AGE CONCERN LIVERPOOL (SERVICES) LIMITED

🌳Matureactive
02118327 · ltd · incorporated 1987-04-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 86900Other human health activities
Investor take
Pursue
Active trading company with a 87-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 87). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
19 officers (3 active, 19 linked, 12 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
134 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
  1. 2025-11-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-02-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2025-02-06
    📄
    legacy
    other · AGREEMENT2
  4. 2025-02-06
    📄
    legacy
    other · GUARANTEE2
  5. 2024-05-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2023-12-21
    📄
    legacy
    other · GUARANTEE2
  7. 2023-12-21
    📄
    legacy
    other · AGREEMENT2
  8. 2023-12-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-09-29
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  10. 2022-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2022-08-23
    ➕
    ASHDOWN, Jacinta Ann appointed
    secretary
  12. 2022-08-23
    ➖
    MCCAUGHLEY, Sandra resigned
    secretary
  13. 2022-08-23
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  14. 2022-08-23
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  15. 2022-05-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2022-04-06
    📄
    elect-to-keep-the-directors-residential-address-register-information-on-the-public-register
    officers · EH02
  17. 2022-04-06
    📄
    elect-to-keep-the-directors-register-information-on-the-public-register
    officers · EH01
  18. 2022-04-06
    📄
    elect-to-keep-the-secretaries-register-information-on-the-public-register
    officers · EH03
  19. 2021-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2021-11-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2021-11-04
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  22. 2021-11-04
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  23. 2021-09-20
    ➕
    CAWDRON, Keith William appointed
    director
  24. 2021-09-20
    ➖
    FLEXMAN-SMITH, Grant resigned
    secretary
  25. 2021-09-20
    ➕
    MCCAUGHLEY, Sandra appointed
    secretary
  26. 2020-02-19
    ➖
    WRIGHT, Andrew Craig resigned
    director
  27. 2016-10-08
    ➖
    BRENNAN, John Francis resigned
    director
  28. 2016-09-01
    ➕
    FLEXMAN-SMITH, Grant appointed
    secretary
  29. 2016-08-31
    ➖
    BURNS, Karen Margaret resigned
    secretary
  30. 2016-06-01
    ➕
    BRENNAN, John Francis appointed
    director
  31. 2016-06-01
    ➖
    POWELL, Elizabeth Anderson resigned
    director
  32. 2013-09-16
    ➕
    BURNS, Karen Margaret appointed
    secretary
  33. 2013-09-16
    ➖
    HOLMES, Gillian Joan resigned
    secretary
  34. 2013-09-16
    ➖
    KING, Paul John resigned
    director
  35. 2013-09-16
    ➕
    WRIGHT, Andrew Craig appointed
    director
  36. 2009-02-20
    ➖
    WRIGHT, Kenneth resigned
    director
  37. 2004-01-28
    ➕
    POWELL, Elizabeth Anderson appointed
    director
  38. 2002-10-09
    ➕
    KING, Paul John appointed
    director
  39. 2001-10-15
    ➖
    JOHNSON, Kenneth Frederick resigned
    director
  40. 1999-10-07
    ➖
    WEBSTER, Richard Stanley resigned
    director
  41. 1999-09-09
    ➕
    RAVENSCROFT, Kenneth James appointed
    director
  42. 1999-01-11
    ➕
    HOLMES, Gillian Joan appointed
    secretary
  43. 1998-12-11
    ➖
    DAY, Terry Hazel resigned
    secretary
  44. 1997-09-11
    ➖
    MURPHY, Edward resigned
    director
  45. 1995-10-12
    ➖
    GOOSEY, Frederick Enoch resigned
    director
  46. 1994-09-28
    ➕
    JOHNSON, Kenneth Frederick appointed
    director
  47. 1994-09-28
    ➕
    WRIGHT, Kenneth appointed
    director
  48. 1994-08-01
    ➕
    DAY, Terry Hazel appointed
    secretary
  49. 1994-07-31
    ➖
    ROBERTS, June Karenina resigned
    secretary
  50. 1994-07-20
    ➖
    FARMER, Edward Desmond, Professor resigned
    director
Showing most recent 50 of 51 events

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 87 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Age Concern Liverpool And Sefton is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Age Concern Liverpool And Sefton
Corporate parent · holds 75-100% shares
ultimate parent
⬇
AGE CONCERN LIVERPOOL (SERVICES) LIMITED
This company · 02118327

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Age Concern Liverpool And Sefton
Corporate entity
75–100%
—sig. influence75-100% shares · significant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1987-04-01
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

The Frances Suite 1st Floor
151 Dale Street
Liverpool
L2 2JH
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01

Officers (3 active · 16 resigned)

ASHDOWN, Jacinta Ann→
secretary · appointed 2022-08-23
View their other companies + combined net worth →
Active
CAWDRON, Keith William→
director · ~70y · appointed 2021-09-20
View their other companies + combined net worth →
Active
RAVENSCROFT, Kenneth James→
director · ~87y · appointed 1999-09-09
View their other companies + combined net worth →
Active
BURNS, Karen Margaret→
secretary · appointed 2013-09-16 · resigned 2016-08-31
Resigned
DAY, Terry Hazel→
secretary · appointed 1994-08-01 · resigned 1998-12-11
Resigned
FLEXMAN-SMITH, Grant→
secretary · appointed 2016-09-01 · resigned 2021-09-20
Resigned
HOLMES, Gillian Joan→
secretary · appointed 1999-01-11 · resigned 2013-09-16
Resigned
MCCAUGHLEY, Sandra→
secretary · appointed 2021-09-20 · resigned 2022-08-23
Resigned
ROBERTS, June Karenina→
secretary · resigned 1994-07-31
Resigned
BRENNAN, John Francis→
director · ~86y · appointed 2016-06-01 · resigned 2016-10-08
Resigned
FARMER, Edward Desmond, Professor→
director · ~109y · resigned 1994-07-20
Resigned
GOOSEY, Frederick Enoch→
director · ~106y · resigned 1995-10-12
Resigned
JOHNSON, Kenneth Frederick→
director · ~102y · appointed 1994-09-28 · resigned 2001-10-15
Resigned
KING, Paul John→
director · ~94y · appointed 2002-10-09 · resigned 2013-09-16
Resigned
MURPHY, Edward→
director · ~74y · resigned 1997-09-11
Resigned
POWELL, Elizabeth Anderson→
director · ~86y · appointed 2004-01-28 · resigned 2016-06-01
Resigned
WEBSTER, Richard Stanley→
director · ~88y · resigned 1999-10-07
Resigned
WRIGHT, Andrew Craig→
director · ~49y · appointed 2013-09-16 · resigned 2020-02-19
Resigned
WRIGHT, Kenneth→
director · ~93y · appointed 1994-09-28 · resigned 2009-02-20
Resigned

Click a director name to see their full track record across all companies.

Recent filings (134 total)

accounts-with-accounts-type-dormant
accounts · AA
2025-11-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-18
legacy
other · AGREEMENT2
2025-02-06
legacy
other · GUARANTEE2
2025-02-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-14
change-person-director-company-with-change-date
officers · CH01
2024-05-03
legacy
other · GUARANTEE2
2023-12-21
legacy
other · AGREEMENT2
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-29
change-person-secretary-company-with-change-date
officers · CH03
2023-09-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-13
appoint-person-secretary-company-with-name-date
officers · AP03
2022-08-23
termination-secretary-company-with-name-termination-date
officers · TM02
2022-08-23