AFRO ASIAN INSURANCE SERVICES LIMITED

🌳Matureactive

02197265 · ltd · incorporated 1987-11-20

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 17.3y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

£3.64M

year to Mar 2025

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Life reinsurance

Sector: Financial & insurance

ALSO REGISTERED FOR

65202Non-life reinsurance

Investor take

Pursue

Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (88/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 17.3y

60/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 17.3 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 30/100 — workable, but lender will want more DD.
· Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

19 officers (6 active, 19 linked, 17 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

3 connected companies via shared directors

Filing history

175 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £387,975

Turnover YoY

+7%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Turnover	£3.64M	£3.41M
Gross profit	—	£3.41M
Operating profit	£364.2k	£172.8k
Profit before tax	£388.0k	£375.7k
Average employees	2300	2400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 address

Last 180 days

filings

• 1 address
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (52 events)Click to expand

2026-05-06
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-22
📄
accounts-with-accounts-type-full
accounts · AA
2025-07-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-07-21
➕
DACHRAOUI, Mohamed Haithem appointed
director
2025-06-06
➖
PHILLIPS, Ryan Luke resigned
director
2025-06-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-01-09
📄
change-person-director-company-with-change-date
officers · CH01
2025-01-09
📄
change-person-director-company-with-change-date
officers · CH01
2024-12-17
📄
accounts-with-accounts-type-full
accounts · AA
2024-11-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-11-01
➕
AHMAD, Zeeshan appointed
director
2024-10-09
📄
change-person-director-company-with-change-date
officers · CH01
2023-11-21
📄
accounts-with-accounts-type-full
accounts · AA
2023-01-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-12-20
📄
accounts-with-accounts-type-full
accounts · AA
2022-12-01
➕
LAZARI, Leandros Peter appointed
director
2022-09-12
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-09-09
➖
WATKINS, Nicholas Paul resigned
director
2022-08-01
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-04-27
📄
change-person-director-company-with-change-date
officers · CH01
2022-04-26
📄
change-person-secretary-company-with-change-date
officers · CH03
2022-04-26
📄
change-person-director-company-with-change-date
officers · CH01
2022-04-26
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-04-26
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-04-12
➕
WATKINS, Nicholas Paul appointed
director
2022-02-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-01-05
➖
FARMER, Paul Robert resigned
director
2021-12-03
📄
accounts-with-accounts-type-full
accounts · AA
2019-04-01
➕
PHILLIPS, Ryan Luke appointed
director
2019-03-31
➖
WILSON, Timothy John Scott resigned
director
2016-10-10
➕
FARMER, Paul Robert appointed
director
2015-09-17
➖
SMYTHE, Jonathan resigned
director
2015-08-31
➖
SAMPAT, Rajendra resigned
director
2015-08-07
➖
RAMAMONJIARISOA, Christian Andriantahina resigned
director
2014-04-01
➕
RAMAMONJIARISOA, Christian Andriantahina appointed
director
2010-05-07
🔒
Charge registered #2
Lender: Lloyds Tsb Bank PLC
2009-04-01
➕
LOTLIKAR, Vinita appointed
director
2009-03-13
🔒
Charge registered #1
Lender: The Mayor and Commonalty and Citizens of the City of London
2008-09-11
➕
WILSON, Timothy John Scott appointed
director
2008-06-03
➖
PATEL, Rasiklal Harmanbhai resigned
director
2008-04-29
➕
SMYTHE, Jonathan appointed
director
2008-02-01
➖
WILSON, Timothy John Scott resigned
director
2004-10-02
➖
HANSRANI, Ashok Kumar resigned
director
2003-11-11
➕
HANSRANI, Ashok Kumar appointed
director
2002-11-08
➕
SAMPAT, Rajendra appointed
director
1997-10-15
➕
WILSON, Timothy John Scott appointed
director
1996-01-02
➕
PATEL, Rasiklal Harmanbhai appointed
director
1996-01-01
➖
PATEL, Priti resigned
director
1994-01-01
➕
PATEL, Priti appointed
director
1993-12-31
➖
PATEL, Jayanti Lal Harmanbhai resigned
director

Showing most recent 50 of 52 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

63/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 17 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Priti Patel Individual · British · DOB 09/1962 · age 64	25–50%	25–50%	25-50% shares · 25-50% voting	26/08/2020
Mr Udai Rasiklal Patel Individual · British · DOB 03/1961 · age 65	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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AMICORP FINANCIAL MARKETS (UK) LTD→ 16006966 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
AMICORP TRUSTEES (UK) LIMITED→ 13177141 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
AMICUS ASSET FINANCE LIMITED→ 04246403 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
AMIGA SPECIALTY LIMITED→ 16439468 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AMIMONEY LTD→ 15203092 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AMIRAN SILICE LTD→ 16129902 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
AMK INVESTMENTS LIMITED→ 11826207 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
AMN SOURCING LTD→ 16892039 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AMNN LIMITED→ 13997180 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
AMOS FINANCE LTD→ 07606871 · est 2011 · no financials extracted	—	—	—	—	14y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1987-11-20

Jurisdictionengland-wales

Primary SIC65201 — Life reinsurance

Registered office

Dixon House

1 Lloyds Avenue

London

EC3N 3DQ

United Kingdom

Filing status

Accounts

Next due: 2026-12-30

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-10-28

Last: 2025-10-14