COUNTRYWIDE ASSURED PLC
🌳Matureactive
02261746 · plc · incorporated 1988-05-25
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 70/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 65). Biggest value-creation lever: Consolidate lender relationships. 17 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (48/100).
🏦
Refinance opportunity
22 live charges · 16 lenders · oldest 29.1y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 29.1 years old — likely at or near maturity.
- · 16 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
22 charges (22/22 with lender, 22/22 with type)
90
Directors & officers
45 officers (6 active, 45 linked, 37 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
234 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 2 officers
Last 90 days
6
filings
- • 3 mortgage
- • 2 officers
- • 1 accounts
Last 180 days
8
filings
- • 3 officers
- • 3 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (129 events)Click to expand
- 2026-05-15📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-05-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-05-14➕VAN DER MEIJDEN, Kristel appointedsecretary
- 2026-05-14➖LONIE, Alastair resignedsecretary
- 2026-04-14📄accounts-with-accounts-type-fullaccounts · AA
- 2026-03-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-13🔓Charge satisfied #8
- 2026-03-13🔓Charge satisfied #9
- 2026-03-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-12🔓Charge satisfied #4
- 2026-02-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-28➖RICHARDS, Andrew James resigneddirector
- 2025-06-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-20🔒Charge registered #22Lender: Nicola Susan Came
- 2025-05-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-13➖DALE, Jane Elizabeth resigneddirector
- 2025-04-17📄accounts-with-accounts-type-fullaccounts · AA
- 2025-02-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-30🔒Charge registered #21Lender: Barclays Security Trustee Limited
- 2025-01-29➕TUCKER, Gail Louise appointeddirector
- 2025-01-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-01-09🔓Charge satisfied #11
- 2025-01-09🔓Charge satisfied #20
- 2025-01-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-01-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-01-01➕LONIE, Alastair appointedsecretary
- 2025-01-01➖WRIGHT, Amanda resignedsecretary
- 2024-07-04📄accounts-with-accounts-type-fullaccounts · AA
- 2024-04-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-16🔓Charge satisfied #5
- 2024-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-31➖BRAND, David Sheldon resigneddirector
- 2024-01-20📄legacymortgage · MG06
- 2024-01-13📄legacymortgage · MG06
- 2023-11-20➕RONSON, Jacqueline Ann appointeddirector
- 2023-10-13➖HOGG, Kenneth Duncan resigneddirector
- 2023-02-23🔒Charge registered #13Lender: Nicola Susan Came
- 2022-12-22🔒Charge registered #10Lender: Curve Digital Limited
- 2022-10-03➕WRIGHT, Amanda appointedsecretary
- 2022-10-02➖LONIE, Alastair resignedsecretary
- 2022-06-17🔒Charge registered #12Lender: Handelsbanken PLC
- 2022-02-24➕HAGH, Carol Jungmin appointeddirector
- 2022-02-14➖FLANAGAN, Eamonn Michael resigneddirector
- 2022-02-14➖MURRAY, Steven Grant resigneddirector
- 2022-02-14➖RIMMINGTON, David Anthony resigneddirector
Showing most recent 50 of 129 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med · 1 low2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: LONIE, Alastair resigned 2026-05-14; RICHARDS, Andrew James resigned 2025-08-28
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
13 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Countrywide Assured Life Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Countrywide Assured Life Holdings Limited
Corporate parent · holds 75-100% shares
⬇
COUNTRYWIDE ASSURED PLC
This company · 02261746
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Countrywide Assured Life Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CLEAR GLASS HOLDING LTD→ 17123478 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| COUNTRYWIDE EQUITY RELEASE LIMITED→ 12827585 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CROWNE FINANCIAL SOLUTIONS LTD→ 14234027 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CWD INVESTMENTS LTD→ 14569796 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| DIGITAL BULL TRADING LIMITED→ 15685580 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DOMINION FINANCE LIMITED→ 02704712 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| DRAPER GLOBAL LTD→ 16470142 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| E.H. BOOTH & CO. PENSION TRUSTEES LIMITED→ 08553021 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| EASY PAYMENTS LTD→ 15373009 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| EDGARTON HOUSE LTD→ 16930671 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EDN HOLDINGS LTD→ 14824221 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| EFFICIENT FINANCIAL PLANNING LIMITED→ 07083534 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated1988-05-25
Jurisdictionengland-wales
Primary SIC65110 — Life insurance
Registered office
2nd Floor 33-34 Winckley Square
Preston
Lancashire
PR1 3JJ
United Kingdom
