02228038 LIMITED

🌳Matureactive
02228038 · ltd · incorporated 1988-03-08
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
46/100
Watch
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What this business does
Primary activity: SIC 4521
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 4531SIC 4531
  • 4533SIC 4533
Investor take
Pass (distressed without resilience)
Distressed admin-neglect survivor — structural issues outweigh the discount.

Opportunity 46/100 (watch), bankability 12/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: asset disposal / carve-out (70/100). Current lenders should be on immediate intervention.

🏦

Refinance opportunity

6 live charges · 3 lenders · oldest 37.8y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 37.8 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 55/100 (high).

Data confidence

Overall: low (52/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
13 officers (5 active, 13 linked, 11 with DOB)
87
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
10 connected companies via shared directors
75
Filing history
134 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
46/100Watch
PassWatchWorth a lookStrongExceptional 

Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.

Business quality
25
Concerning — overdue filings or status flags present.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
7
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
  1. 2025-10-06
    📄
    restoration-order-of-court
    restoration · AC92
  2. 2025-10-06
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  3. 2013-04-18
    ⚠️
    gazette-dissolved-liquidation
    gazette · GAZ2
  4. 2013-01-18
    ⚠️
    liquidation-in-administration-move-to-dissolution-with-case-end-date
    insolvency · 2.35B
  5. 2012-07-11
    ⚠️
    liquidation-in-administration-progress-report-with-brought-down-date
    insolvency · 2.24B
  6. 2012-07-11
    ⚠️
    liquidation-in-administration-extension-of-period
    insolvency · 2.31B
  7. 2012-02-09
    ⚠️
    liquidation-in-administration-progress-report-with-brought-down-date
    insolvency · 2.24B
  8. 2012-01-06
    ⚠️
    liquidation-in-administration-statement-of-affairs-with-form-attached
    insolvency · 2.16B
  9. 2011-11-08
    ⚠️
    liquidation-in-administration-result-creditors-meeting
    insolvency · 2.23B
  10. 2011-09-14
    ⚠️
    liquidation-in-administration-proposals
    insolvency · 2.17B
  11. 2011-07-18
    📍
    change-registered-office-address-company-with-date-old-address
    address · AD01
  12. 2011-07-18
    ⚠️
    liquidation-in-administration-appointment-of-administrator
    insolvency · 2.12B
  13. 2011-05-27
    📄
    legacy
    mortgage · MG01
  14. 2011-05-26
    🔒
    Charge registered #6
    Lender: Bibby Financial Services Limited
  15. 2010-10-21
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2010-04-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2010-01-20
    📄
    appoint-person-director-company-with-name
    officers · AP01
  18. 2010-01-20
    📄
    appoint-person-director-company-with-name
    officers · AP01
  19. 2009-12-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2009-12-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2009-12-02
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  22. 2009-11-30
    SPENCER, Ryan Michael appointed
    director
  23. 2009-11-30
    WADKINS, Stephen appointed
    director
  24. 2009-10-19
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  25. 2009-09-16
    📄
    legacy
    officers · 288b
  26. 2009-06-25
    ROBERTS, Keith resigned
    director
  27. 2009-03-16
    📄
    accounts-with-accounts-type-full
    accounts · AA
  28. 2008-10-20
    📄
    legacy
    annual-return · 363a
  29. 2008-10-20
    📄
    legacy
    officers · 288c
  30. 2007-02-19
    STRONG, Allan appointed
    secretary
  31. 2007-02-19
    STRONG, Cherrill resigned
    secretary
  32. 2007-02-19
    STRONG, Cherrill resigned
    director
  33. 2003-03-07
    PRINGLE, Allan Francis resigned
    director
  34. 2003-03-07
    STRONG, Cherrill appointed
    director
  35. 2003-02-24
    MARTIN, Leonard David appointed
    director
  36. 2003-02-24
    ROBERTS, Keith appointed
    director
  37. 2002-02-14
    RAUFER, Leslie Kenneth resigned
    director
  38. 2000-10-24
    FOREMAN, David Keith resigned
    director
  39. 1996-04-18
    🔒
    Charge registered #5
    Lender: National Westminster Bank PLC
  40. 1995-02-12
    BROCKEN, Harold resigned
    director
  41. 1993-10-29
    MCNAMARA, John Andrew resigned
    director
  42. 1992-11-12
    🔓
    Charge satisfied #3
  43. 1992-11-12
    🔓
    Charge satisfied #2
  44. 1992-11-12
    🔓
    Charge satisfied #1
  45. 1992-02-27
    🔒
    Charge registered #4
    Lender: National Westminster Bank PLC
  46. 1991-01-25
    🔒
    Charge registered #3
    Lender: Barclays Bank PLC
  47. 1989-08-29
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  48. 1988-07-07
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  49. 1988-03-08
    🏢
    Company incorporated
    As 02228038 LIMITED

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 75 — succession pressure is live.

