BLUE ANCHOR BAY GARAGE LTD
- · Thesis: well-run, low negotiation leverage
- 45200SIC 45200
Opportunity 77/100 (strong), bankability 77/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
8 live charges · 5 lenders · oldest 35.5y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 35.5 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | — | £380.6k |
| Current assets | — | £333.5k |
| Net assets | — | £365.3k |
| Average employees | 10 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 persons-with-significant-control
- • 2 persons-with-significant-control
- • 2 persons-with-significant-control
Corporate timeline (54 events)Click to expand
- 2026-07-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-07-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-05➕KING, Daniel James appointeddirector
- 2024-12-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-09-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-07-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-15📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-15📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-15📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-12-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-07-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2015-08-14🔓Charge satisfied #8
- 2015-07-28🔓Charge satisfied #7
- 2015-07-28🔓Charge satisfied #5
- 2006-03-15🔓Charge satisfied #6
- 2005-09-21🔒Charge registered #8Lender: National Westminster Bank PLC
- 2005-09-09🔒Charge registered #7Lender: National Westminster Bank PLC
- 2005-03-04➕KING, Mary Angela appointedsecretary
- 2005-03-04➖BOASE, Thomas Paul resignedsecretary
- 2005-03-04➖BOASE, Thomas Paul resigneddirector
- 2002-12-03🔓Charge satisfied #4
- 1999-12-16➖HAWES, Keith Middleton resigneddirector
- 1999-12-16➖MARZLOFF, Benoit Marie Jean resigneddirector
- 1999-12-16➖PERRAY, Danielle resigneddirector
- 1999-10-21➕PERRAY, Danielle appointeddirector
- 1999-05-17🔒Charge registered #6Lender: National Westminster Bank PLC
- 1999-05-17🔒Charge registered #5Lender: National Westminster Bank PLC
- 1998-12-17🔓Charge satisfied #3
- 1998-12-17🔓Charge satisfied #2
- 1998-12-17🔓Charge satisfied #1
- 1998-12-01➖DECARPENTRY, Pierre Michel resigneddirector
- 1997-07-28➖GIGOU, Michel Pierre resigneddirector
- 1997-07-28➕MARZLOFF, Benoit Marie Jean appointeddirector
- 1995-05-30➖CAUVIN, Pierre Marie resigneddirector
- 1995-05-30➕DECARPENTRY, Pierre Michel appointeddirector
- 1995-03-31🔒Charge registered #4Lender: Renault Financial Services Limited
- 1993-11-01➕HAWES, Keith Middleton appointeddirector
- 1993-11-01➖LUCK, Andrew resigneddirector
- 1993-09-20➕CAUVIN, Pierre Marie appointeddirector
- 1993-09-20➖LE DUC, Alain resigneddirector
- 1992-05-20➕LUCK, Andrew appointeddirector
- 1992-02-28➖MEAD, Michael resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
No meaningful acquirability indicators from public data.
- primaryFamily succession underway: Not a takeover target — KING, Daniel James (same surname) appointed 2025-02-05. Pattern consistent with intra-family handover.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew John King Individual · British · DOB 04/1957 · age 69 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mrs Mary Angela King Individual · British · DOB 01/1957 · age 69 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/04/2016 |
1 historic (ceased) PSC
- Mrs Mary Angela Kingceased 06/04/2016· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 21/09/2005 | 14/08/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 09/09/2005 | 28/07/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 17/05/1999 | 15/03/2006 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 17/05/1999 | 28/07/2015 | |
| satisfied | Renault Financial Services Renault Financial Services Limited | Debenture | 1 property | 31/03/1995 | 03/12/2002 | |
| satisfied | Credit Lyonnais | Debenture | 1 property | 25/03/1991 | 17/12/1998 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 14/03/1991 | 17/12/1998 | |
| satisfied | N W S Trust N W S Trust Limited | Debenture | 1 property | 22/01/1991 | 17/12/1998 |