CREDENDA LIMITED

⚰️Wound downdissolved
02047680 · ltd · incorporated 1986-08-19
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£2.0k
book net assets
Opportunity
60/100
Worth a look
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65110Life insurance
  • 65300Pension funding
Investor take
Special-situation opportunity
Distressed financial-services with salvageable qualities — special-situations priority.

Opportunity 60/100 (worth a look), bankability 70/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (68/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 1 with DOB)
75
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
104 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
60/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,000

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
£2k
Current Assets
£2k
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-12-31
Total assets£2.0k
Current assets£2.0k
Net assets£2.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • • 1 gazette
Last 90 days
1
filing
  • • 1 gazette
Last 180 days
4
filings
  • • 2 gazette
  • • 1 dissolution
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-07-07
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2026-07-07
    🏁
    Company dissolved
  3. 2026-04-14
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  4. 2026-04-01
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  5. 2026-03-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2025-10-06
    📍
    change-sail-address-company-with-new-address
    address · AD02
  7. 2025-09-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2024-09-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2023-09-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2022-09-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-09-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-05-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-09-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-09-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-06-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2016-10-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2008-12-08
    ➖
    LYON, Pamela resigned
    secretary
  18. 2005-12-20
    ➖
    LYON, Alastair Russell resigned
    secretary
  19. 2003-01-01
    ➕
    LYON, Pamela appointed
    secretary
  20. 2001-12-31
    ➖
    LYON, Pamela resigned
    director
  21. 1986-08-19
    🏢
    Company incorporated
    As CREDENDA LIMITED

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 80 — succession pressure is live.

Succession & seller-readiness

85/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2026-07-07

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Alastair Russell Lyon
Individual · British · DOB 12/1946 · age 80
75–100%
75–100%board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Company details

Statusdissolved
Typeltd
Incorporated1986-08-19
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

20 Vicarage Road
Woking
Surrey
GU22 9BH

Filing status

Accounts
Next due: —
Last made up to: 2025-12-31
Confirmation statement
Next due: —
Last: 2025-09-23

Officers (0 active · 3 resigned)

LYON, Alastair Russell→
director · ~80y
View their other companies + combined net worth →
Active
LYON, Alastair Russell→
secretary · resigned 2005-12-20
Resigned
LYON, Pamela→
secretary · appointed 2003-01-01 · resigned 2008-12-08
Resigned
LYON, Pamela→
director · resigned 2001-12-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (104 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2026-07-07
gazette-notice-voluntary
gazette · GAZ1(A)
2026-04-14
dissolution-application-strike-off-company
dissolution · DS01
2026-04-01
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-06
change-sail-address-company-with-new-address
address · AD02
2025-10-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-18
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-17