B & S FINANCIAL MANAGEMENT LIMITED

🌳Matureactive
02044622 · ltd · incorporated 1986-08-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
23 officers (4 active, 23 linked, 20 with DOB)
87
Ownership & PSC
0 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
169 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2025Mar 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2026-03-312025-03-31
Average employees7700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
  1. 2026-05-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-08-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-11-29
    📄
    capital-cancellation-shares
    capital · SH06
  4. 2024-11-29
    📄
    capital-return-purchase-own-shares
    capital · SH03
  5. 2024-11-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2024-10-18
    ➖
    HUNTER, David resigned
    director
  7. 2024-07-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-07-11
    📄
    notification-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC08
  9. 2023-07-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-07-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2023-07-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2023-07-03
    📄
    capital-allotment-shares
    capital · SH01
  13. 2022-12-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-11-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2021-11-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2021-11-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2021-11-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2021-11-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2021-10-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2021-10-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2021-10-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2019-08-11
    ➖
    HALL, John resigned
    director
  23. 2017-06-23
    ➕
    HUNTER, David appointed
    director
  24. 2016-12-29
    ➕
    WILSON, Paul Richard appointed
    director
  25. 2015-08-17
    ➕
    PORRITT, Christopher appointed
    director
  26. 2015-05-15
    ➖
    SLAVEN, Mark Anthony resigned
    director
  27. 2015-03-23
    ➖
    HUNTER, David Nigel resigned
    director
  28. 2015-03-23
    ➖
    PORRITT, Christopher resigned
    director
  29. 2015-03-23
    ➖
    WILSON, Paul Richard resigned
    director
  30. 2014-10-01
    ➕
    PARKIN, Michael appointed
    director
  31. 2011-12-16
    ➖
    DAVIES, Antony Idris resigned
    director
  32. 2010-03-31
    ➖
    BULLOUGH, Ian John resigned
    secretary
  33. 2010-03-31
    ➖
    BULLOUGH, Ian John resigned
    director
  34. 2009-09-01
    ➖
    BURDEN, Arthur James resigned
    director
  35. 2000-07-04
    ➖
    RAGGETT, Christopher Peter Michael resigned
    director
  36. 2000-06-30
    ➕
    DAVIES, Antony Idris appointed
    director
  37. 2000-06-30
    ➕
    HALL, John appointed
    director
  38. 2000-06-30
    ➕
    SLAVEN, Mark Anthony appointed
    director
  39. 2000-01-31
    ➖
    BACKHOUSE, Bernard John resigned
    director
  40. 1997-12-31
    ➕
    BULLOUGH, Ian John appointed
    secretary
  41. 1997-12-31
    ➖
    ROYLE, John Cartwright resigned
    secretary
  42. 1996-09-30
    ➖
    ROYLE, John Cartwright resigned
    director
  43. 1996-01-01
    ➕
    RAGGETT, Christopher Peter Michael appointed
    director
  44. 1996-01-01
    ➖
    SOJKA, Rachel Lesley resigned
    director
  45. 1995-08-11
    ➖
    BOWN WILSON, Alistair Paul resigned
    director
  46. 1994-06-30
    ➕
    ROYLE, John Cartwright appointed
    secretary
  47. 1994-06-30
    ➖
    WALKER, Kevin resigned
    secretary
  48. 1994-06-30
    ➖
    WALKER, Kevin resigned
    director
  49. 1994-03-25
    ➕
    SOJKA, Rachel Lesley appointed
    director
  50. 1994-03-25
    ➖
    WALKER, Catherine Mary resigned
    director
Showing most recent 50 of 53 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1986-08-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

The Base
Dallam Lane
Warrington
Cheshire
WA2 7NG
England

Filing status

Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (4 active · 19 resigned)

PARKIN, Michael→
director · ~48y · appointed 2014-10-01
View their other companies + combined net worth →
Active
PORRITT, Christopher→
director · ~74y · appointed 2015-08-17
View their other companies + combined net worth →
Active
ROBERTS, Philip John→
director · ~77y
View their other companies + combined net worth →
Active
WILSON, Paul Richard→
director · ~68y · appointed 2016-12-29
View their other companies + combined net worth →
Active
BULLOUGH, Ian John→
secretary · appointed 1997-12-31 · resigned 2010-03-31
Resigned
ROYLE, John Cartwright→
secretary · appointed 1994-06-30 · resigned 1997-12-31
Resigned
WALKER, Kevin→
secretary · resigned 1994-06-30
Resigned
BACKHOUSE, Bernard John→
director · ~89y · resigned 2000-01-31
Resigned
BOWN WILSON, Alistair Paul→
director · ~75y · resigned 1995-08-11
Resigned
BULLOUGH, Ian John→
director · ~66y · resigned 2010-03-31
Resigned
BURDEN, Arthur James→
director · ~97y · resigned 2009-09-01
Resigned
DAVIES, Antony Idris→
director · ~73y · appointed 2000-06-30 · resigned 2011-12-16
Resigned
HALL, John→
director · ~69y · appointed 2000-06-30 · resigned 2019-08-11
Resigned
HUNTER, David→
director · ~68y · appointed 2017-06-23 · resigned 2024-10-18
Resigned
HUNTER, David Nigel→
director · ~68y · appointed 1993-06-07 · resigned 2015-03-23
Resigned
PORRITT, Christopher→
director · ~74y · resigned 2015-03-23
Resigned
RAGGETT, Christopher Peter Michael→
director · ~63y · appointed 1996-01-01 · resigned 2000-07-04
Resigned
ROYLE, John Cartwright→
director · ~83y · resigned 1996-09-30
Resigned
SLAVEN, Mark Anthony→
director · ~60y · appointed 2000-06-30 · resigned 2015-05-15
Resigned
SOJKA, Rachel Lesley→
director · ~62y · appointed 1994-03-25 · resigned 1996-01-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (169 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-01
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-13
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-03
capital-cancellation-shares
capital · SH06
2024-11-29
capital-return-purchase-own-shares
capital · SH03
2024-11-29
termination-director-company-with-name-termination-date
officers · TM01
2024-11-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-03
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2023-07-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-07-03
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-07-03
capital-allotment-shares
capital · SH01
2023-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-05