AMLWG LIMITED
- · Oldest live charge 36.9y old — refinance window within 12 months
- 68209Other letting and operating of own or leased real estate
Opportunity 78/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 36.9y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 36.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £477.7k | £462.0k |
| Current assets | £146.3k | £123.1k |
| Net assets | £476.7k | £461.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 officers
Corporate timeline (32 events)Click to expand
- 2026-03-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-02-14➖WILLIAMS, Edward David resigneddirector
- 2026-02-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-04📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-06-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-29➕MACROWAN-WILLIAMS, Samuel Alexander Miles appointeddirector
- 2023-10-29➕WILLIAMS, Iestyn Tomos David appointeddirector
- 2023-08-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-18📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-01-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-16📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2022-01-16📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2022-01-06➕WILLIAMS, Timothy David Livesley appointedsecretary
- 2022-01-06➖WILLIAMS, Sally Ann Lindsey resignedsecretary
- 2021-11-03➖WILLIAMS, Patricia Mary Miles resigneddirector
- 2021-11-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2008-01-15🔓Charge satisfied #2
- 2008-01-15🔓Charge satisfied #1
- 2007-10-29🔒Charge registered #4Lender: National Westminster Bank PLC
- 2007-08-26🔒Charge registered #3Lender: National Westminster Bank PLC
- 1993-03-31🔒Charge registered #2Lender: Midland Bank PLC
- 1989-08-25🔒Charge registered #1Lender: Midland Bank PLC
- 1988-02-11🏢Company incorporatedAs AMLWG LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
No meaningful acquirability indicators from public data.
- primaryFamily succession underway: Not a takeover target — WILLIAMS, Iestyn Tomos David (same surname) appointed 2023-10-29. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Timothy David Livesley Williams Individual · British · DOB 07/1953 · age 73 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (7 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 29/10/2007 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 26/08/2007 | — | |
| satisfied | Midland Bank Midland Bank PLC | Fixed and floating charge | 1 property | 31/03/1993 | 15/01/2008 | |
| satisfied | Midland Bank Midland Bank PLC | Legal charge | 1 property | 25/08/1989 | 15/01/2008 |