ARROW COMMERCIAL CENTRE (HUDDERSFIELD) LIMITED

🌳Matureactive
02206442 · ltd · incorporated 1987-12-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£6.56M
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 77110Renting and leasing of cars and light motor vehicles
Investor take
Pursue
Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 37.1y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 37.1 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
120 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £6,559,045
Net assets shrinking
Down £5,000,044 YoY
Cash YoY
+52%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£4.0m
↑ 52% YoY
Net Worth
£6.6m
↓ 43% YoY
Current Assets
£6.4m
↓ 38% YoY
Current Liabilities
—
£0£2.3m£4.6m£6.9m£9.2m£12mMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£14.78M£19.37M
Current assets£6.45M£10.40M
Cash£4.04M£2.66M
Debtors£2.34M£7.66M
Net assets£6.56M£11.56M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2025-08-26
    📄
    accounts-with-accounts-type-medium
    accounts · AA
  2. 2025-03-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-03-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-09-11
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2023-10-26
    📄
    accounts-with-accounts-type-full
    accounts · AA
  6. 2023-03-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2023-03-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2023-03-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2022-08-23
    📄
    accounts-with-accounts-type-full
    accounts · AA
  10. 2021-11-09
    📄
    accounts-with-accounts-type-full
    accounts · AA
  11. 2021-10-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2021-10-01
    🔓
    Charge satisfied #6
  13. 2020-09-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2020-03-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2020-03-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2020-03-19
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2019-08-22
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2019-08-12
    ➕
    HILL- BIRTLES, Rachel Elizabeth appointed
    director
  19. 2019-08-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2018-07-03
    ➖
    TAYLOR, Christopher resigned
    secretary
  21. 2018-07-03
    ➖
    TAYLOR, Christopher resigned
    director
  22. 2018-06-28
    🔒
    Charge registered #6
    Lender: Hsbc Bank PLC
  23. 2010-07-20
    🔒
    Charge registered #5
    Lender: Lombard North Central PLC
  24. 2010-04-27
    🔓
    Charge satisfied #3
  25. 2010-04-27
    🔓
    Charge satisfied #2
  26. 2003-01-01
    ➕
    HILL, James Richard appointed
    director
  27. 1999-10-09
    🔓
    Charge satisfied #4
  28. 1999-10-09
    🔓
    Charge satisfied #1
  29. 1995-12-05
    🔒
    Charge registered #4
    Lender: Mercedes-Benz Finance Limited
  30. 1995-09-01
    🔒
    Charge registered #3
    Lender: National Westminster Bank PLC
  31. 1994-12-22
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  32. 1989-05-23
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  33. 1987-12-17
    🏢
    Company incorporated
    As ARROW COMMERCIAL CENTRE (HUDDERSFIELD) LIMITED

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 73 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr James Richard Hill
Individual · British · DOB 01/1980 · age 46
50–75%
—50-75% shares · firm interest31/03/2019
2 historic (ceased) PSCs
  • Mr Robert Edwin Hillceased 03/07/2018· 25-50% shares · 25-50% voting
  • Mr Christopher Taylorceased 03/07/2018· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1987-12-17
Jurisdictionengland-wales
Primary SIC45112 — SIC 45112

Registered office

Grove Garage Guy Edge
Linthwaite
Huddersfield
West Yorkshire
HD7 5TQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-02
Last: 2026-03-19

Officers (3 active · 2 resigned)

HILL, James Richard→
director · ~46y · appointed 2003-01-01
View their other companies + combined net worth →
Active
HILL, Robert Edwin→
director · ~73y
View their other companies + combined net worth →
Active
HILL- BIRTLES, Rachel Elizabeth→
director · ~42y · appointed 2019-08-12
View their other companies + combined net worth →
Active
TAYLOR, Christopher→
secretary · resigned 2018-07-03
Resigned
TAYLOR, Christopher→
director · ~61y · resigned 2018-07-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
1
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
satisfied
HSBC
Hsbc Bank PLC
A registered charge1 property28/06/201801/10/2021
outstanding
Lombard North Central
Lombard North Central PLC
Charge over sub-hire agreements1 property20/07/2010—
satisfied
Mercedes-Benz Finance
Mercedes-Benz Finance Limited
First fixed charge1 property05/12/199509/10/1999
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property01/09/199527/04/2010
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage2 properties22/12/199427/04/2010
satisfied
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property23/05/198909/10/1999
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (120 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-24
accounts-with-accounts-type-medium
accounts · AA
2025-08-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-06
change-person-director-company-with-change-date
officers · CH01
2025-03-06
accounts-with-accounts-type-full
accounts · AA
2024-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-01
accounts-with-accounts-type-full
accounts · AA
2023-10-26
change-person-director-company-with-change-date
officers · CH01
2023-03-27
change-person-director-company-with-change-date
officers · CH01
2023-03-27
change-person-director-company-with-change-date
officers · CH01
2023-03-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-27
accounts-with-accounts-type-full
accounts · AA
2022-08-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-25
accounts-with-accounts-type-full
accounts · AA
2021-11-09