 2025-07-16
    📍
    move-registers-to-sail-company-with-new-address
    address · AD03
  4. 2025-07-16
    📍
    change-sail-address-company-with-new-address
    address · AD02
  5. 2025-07-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2025-04-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2025-04-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2025-04-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  9. 2025-04-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  10. 2024-11-22
    📄
    capital-return-purchase-own-shares
    capital · SH03
  11. 2024-10-08
    📄
    capital-cancellation-shares
    capital · SH06
  12. 2024-10-05
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2024-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-10-31
    📄
    capital-return-purchase-own-shares
    capital · SH03
  15. 2023-10-24
    📄
    capital-cancellation-shares
    capital · SH06
  16. 2023-10-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2023-10-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2023-05-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2022-11-22
    📄
    capital-cancellation-shares
    capital · SH06
  20. 2022-11-22
    📄
    capital-return-purchase-own-shares
    capital · SH03
  21. 2022-08-17
    📄
    capital-return-purchase-own-shares
    capital · SH03
  22. 2020-09-30
    ➖
    KAFTON, Sorelle resigned
    secretary
  23. 2020-09-30
    ➖
    KAFTON, Richard Ian resigned
    director
  24. 2019-07-12
    ➕
    ELIA, Elia Thanos appointed
    director
  25. 2015-10-01
    ➕
    KAFTON, Lloyd Daniel appointed
    director
  26. 2015-08-06
    ➕
    GERSCHLOWITZ, Dean appointed
    director
  27. 2011-01-10
    ➖
    KAFTON, Sorelle resigned
    director
  28. 2008-04-04
    ➖
    GREENE, Gerald Michael resigned
    secretary
  29. 2008-04-04
    ➕
    KAFTON, Sorelle appointed
    secretary
  30. 2008-04-04
    ➖
    GREENE, Gerald Michael resigned
    director
  31. 2008-04-04
    ➕
    KAFTON, Sorelle appointed
    director
  32. 2008-04-04
    ➖
    MARTIN, Raymond David resigned
    director
  33. 1986-07-24
    🏢
    Company incorporated
    As CEDAR HOUSE FINANCIAL SERVICES LIMITED

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Cedar House Holdco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Cedar House Holdco Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
CEDAR HOUSE FINANCIAL SERVICES LIMITED
This company · 02040424

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Cedar House Holdco Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting03/04/2025
3 historic (ceased) PSCs
  • Mr Dean Gerschlowitzceased 03/04/2025· 25-50% shares · 25-50% voting
  • Mr Lloyd Daniel Kaftonceased 03/04/2025· 25-50% shares · 25-50% voting
  • Mr Richard Ian Kaftonceased 30/09/2020· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1986-07-24
Jurisdictionengland-wales
Primary SIC65110 — Life insurance

Registered office

16 Plantagenet Road
Barnet
London
EN5 5JG
England

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-24
Last: 2025-10-10

Officers (3 active · 6 resigned)

ELIA, Elia Thanos→
director · ~49y · appointed 2019-07-12
View their other companies + combined net worth →
Active
GERSCHLOWITZ, Dean→
director · ~44y · appointed 2015-08-06
View their other companies + combined net worth →
Active
KAFTON, Lloyd Daniel→
director · ~40y · appointed 2015-10-01
View their other companies + combined net worth →
Active
GREENE, Gerald Michael→
secretary · resigned 2008-04-04
Resigned
KAFTON, Sorelle→
secretary · appointed 2008-04-04 · resigned 2020-09-30
Resigned
GREENE, Gerald Michael→
director · ~76y · resigned 2008-04-04
Resigned
KAFTON, Richard Ian→
director · ~70y · resigned 2020-09-30
Resigned
KAFTON, Sorelle→
director · ~68y · appointed 2008-04-04 · resigned 2011-01-10
Resigned
MARTIN, Raymond David→
director · ~79y · resigned 2008-04-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (140 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-10
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2025-12-22
confirmation-statement
confirmation-statement · CS01
2025-10-24
move-registers-to-sail-company-with-new-address
address · AD03
2025-07-16
change-sail-address-company-with-new-address
address · AD02
2025-07-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-16
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-04-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-04-14
capital-return-purchase-own-shares
capital · SH03
2024-11-22
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-10
capital-cancellation-shares
capital · SH06
2024-10-08
resolution
resolution · RESOLUTIONS
2024-10-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-15