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-07-09
Last: 2025-06-25
Officers (6 active · 39 resigned)
VAN DER MEIJDEN, Kristel→
Activesecretary · appointed 2026-05-14
View their other companies + combined net worth →
HAGH, Carol Jungmin→
Activedirector · ~53y · appointed 2022-02-24
View their other companies + combined net worth →
HESKETH, Mark Alexander→
Activedirector · ~65y · appointed 2018-12-17
View their other companies + combined net worth →
MCMANUS, Eithne Siobhan→
Activedirector · ~62y · appointed 2016-05-19
View their other companies + combined net worth →
RONSON, Jacqueline Ann→
Activedirector · ~53y · appointed 2023-11-20
View their other companies + combined net worth →
TUCKER, Gail Louise→
Activedirector · ~62y · appointed 2025-01-29
View their other companies + combined net worth →
FISHWICK, Winifred Mary→
Resignedsecretary · appointed 2010-10-21 · resigned 2015-03-30
KING, Ian Campbell→
Resignedsecretary · appointed 2015-03-30 · resigned 2015-10-16
KUBIAK, Zoe Maureen Patricia→
Resignedsecretary · appointed 2015-10-16 · resigned 2018-03-31
LONIE, Alastair→
Resignedsecretary · appointed 2025-01-01 · resigned 2026-05-14
LONIE, Alastair→
Resignedsecretary · appointed 2018-04-01 · resigned 2022-10-02
ROMNEY, Kenneth Owen→
Resignedsecretary · resigned 2010-10-21
WRIGHT, Amanda→
Resignedsecretary · appointed 2022-10-03 · resigned 2025-01-01
ARSCOTT, Keith Richard→
Resigneddirector · ~75y · appointed 1995-01-03 · resigned 2000-07-31
BRAND, David Sheldon→
Resigneddirector · ~72y · appointed 2013-01-16 · resigned 2024-03-31
CLAY, John Martin→
Resigneddirector · ~99y · resigned 1995-12-31
DALE, Jane Elizabeth→
Resigneddirector · ~66y · appointed 2016-05-19 · resigned 2025-05-13
DEANE, John Vincent→
Resigneddirector · ~68y · appointed 2014-12-03 · resigned 2021-10-18
EVANS, Michael Jonathan→
Resigneddirector · ~65y · appointed 2013-03-04 · resigned 2018-10-01
FELLOWS, Derek Edward→
Resigneddirector · ~99y · resigned 1999-12-31
Click a director name to see their full track record across all companies.
Mortgages & charges
22
Total charges
13
Outstanding
7
Active lenders
Status:Lender:22 of 22 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Nicola Susan Came / Louise Amanda Read | A registered charge | 1 property | 20/06/2025 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 30/01/2025 | — | |
| outstanding | Nicola Susan Came / Louise Amanda Read | A registered charge | 3 properties | 23/02/2023 | — | |
| outstanding | Curve Digital Curve Digital Limited | A registered charge | 1 property | 22/12/2022 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 17/06/2022 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 3 properties | 30/03/2021 | 13/03/2026 | |
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 26/01/2021 | 12/03/2026 | |
| satisfied | Hall Lane Hall Lane Limited | A registered charge | 1 property | 30/08/2019 | 16/04/2024 | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 15/02/2018 | — | |
| outstanding | Barclays Barclays Bank PLC | A registered charge | 1 property | 13/10/2016 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 08/08/2016 | 09/01/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 06/05/2016 | 13/03/2026 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/11/2014 | — | |
| satisfied | Jpmorgan Life Jpmorgan Life Limited | Deed of charge | 1 property | 31/08/2012 | 22/01/2013 | |
| outstanding | Metro Bank Metro Bank PLC | Charge | 1 property | 10/04/2012 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Legal charge | 1 property | 01/12/2010 | — | |
| outstanding | Rl 360 Insurance Company Rl 360 Insurance Company Limited | Deed of charge | 1 property | 04/01/2010 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 31/03/2006 | 09/01/2025 | |
| outstanding | Lloyds Banking Group The Governor & Company of the Bank of Scotland | Legal charge | 1 property | 13/07/2005 | — | |
| outstanding | Lloyds Banking Group The Governor & Company of the Bank of Scotland | Legal charge | 1 property | 28/01/2005 | — | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 1 property | 22/04/1997 | 12/09/2013 | |
| satisfied | Nationwide Nationwide Building Society | Legal charge | 2 properties | 22/04/1997 | 12/09/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (234 total)
termination-secretary-company-with-name-termination-date
officers · TM02
2026-05-15
appoint-person-secretary-company-with-name-date
officers · AP03
2026-05-15
accounts-with-accounts-type-full
accounts · AA
2026-04-14
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-13
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-13
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-12
change-person-director-company-with-change-date
officers · CH01
2026-02-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-11
termination-director-company-with-name-termination-date
officers · TM01
2025-08-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-23
termination-director-company-with-name-termination-date
officers · TM01
2025-05-14
accounts-with-accounts-type-full
accounts · AA
2025-04-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-07
appoint-person-director-company-with-name-date
officers · AP01
2025-02-06