ACREBIND LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (78/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 38.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 38.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 3 mortgage
- • 1 accounts
Corporate timeline (24 events)Click to expand
- 2026-03-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-27🔓Charge satisfied #3
- 2026-01-27🔓Charge satisfied #2
- 2026-01-27🔓Charge satisfied #1
- 2025-09-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-28📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-02-28📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-12📄resolutionresolution · RESOLUTIONS
- 2023-09-12📄capital-name-of-class-of-sharescapital · SH08
- 2023-09-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-25📄change-person-director-company-with-change-dateofficers · CH01
- 2019-06-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 1994-01-24🔒Charge registered #3Lender: The Royal Bank of Scotland PLC,
- 1988-05-18🔒Charge registered #2Lender: Carole Morgan
- 1988-01-05🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1987-09-22🏢Company incorporatedAs ACREBIND LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kevin Harry Morgan Individual · British · DOB 03/1946 · age 80 | 25–50% | — | 25-50% shares | 02/10/2016 |
Mrs Marcia Morgan Individual · British · DOB 03/1948 · age 78 | 25–50% | — | 25-50% shares | 02/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Hospitality · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 214FOODDRINK LTD→ 14752323 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 8 ZHANG LTD→ 13535454 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACORN HOUSE (KESWICK) LIMITED→ 07310576 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ALEXANDROS @ HOME LIMITED→ 16608729 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALI TANDOORI LTD→ 15498458 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALIMAX 16 LIMITED→ 16316476 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLAN GREEN OPTICAL LIMITED→ 02674701 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| AMANTE LIMITED→ 11274493 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AMATO'S LIMITED→ 09184551 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AMJ LETTINGS LIMITED→ 14613527 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AMJ RENTALS LIMITED→ 14613809 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AMMAR GROUP LTD→ 16176076 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC, | Debenture | 1 property | 24/01/1994 | 27/01/2026 | |
| satisfied | Carole Morgan / Philip Trevor Morgan | Mortgage | 1 property | 18/05/1988 | 27/01/2026 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 2 properties | 05/01/1988 | 27/01/2026 |