Succession & seller-readiness

85/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

3 high · 3 med ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2011-01-31

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2016-10-06

9 insolvency-related filings on record
high

Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.

Evidence: 2013-04-18: gazette-dissolved-liquidation; 2013-01-18: liquidation-in-administration-move-to-dissolution-with-case-end-date

Has insolvency history
medium

Companies House flags prior insolvency events. Review the insolvency filings for context.

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-10-06: certificate-change-of-name-company

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

13 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1988-03-08
Jurisdictionengland-wales
Primary SIC4521 — SIC 4521

Registered office

5 Temple Square
Temple Street
Liverpool
L2 5RH

Filing status

Accounts
Next due: 2011-01-31OVERDUE
Last made up to: 2009-04-30
Confirmation statement
Next due: 2016-10-06OVERDUE
Last:

Officers (5 active · 8 resigned)

STRONG, Allan
secretary · appointed 2007-02-19
View their other companies + combined net worth →
Active
MARTIN, Leonard David
director · ~63y · appointed 2003-02-24
View their other companies + combined net worth →
Active
SPENCER, Ryan Michael
director · ~50y · appointed 2009-11-30
View their other companies + combined net worth →
Active
STRONG, Allan
director · ~75y
View their other companies + combined net worth →
Active
WADKINS, Stephen
director · ~68y · appointed 2009-11-30
View their other companies + combined net worth →
Active
STRONG, Cherrill
secretary · resigned 2007-02-19
Resigned
BROCKEN, Harold
director · ~89y · resigned 1995-02-12
Resigned
FOREMAN, David Keith
director · ~74y · resigned 2000-10-24
Resigned
MCNAMARA, John Andrew
director · ~77y · resigned 1993-10-29
Resigned
PRINGLE, Allan Francis
director · ~79y · resigned 2003-03-07
Resigned
RAUFER, Leslie Kenneth
director · ~83y · resigned 2002-02-14
Resigned
ROBERTS, Keith
director · ~58y · appointed 2003-02-24 · resigned 2009-06-25
Resigned
STRONG, Cherrill
director · ~75y · appointed 2003-03-07 · resigned 2007-02-19
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
3
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Bibby Financial Services
Bibby Financial Services Limited
Debenture1 property26/05/2011
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property18/04/1996
outstanding
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property27/02/1992
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property25/01/199112/11/1992
satisfied
Barclays
Barclays Bank PLC
Debenture1 property29/08/198912/11/1992
satisfied
Barclays
Barclays Bank PLC
Legal charge1 property07/07/198812/11/1992
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (134 total)

restoration-order-of-court
restoration · AC92
2025-10-06
certificate-change-of-name-company
change-of-name · CERTNM
2025-10-06
gazette-dissolved-liquidation
gazette · GAZ2
2013-04-18
liquidation-in-administration-move-to-dissolution-with-case-end-date
insolvency · 2.35B
2013-01-18
liquidation-in-administration-progress-report-with-brought-down-date
insolvency · 2.24B
2012-07-11
liquidation-in-administration-extension-of-period
insolvency · 2.31B
2012-07-11
liquidation-in-administration-progress-report-with-brought-down-date
insolvency · 2.24B
2012-02-09
liquidation-in-administration-statement-of-affairs-with-form-attached
insolvency · 2.16B
2012-01-06
liquidation-in-administration-result-creditors-meeting
insolvency · 2.23B
2011-11-08
liquidation-in-administration-proposals
insolvency · 2.17B
2011-09-14
change-registered-office-address-company-with-date-old-address
address · AD01
2011-07-18
liquidation-in-administration-appointment-of-administrator
insolvency · 2.12B
2011-07-18
legacy
mortgage · MG01
2011-05-27
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2010-10-21
accounts-with-accounts-type-full
accounts · AA
2010-04-27