AVALON MOTOR CO LIMITED
🌳Matureactive
02178029 · ltd · incorporated 1987-10-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.02M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
10 live charges · 4 lenders · oldest 38.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 38.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 5 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
146 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,021,372
Cash YoY
+768660%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£154k
↑ 768660% YoY
Net Worth
£2.0m
↑ 4.4% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Cash | £153.8k | £20 |
| Net assets | £2.02M | £1.94M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
- • 2 officers
- • 1 persons-with-significant-control
- • 1 address
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2026-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-03-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-26🔓Charge satisfied #7
- 2025-11-26🔓Charge satisfied #2
- 2025-02-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-24📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-02-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-02-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-02-10➖RUDDLE, Matthew Craig resignedsecretary
- 2025-02-10➖RUDDLE, Matthew Craig resigneddirector
- 2024-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-26🔒Charge registered #10Lender: Lloyds Bank PLC
- 2024-05-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-07📄memorandum-articlesincorporation · MA
- 2023-09-07📄resolutionresolution · RESOLUTIONS
- 2023-01-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-18➖EWING, Andrew Mark resigneddirector
- 2022-12-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-21📄change-person-director-company-with-change-dateofficers · CH01
- 2018-08-23🔒Charge registered #9Lender: Lloyds Bank PLC
- 2017-12-11➕RUDDLE, Kayley Marie appointeddirector
- 2015-10-07🔓Charge satisfied #1
- 2013-03-28🔒Charge registered #8Lender: Lloyds Tsb Bank PLC
- 2011-05-20➕EWING, Andrew Mark appointeddirector
- 2011-05-20➕RUDDLE, Matthew Craig appointeddirector
- 2009-03-16🔒Charge registered #7Lender: Lloyds Tsb Bank PLC
- 2007-03-08🔓Charge satisfied #6
- 2007-01-17🔓Charge satisfied #5
- 2007-01-17🔓Charge satisfied #3
- 2005-02-25➖RUDDLE, Elizabeth Jean resignedsecretary
- 2005-02-25➕RUDDLE, Matthew Craig appointedsecretary
- 2005-02-25➖RUDDLE, Elizabeth Jean resigneddirector
- 1999-05-10🔒Charge registered #6Lender: Lloyds Bank PLC
- 1997-08-11🔓Charge satisfied #4
- 1994-09-02🔒Charge registered #5Lender: Lloyds Bank PLC
- 1991-04-30🔒Charge registered #4Lender: Chartered Trust PLC
- 1991-04-09🔒Charge registered #3Lender: Psa Wholesale Limited
- 1991-01-29🔒Charge registered #2Lender: Lloyds Bank PLC
- 1988-02-19🔒Charge registered #1Lender: Lloyds Bank PLC
- 1987-10-14🏢Company incorporatedAs AVALON MOTOR CO LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Avalon Motor Co Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Avalon Motor Co Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
AVALON MOTOR CO LIMITED
This company · 02178029
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Avalon Motor Co Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 27/01/2025 |
1 historic (ceased) PSC
- Mr Anthony Kevin Ruddleceased 27/01/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · BA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AUTO-SERVICOS LTD→ 12718466 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AUTOSAVA LIMITED→ 05414081 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| AUTOTECH MOT AND SERVICE LTD→ 11542520 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AUTOWEST CARS LIMITED→ 04314150 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| AVALON CAR CARE LTD→ 14048556 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AVALON TYRE SERVICES LTD→ 05904451 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AXARAY MOTOR LTD→ 16391760 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BAC COLLECTIVE LTD→ 11594620 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BARGE MOTORS LIMITED→ 05947576 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| BARNES COACHWORKS LIMITED→ 01507395 · est 1980 · no financials extracted | — | — | — | — | 45y | — | — |
| BATH AUTO SERVICES LTD→ 13872684 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BATH MOT CENTRE LIMITED→ 05205280 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1987-10-14
Jurisdictionengland-wales
Primary SIC45112 — SIC 45112
Registered office
Avalon Trading Estate
Wells Road
Glastonbury
BA6 9AQ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-24
Last: 2025-07-10
Officers (2 active · 5 resigned)
Active
RUDDLE, Kayley Marie→
Activedirector · ~37y · appointed 2017-12-11
View their other companies + combined net worth →
RUDDLE, Elizabeth Jean→
Resignedsecretary · resigned 2005-02-25
RUDDLE, Matthew Craig→
Resignedsecretary · appointed 2005-02-25 · resigned 2025-02-10
EWING, Andrew Mark→
Resigneddirector · ~64y · appointed 2011-05-20 · resigned 2023-01-18
RUDDLE, Elizabeth Jean→
Resigneddirector · ~66y · resigned 2005-02-25
RUDDLE, Matthew Craig→
Resigneddirector · ~41y · appointed 2011-05-20 · resigned 2025-02-10
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
3
Outstanding
1
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 26/07/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 23/08/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 1 property | 28/03/2013 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 2 properties | 16/03/2009 | 26/11/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage deed | 1 property | 10/05/1999 | 08/03/2007 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage deed | 1 property | 02/09/1994 | 17/01/2007 | |
| satisfied | Chartered Trust Chartered Trust PLC | Charge | 1 property | 30/04/1991 | 11/08/1997 | |
| satisfied | Psa Wholesale Psa Wholesale Limited | Deed | 1 property | 09/04/1991 | 17/01/2007 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Mortgage | 2 properties | 29/01/1991 | 26/11/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | Single debenture | 1 property | 19/02/1988 | 07/10/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (146 total)
change-person-director-company-with-change-date
officers · CH01
2026-03-06
change-person-director-company-with-change-date
officers · CH01
2026-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-03-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-09
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-26
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-10
termination-director-company-with-name-termination-date
officers · TM01
2025-02-24
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-24
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-02-13
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-26