ARROWOUTER LIMITED

🌳Matureactive

02096005 · ltd · incorporated 1987-02-03

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 35.8y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

77/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: SIC 45310

Sector: Wholesale & retail

Investor take

Pursue

Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (78/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · oldest 35.8y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 35.8 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

5 charges (5/5 with lender, 5/5 with type)

Directors & officers

3 officers (2 active, 3 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

2 connected companies via shared directors

Filing history

115 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · IFRS

Metric	2025-03-31	2024-03-31
Average employees	200	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (30 events)Click to expand

2025-08-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-12
📄
change-person-director-company-with-change-date
officers · CH01
2023-12-11
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-11
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-11-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-12-15
📄
mortgage-satisfy-charge-full
mortgage · MR04
2022-12-15
🔓
Charge satisfied #5
2022-12-15
🔓
Charge satisfied #4
2022-12-15
🔓
Charge satisfied #3
2022-12-15
🔓
Charge satisfied #2
2022-12-15
🔓
Charge satisfied #1
2022-07-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-10
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2021-12-31
➖
PANJWANI, Zishan resigned
secretary
2021-07-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-14
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2021-01-13
📍
move-registers-to-registered-office-company-with-new-address
address · AD04
2020-05-01
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-10-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2007-09-28
🔒
Charge registered #5
Lender: Barclays Bank PLC
2006-09-01
🔒
Charge registered #4
Lender: Barclays Bank PLC
2006-09-01
🔒
Charge registered #3
Lender: Barclays Bank PLC
1995-09-06
🔒
Charge registered #2
Lender: Barclays Bank PLC
1990-10-15
🔒
Charge registered #1
Lender: Barclays Bank PLC
1987-02-03
🏢
Company incorporated
As ARROWOUTER LIMITED

Owner dependency

81/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder age: Director aged approximately 74 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Sibtain Akberali Panjwani Individual · British · DOB 01/1952 · age 74	25–50%	—	25-50% shares	06/04/2016
Mr Zishan Ahmed Panjwani Individual · British · DOB 05/1964 · age 62	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Automotive · CM postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AJ TINTS LTD→ 15667467 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ARGONAUGHT NETWORK TECHNOLOGIES LIMITED→ 03983552 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
ARTISAN CARS LIMITED→ 11648977 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ARTURA SALVAGE SOLUTIONS LTD→ 13060813 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ASBO MOTORSPORT LTD→ 15456263 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
ASH1 CARS LIMITED→ 15681004 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ASPOCK UK LIMITED→ 04314525 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
ATLAS AUTOS LIMITED→ 07992901 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
ATS AUTOMOTIVE LTD→ 16543283 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AUGUST PERFORMANCE LTD→ 15469434 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
AURIS AUTOS LTD→ 08714703 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
AUTO DEVELOPMENT HASTINGWOOD LTD→ 14726166 · est 2023 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1987-02-03

Jurisdictionengland-wales

Primary SIC45310 — SIC 45310

Registered office

Unit 5 Swanbridge Industrial Park

Swanbridge Industrial Park, Black Croft Road

Witham

CM8 3YN

England

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-01-05

Last: 2025-12-22

Officers (2 active · 1 resigned)

PANJWANI, Sibtain Akberali→

director · ~74y

View their other companies + combined net worth →

Active

PANJWANI, Zishan Ahmed→

director · ~62y

View their other companies + combined net worth →

Active

PANJWANI, Zishan→

secretary · resigned 2021-12-31

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:5 of 5 shown

		Type	Properties
satisfied	Barclays Barclays Bank PLC	Legal charge	1 property	28/09/2007	15/12/2022
satisfied	Barclays Barclays Bank PLC	Legal charge	1 property	01/09/2006	15/12/2022
satisfied	Barclays Barclays Bank PLC	Legal charge	1 property	01/09/2006	15/12/2022
satisfied	Barclays Barclays Bank PLC	Deed of charge over credit balances	1 property	06/09/1995	15/12/2022
satisfied	Barclays Barclays Bank PLC	Debenture	1 property	15/10/1990	15/12/2022

Recent filings (115 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-12-25

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-08-11

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-12-24

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-11-18

confirmation-statement-with-updates

confirmation-statement · CS01

2023-12-22

change-person-director-company-with-change-date

officers · CH01

2023-12-12

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2023-12-11

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2023-12-11

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-11-27

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-01-13

mortgage-satisfy-charge-full

mortgage · MR04

2022-12-15

mortgage-satisfy-charge-full

mortgage · MR04

2022-12-15

mortgage-satisfy-charge-full

mortgage · MR04

2022-12-15

mortgage-satisfy-charge-full

mortgage · MR04

2022-12-15

mortgage-satisfy-charge-full

mortgage · MR04

2022-12-15