BEAUCHAMP WEALTH LIMITED
🌳Matureactive
02124354 · ltd · incorporated 1987-04-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£78.1k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 34.9y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 34.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
126 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £78,110
Cash YoY
-17%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£13k
↓ 17% YoY
Net Worth
£78k
↑ 7.4% YoY
Current Assets
£173k
↓ 2.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £78.8k | £73.9k |
| Current assets | £173.1k | £178.0k |
| Cash | £12.7k | £15.4k |
| Debtors | £160.4k | £162.6k |
| Net assets | £78.1k | £72.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-04-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-27📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-07-27📄change-person-director-company-with-change-dateofficers · CH01
- 2020-07-27📄change-person-director-company-with-change-dateofficers · CH01
- 2019-06-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2008-03-03➕MARVELLY, Jason appointeddirector
- 2007-02-21➖HUBBALL, Steven Charles resigneddirector
- 2006-04-27➖DIXON, Andrew George resigneddirector
- 2002-02-01➕DIXON, Andrew George appointeddirector
- 1999-02-01➕HUBBALL, Steven Charles appointeddirector
- 1997-09-12➕PEARCE, Alexandra Claire appointeddirector
- 1997-09-06➖PEARCE, Guy Keith resigneddirector
- 1995-04-01🔓Charge satisfied #1
- 1994-01-25🔒Charge registered #2Lender: Midland Bank PLC
- 1991-08-09🔒Charge registered #1Lender: Barclays Bank PLC
- 1987-04-21🏢Company incorporatedAs BEAUCHAMP WEALTH LIMITED
Owner dependency
68/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Beauchamp Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Beauchamp Group Limited
Corporate parent · holds 75-100% shares
⬇
BEAUCHAMP WEALTH LIMITED
This company · 02124354
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Beauchamp Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEAUFORT WEALTH MANAGEMENT LIMITED→ 06268234 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BIZVIC FINANCIAL SERVICES LTD→ 12455596 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BLU FINANCIAL LTD→ 13212244 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BONA FINANCE LIMITED→ 12320959 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BPT INS SOLUTIONS LTD→ 08380128 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BROOK CAPITAL AND SECURITIES LTD→ 09171752 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BSL PENSION TRUSTEE LIMITED→ 11702422 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BURBAGE FINANCE LTD→ 08604283 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| CAPRI HOLDINGS LTD→ 11308598 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CARDIFF GLOBAL MARKETS LIMITED→ 10775132 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CASSIDY GROUP PROPCO 1 LTD→ 13858135 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CASSIDY GROUP PROPCO 2 LTD→ 13858238 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1987-04-21
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Euston House
12 Euston Place
Leamington Spa
Warwickshire
CV32 4BN
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-28
Last: 2026-01-14
Officers (3 active · 3 resigned)
Active
MARVELLY, Jason→
Activedirector · ~55y · appointed 2008-03-03
View their other companies + combined net worth →
PEARCE, Alexandra Claire→
Activedirector · ~54y · appointed 1997-09-12
View their other companies + combined net worth →
DIXON, Andrew George→
Resigneddirector · ~60y · appointed 2002-02-01 · resigned 2006-04-27
HUBBALL, Steven Charles→
Resigneddirector · ~59y · appointed 1999-02-01 · resigned 2007-02-21
PEARCE, Guy Keith→
Resigneddirector · ~81y · resigned 1997-09-06
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Midland Bank Midland Bank PLC | Fixed and floating charge | 1 property | 25/01/1994 | — | |
| satisfied | Barclays Barclays Bank PLC | Guarantee and debenture | 1 property | 09/08/1991 | 01/04/1995 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (126 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-04-17
change-person-director-company-with-change-date
officers · CH01
2025-04-17
change-person-director-company-with-change-date
officers · CH01
2025-04-17
change-person-secretary-company-with-change-date
officers · CH03
2025-04-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-27