A. CHARLES THOMAS (CARE) LIMITED

🌳Matureactive
02125227 · ltd · incorporated 1987-04-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 38.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.17M
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Residential care activities for the elderly and disabled
Sector: Human health & social work
Investor take
Pursue
Active trading company with a 92-year-old founder — textbook succession opportunity.

Opportunity 75/100 (strong), bankability 70/100. Strong seller-intent signal (63/100, director aged 92). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 7 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

8 live charges · oldest 38.3y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 38.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 8 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
124 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £2,170,669
Cash YoY
-8%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£306k
↓ 7.8% YoY
Net Worth
£2.2m
↑ 2.5% YoY
Current Assets
£433k
↓ 5.4% YoY
Current Liabilities
—
£0£434k£868k£1.3m£1.7m£2.2mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£2.17M£2.24M
Current assets£433.2k£457.8k
Cash£305.9k£331.7k
Debtors£127.3k£126.0k
Net assets£2.17M£2.12M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
  1. 2025-07-20
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-05-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-04-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-04-01
    ➕
    THOMAS, Steven Antony appointed
    director
  5. 2025-04-01
    ➖
    HARRISON, Janice Mary resigned
    director
  6. 2025-04-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-04-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2025-04-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2024-08-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2023-06-20
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2022-11-08
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2021-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2020-08-04
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2019-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-09-16
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  16. 2018-12-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-02-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2018-02-19
    📄
    legacy
    miscellaneous · RP04CS01
  19. 2018-02-17
    ➕
    HARRISON, Janice Mary appointed
    director
  20. 2018-02-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2018-01-31
    ➖
    BANSAL, Sushil Kumar, Dr resigned
    director
  22. 2018-01-31
    ➖
    BANSAL, Swadesh resigned
    director
  23. 2016-05-09
    ➕
    THOMAS, David Charles appointed
    director
  24. 2008-11-01
    ➕
    HARRISON, Janice Mary appointed
    secretary
  25. 2008-11-01
    ➖
    COLE, June resigned
    director
  26. 2008-10-02
    ➖
    THOMAS, Gladys resigned
    secretary
  27. 2008-10-02
    ➖
    THOMAS, Gladys resigned
    director
  28. 2007-04-01
    ➕
    COLE, June appointed
    director
  29. 2004-10-08
    🔒
    Charge registered #8
    Lender: Barclays Bank PLC
  30. 1997-09-17
    🔒
    Charge registered #7
    Lender: Barclays Bank PLC
  31. 1997-09-17
    🔒
    Charge registered #6
    Lender: Barclays Bank PLC
  32. 1995-02-15
    🔓
    Charge satisfied #5
  33. 1992-08-17
    🔒
    Charge registered #5
    Lender: Barclays Bank PLC
  34. 1991-10-17
    ➖
    THOMAS, Aneurin Charles resigned
    secretary
  35. 1991-10-17
    ➕
    THOMAS, Gladys appointed
    secretary
  36. 1991-10-17
    ➕
    BANSAL, Sushil Kumar, Dr appointed
    director
  37. 1991-09-10
    🔒
    Charge registered #4
    Lender: Barclays Bank PLC
  38. 1988-10-05
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  39. 1988-03-10
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  40. 1988-03-10
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  41. 1987-04-23
    🏢
    Company incorporated
    As A. CHARLES THOMAS (CARE) LIMITED

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "THOMAS" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 92 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 92 years old. Natural succession window is now.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
7 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Aneurin Charles Thomas
Individual · British · DOB 02/1934 · age 92
25–50%
—25-50% shares10/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1987-04-23
Jurisdictionengland-wales
Primary SIC87300 — Residential care activities for the elderly and disabled

Registered office

12 North Road
Seaham
Co Durham
SR7 7AA

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-26
Last: 2025-06-12

Officers (4 active · 7 resigned)

HARRISON, Janice Mary→
secretary · appointed 2008-11-01
View their other companies + combined net worth →
Active
THOMAS, Aneurin Charles→
director · ~92y
View their other companies + combined net worth →
Active
THOMAS, David Charles→
director · ~66y · appointed 2016-05-09
View their other companies + combined net worth →
Active
THOMAS, Steven Antony→
director · ~63y · appointed 2025-04-01
View their other companies + combined net worth →
Active
THOMAS, Aneurin Charles→
secretary · resigned 1991-10-17
Resigned
THOMAS, Gladys→
secretary · appointed 1991-10-17 · resigned 2008-10-02
Resigned
BANSAL, Sushil Kumar, Dr→
director · ~79y · appointed 1991-10-17 · resigned 2018-01-31
Resigned
BANSAL, Swadesh→
director · ~82y · resigned 2018-01-31
Resigned
COLE, June→
director · ~84y · appointed 2007-04-01 · resigned 2008-11-01
Resigned
HARRISON, Janice Mary→
director · ~62y · appointed 2018-02-17 · resigned 2025-04-01
Resigned
THOMAS, Gladys→
director · ~92y · resigned 2008-10-02
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
7
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property08/10/2004—
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property17/09/1997—
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property17/09/1997—
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property17/08/199215/02/1995
outstanding
Barclays
Barclays Bank PLC
Letter of charge1 property10/09/1991—
outstanding
Barclays
Barclays Bank PLC
Debenture1 property05/10/1988—
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property10/03/1988—
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property10/03/1988—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (124 total)

accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-12
change-person-director-company-with-change-date
officers · CH01
2025-04-02
appoint-person-director-company-with-name-date
officers · AP01
2025-04-01
change-person-director-company-with-change-date
officers · CH01
2025-04-01
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-07