AGC (COMMODITY STORE) LIMITED

🌳Matureactive
02044911 · ltd · incorporated 1986-08-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 26.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£1.41M
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
Pursue
Active trading company with a 76-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 76). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 26.2y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 26.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (4 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
105 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,409,880
Cash YoY
+22%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£871k
↑ 22% YoY
Net Worth
£1.4m
↑ 18% YoY
Current Assets
£1.6m
↑ 22% YoY
Current Liabilities
—
£0£324k£649k£973k£1.3m£1.6mDec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-12-312024-12-31
Total assets£1.41M£1.20M
Current assets£1.62M£1.32M
Cash£871.0k£712.3k
Debtors£751.1k£612.5k
Net assets£1.41M£1.19M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-05-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-04-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-10-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2022-08-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-07-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-07-07
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2020-05-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-04-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-05-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-09-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-09-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-04-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-09-04
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2013-03-12
    ➕
    ROGERS, Christopher James appointed
    secretary
  17. 2013-03-12
    ➕
    PIWOWARCZYK, George Tadeusz appointed
    director
  18. 2013-03-12
    ➕
    ROGERS, Alexander James appointed
    director
  19. 2013-03-11
    ➖
    COTTERELL, Margreth resigned
    secretary
  20. 2013-03-11
    ➖
    COTTERELL, Margreth resigned
    director
  21. 2000-06-13
    ➖
    ROGERS, Catherine Mary resigned
    director
  22. 2000-05-05
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Bank PLC
  23. 1986-08-08
    🏢
    Company incorporated
    As AGC (COMMODITY STORE) LIMITED

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 76 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

83/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 13 years.
  • secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Christopher James Rogers
Individual · British · DOB 01/1950 · age 76
75–100%
75–100%board control75-100% shares · 75-100% voting · board control24/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1986-08-08
Jurisdictionengland-wales
Primary SIC96090 — Other service activities n.e.c.

Registered office

First Floor
West Barn, North Frith Farm, Ashes Lane, Hadlow
Tonbridge
Kent
TN11 9QU
United Kingdom

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-05-07
Last: 2026-04-23

Officers (4 active · 3 resigned)

ROGERS, Christopher James→
secretary · appointed 2013-03-12
View their other companies + combined net worth →
Active
PIWOWARCZYK, George Tadeusz→
director · ~72y · appointed 2013-03-12
View their other companies + combined net worth →
Active
ROGERS, Alexander James→
director · ~39y · appointed 2013-03-12
View their other companies + combined net worth →
Active
ROGERS, Christopher James→
director · ~76y
View their other companies + combined net worth →
Active
COTTERELL, Margreth→
secretary · resigned 2013-03-11
Resigned
COTTERELL, Margreth→
director · ~90y · resigned 2013-03-11
Resigned
ROGERS, Catherine Mary→
director · ~75y · resigned 2000-06-13
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
Lloyds Tsb Bank PLC
Deposit agreement to secure own liabilities1 property05/05/2000—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (105 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-13
change-person-director-company-with-change-date
officers · CH01
2022-10-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-07-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-20