APPLEBY REST HOMES LIMITED

🌳Matureactive
02097592 · ltd · incorporated 1987-02-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£490.0k
book net assets
Opportunity
71/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

5 live charges · 3 lenders · oldest 39.0y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 39.0 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 7 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
126 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £490,045
Cash draining
Cash down 70% YoY
Cash YoY
-70%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£38k
↓ 70% YoY
Net Worth
£490k
~ YoY
Current Assets
£500k
↑ 114% YoY
Current Liabilities
—
£0£100k£200k£300k£400k£500kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-152023-12-15
Total assets£492.8k£954.1k
Current assets£500.3k£233.3k
Cash£38.0k£127.8k
Debtors£462.3k£105.5k
Net assets£490.0k£489.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
  1. 2025-10-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2025-10-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  3. 2025-10-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2025-10-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2025-10-07
    🔓
    Charge satisfied #3
  6. 2025-10-07
    🔓
    Charge satisfied #2
  7. 2025-10-01
    🔒
    Charge registered #5
    Lender: Metro Bank PLC
  8. 2025-10-01
    🔒
    Charge registered #4
    Lender: Metro Bank PLC
  9. 2025-09-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2025-09-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2025-09-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2024-09-13
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2023-09-13
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2022-10-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2022-07-16
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  16. 2022-04-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2022-03-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2022-01-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2022-01-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  20. 2022-01-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2022-01-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2022-01-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2022-01-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  24. 2022-01-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  25. 2021-12-16
    ➕
    HOOPER, Nital appointed
    director
  26. 2021-12-16
    ➕
    PATEL, Arti appointed
    director
  27. 2021-12-16
    ➕
    PATEL, Nickeal Harishkumar appointed
    director
  28. 2021-12-16
    ➖
    PALMER, Jennifer Anne resigned
    secretary
  29. 2021-12-16
    ➖
    EVELY, Mervyn James resigned
    director
  30. 2021-12-16
    ➖
    PALMER, Jennifer Anne resigned
    director
  31. 2021-12-16
    ➖
    PALMER, Nicholas Robert resigned
    director
  32. 2021-12-16
    🔒
    Charge registered #3
    Lender: Cambridge & Counties Bank Limited
  33. 2021-12-16
    🔒
    Charge registered #2
    Lender: Cambridge & Counties Bank Limited
  34. 2021-10-25
    🔓
    Charge satisfied #1
  35. 1999-09-30
    ➖
    EVELY, Enid Ruth resigned
    secretary
  36. 1999-09-30
    ➕
    PALMER, Jennifer Anne appointed
    secretary
  37. 1999-09-30
    ➖
    EVELY, Enid Ruth resigned
    director
  38. 1987-07-01
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  39. 1987-02-06
    🏢
    Company incorporated
    As APPLEBY REST HOMES LIMITED

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Nmar Property Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Nmar Property Ltd
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
APPLEBY REST HOMES LIMITED
This company · 02097592

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Nmar Property Ltd
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control16/12/2021
2 historic (ceased) PSCs
  • Jennifer Anne Palmerceased 16/12/2021· 25-50% shares · 25-50% voting
  • Nicholas Robert Palmerceased 16/12/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Healthcare & medical · PL postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
A CHAVEZ LTD→
12115788 · est 2019 · no financials extracted
————6y——
ANDREW & SARAH PORTER LIMITED→
11998657 · est 2019 · no financials extracted
————6y——
ARCHED AESTHETICS LIMITED→
16080483 · est 2024 · no financials extracted
————1y——
ARCHERY ASSAULT LTD→
10533761 · est 2016 · no financials extracted
————9y——
ARCHWAY DENTAL (SALTASH) LTD→
14706268 · est 2023 · no financials extracted
————3y——
ARCS RECOVERY LIMITED→
14712040 · est 2023 · no financials extracted
————3y——
ARETHA LTD→
14346643 · est 2022 · no financials extracted
————3y——
ARIELLE LOUISE AESTHETICS LTD→
15055552 · est 2023 · no financials extracted
————2y——
ARMADA SOCIAL WORK SERVICES LIMITED→
10447387 · est 2016 · no financials extracted
————9y——
ARRABON TRUST→
07416892 · est 2010 · no financials extracted
————15y——
ARRO FITNESS AND HOLISTIC WELLNESS CIC→
15367637 · est 2023 · no financials extracted
————2y——
ART CRAFT & LAUGHTER CIC→
12548718 · est 2020 · no financials extracted
————6y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1987-02-06
Jurisdictionengland-wales
Primary SIC87300 — Residential care activities for the elderly and disabled

Registered office

Appleby Rest Homes Limited 157 Launceston Road
Kelly Bray
Callington
PL17 8DU
England

Filing status

Accounts
Next due: 2026-09-15
Last made up to: 2024-12-15
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21

Officers (3 active · 6 resigned)

HOOPER, Nital→
director · ~52y · appointed 2021-12-16
View their other companies + combined net worth →
Active
PATEL, Arti→
director · ~39y · appointed 2021-12-16
View their other companies + combined net worth →
Active
PATEL, Nickeal Harishkumar→
director · ~41y · appointed 2021-12-16
View their other companies + combined net worth →
Active
EVELY, Enid Ruth→
secretary · resigned 1999-09-30
Resigned
PALMER, Jennifer Anne→
secretary · appointed 1999-09-30 · resigned 2021-12-16
Resigned
EVELY, Enid Ruth→
director · ~77y · resigned 1999-09-30
Resigned
EVELY, Mervyn James→
director · ~80y · resigned 2021-12-16
Resigned
PALMER, Jennifer Anne→
director · ~79y · resigned 2021-12-16
Resigned
PALMER, Nicholas Robert→
director · ~84y · resigned 2021-12-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
2
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Metro Bank
Metro Bank PLC
A registered charge—01/10/2025—
outstanding
Metro Bank
Metro Bank PLC
A registered charge2 properties01/10/2025—
satisfied
Cambridge & Counties
Cambridge & Counties Bank Limited
A registered charge1 property16/12/202107/10/2025
satisfied
Cambridge & Counties
Cambridge & Counties Bank Limited
A registered charge2 properties16/12/202107/10/2025
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property01/07/198725/10/2021
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (126 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-10
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-07
mortgage-satisfy-charge-full
mortgage · MR04
2025-10-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-26
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-13
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-10-10
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-07-16