SCHEMA ASSOCIATES LIMITED
🌳Matureactive
02100456 · ltd · incorporated 1987-02-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
ALSO REGISTERED FOR
- 99999SIC 99999
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 77/100. Strong seller-intent signal (65/100, director aged 63). Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 38.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 38.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
36 officers (2 active, 36 linked, 28 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
220 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 capital
- • 1 insolvency
- • 1 resolution
Last 180 days
4
filings
- • 2 capital
- • 1 insolvency
- • 1 resolution
Counts from Companies House filing history.
Corporate timeline (88 events)Click to expand
- 2026-05-07📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2026-05-07📄legacycapital · SH20
- 2026-05-07⚠️legacyinsolvency · CAP-SS
- 2026-05-07📄resolutionresolution · RESOLUTIONS
- 2025-11-17📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-10-01➕ROUD, Edwin George appointeddirector
- 2025-10-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-30➖GALBRAITH, Ian Martin Richard resigneddirector
- 2025-09-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-04-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-07-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-07-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-08-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-01➕TRAVERS, Catherine Helen appointeddirector
- 2022-07-31➖HAIGH, Michael David resigneddirector
- 2022-06-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-09-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-12-31➕GALBRAITH, Ian Martin Richard appointeddirector
- 2020-12-31➖LEONARD, Guy William Ingledew, Mr. resigneddirector
- 2020-12-31📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-07-10📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-06-30➕HAIGH, Michael David appointeddirector
- 2019-06-30➖HOWELLS, Keith John, Mr. resigneddirector
- 2017-03-31➖FIELD, Joanna Maria resignedsecretary
- 2015-11-27➖STOVELL, Kevin John resigneddirector
- 2015-01-27➕FIELD, Joanna Maria appointedsecretary
- 2015-01-27➖LYNN, Marjorie Eva resignedsecretary
- 2010-12-31➖WICKENS, Peter John resigneddirector
- 2008-04-15➖WILLIAMS, Graham John resigneddirector
- 2007-10-18➖BLACKBURN, Michael Orlando resigneddirector
- 2005-08-05➖CHESWORTH, Peter Michael resigneddirector
- 2005-07-29➕HOWELLS, Keith John, Mr. appointeddirector
- 2005-07-29➕STOVELL, Kevin John appointeddirector
- 2005-07-29➕WICKENS, Peter John appointeddirector
- 2002-08-31➖BISHOP, Martin William resigneddirector
- 2002-05-31➕BLACKBURN, Michael Orlando appointeddirector
- 2002-05-28➖KELLY, Gerard Patrick resignedsecretary
- 2002-05-28➕LYNN, Marjorie Eva appointedsecretary
- 2002-05-28➕BISHOP, Martin William appointeddirector
- 2002-05-28➕CHESWORTH, Peter Michael appointeddirector
- 2002-05-28➖GALBRAITH, Ian Martin Richard resigneddirector
- 2002-05-28➕LEONARD, Guy William Ingledew, Mr. appointeddirector
- 2002-05-28➖WEALLANS, Martin David resigneddirector
- 2002-05-10🔓Charge satisfied #3
- 2002-04-24➖MCMILLAN, Alexander Hill resigneddirector
- 2000-12-22➕KELLY, Gerard Patrick appointedsecretary
Showing most recent 50 of 88 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-05-07: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Mott Macdonald Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mott Macdonald Limited
Corporate parent · holds 75-100% shares
⬇
SCHEMA ASSOCIATES LIMITED
This company · 02100456
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mott Macdonald Limited Corporate entity | 75–100% | — | 75-100% shares | 06/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| ALLORA AGENCY LTD→ 16989089 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALMIZAN ADVISORS LIMITED→ 12080986 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
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| ALPHA & OMEGA CLEANING LTD→ 16152117 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALPHA ELITE SECURITY LTD→ 16113653 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ALPHA FACILITIES & PROPERTY MANAGEMENT LTD→ 16896748 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALPHA NAME LTD→ 12590662 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALPHA TRUSTEES LIMITED→ 05136530 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ALPHAALERT SECURITY LTD→ 16476796 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALPHAGENESIS CONSULTANCY LTD→ 09002673 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1987-02-17
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
10 Fleet Place
London
EC4M 7RB
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-20
Last: 2025-12-06
Officers (2 active · 34 resigned)
ROUD, Edwin George→
Activedirector · ~63y · appointed 2025-10-01
View their other companies + combined net worth →
TRAVERS, Catherine Helen→
Activedirector · ~62y · appointed 2022-08-01
View their other companies + combined net worth →
ALAHENDRA, Nihal→
Resignedsecretary · resigned 1993-04-02
FERGUSON, Iain Donald→
Resignedsecretary · appointed 1993-04-02 · resigned 1993-06-30
FIELD, Joanna Maria→
Resignedsecretary · appointed 2015-01-27 · resigned 2017-03-31
HILL, Teifion Mark→
Resignedsecretary · appointed 1996-02-09 · resigned 1998-08-24
JONES, Stephen Andrew→
Resignedsecretary · appointed 1993-07-01 · resigned 1996-02-09
KELLY, Gerard Patrick→
Resignedsecretary · appointed 2000-12-22 · resigned 2002-05-28
LYNN, Marjorie Eva→
Resignedsecretary · appointed 2002-05-28 · resigned 2015-01-27
ROBINSON, Robert George→
Resignedsecretary · appointed 1998-08-24 · resigned 2000-12-22
BISHOP, Martin William→
Resigneddirector · ~79y · appointed 2002-05-28 · resigned 2002-08-31
BLACKBURN, Michael Orlando→
Resigneddirector · ~81y · appointed 2002-05-31 · resigned 2007-10-18
CHESWORTH, Peter Michael→
Resigneddirector · ~81y · appointed 2002-05-28 · resigned 2005-08-05
DE NORONHA, Merco Johan James Amilius→
Resigneddirector · ~79y · appointed 1993-10-06 · resigned 1998-04-15
FERGUSON, Iain Donald→
Resigneddirector · ~71y · resigned 1993-06-30
FLINTON, John Geoffrey→
Resigneddirector · ~88y · appointed 1993-07-01 · resigned 1997-11-17
GALBRAITH, Ian Martin Richard→
Resigneddirector · ~63y · appointed 2020-12-31 · resigned 2025-09-30
GALBRAITH, Ian Martin Richard→
Resigneddirector · ~63y · appointed 2000-12-22 · resigned 2002-05-28
HAIGH, Michael David→
Resigneddirector · ~66y · appointed 2019-06-30 · resigned 2022-07-31
HEPDEN, Alfred George→
Resigneddirector · ~88y · appointed 1994-11-01 · resigned 2000-04-18
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland. | Letter of charge | 1 property | 26/07/1991 | 10/05/2002 | |
| satisfied | Dunfermline Building Society | Standard security | 1 property | 19/01/1990 | 07/11/1998 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 13/07/1987 | 17/09/1991 |
Recent filings (220 total)
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2026-05-07
legacy
capital · SH20
2026-05-07
legacy
insolvency · CAP-SS
2026-05-07
resolution
resolution · RESOLUTIONS
2026-05-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-16
change-account-reference-date-company-current-extended
accounts · AA01
2025-11-17
appoint-person-director-company-with-name-date
officers · AP01
2025-10-01
termination-director-company-with-name-termination-date
officers · TM01
2025-10-01
accounts-with-accounts-type-dormant
accounts · AA
2025-09-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-31
accounts-with-accounts-type-dormant
accounts · AA
2024-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-06
accounts-with-accounts-type-dormant
accounts · AA
2023-07-25