C.J. MONTGOMERY LIMITED
💤Zombieactive
02270522 · ltd · incorporated 1988-06-23
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£363.7k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Growing of cereals (except rice), leguminous crops and oil seeds
Sector: Agriculture, forestry & fishing
Investor take
PursueActive trading company with a 72-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 33.3y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 33.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
91 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £363,736
Net assets shrinking
Down £107 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£364k
~ YoY
Current Assets
£85k
↑ 2.6% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £363.7k | £363.8k |
| Current assets | £84.7k | £82.6k |
| Net assets | £363.7k | £363.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-06-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-06-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-13📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-06-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-07-15📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-06-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2003-08-19➖IRWIN, Nicolas Alexander Montague resigneddirector
- 1993-02-19🔒Charge registered #1Lender: Lloyds Bank PLC
- 1988-06-23🏢Company incorporatedAs C.J. MONTGOMERY LIMITED
- 1988-06-23➕IRWIN, Christina Jane appointeddirector
- 1988-06-23➕IRWIN, Nicolas Alexander Montague appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 38 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
Succession & seller-readiness
100/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 38 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Christina Jane Irwin Individual · British · DOB 08/1954 · age 72 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · CT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AGRI-STARR LIMITED→ 09990948 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BAD SEAS LIMITED→ 12923107 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BAXTER FARMS LIMITED→ 02508542 · est 1990 · no financials extracted | — | — | — | — | 35y | — | — |
| BEECOLOGY LTD→ 15630310 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BELLEROPHONTES LIMITED→ 11001355 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BETTESHANGER FARMS LIMITED→ 00574919 · est 1956 · no financials extracted | — | — | — | — | 69y | — | — |
| BIDDENDEN ARBORICULTURE LIMITED→ 13955125 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BIODEMETER LIMITED→ 13324842 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BTY AGRICULTURE LIMITED→ 10314483 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CANVINS EQUESTRIAN LTD→ 16342820 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAPITAL DOG CARE LTD→ 10205558 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CE ENGINEERING LTD.→ 03158174 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1988-06-23
Jurisdictionengland-wales
Primary SIC01110 — Growing of cereals (except rice), leguminous crops and oil seeds
Registered office
Hoo Farm House Hoo Farm House
147 Monkton Road
Minster
Kent
CT12 4JB
England
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01
Officers (2 active · 1 resigned)
Active
IRWIN, Christina Jane→
Activedirector · ~72y · appointed 1988-06-23
View their other companies + combined net worth →
IRWIN, Nicolas Alexander Montague→
Resigneddirector · ~75y · appointed 1988-06-23 · resigned 2003-08-19
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | Legal mortgage | 1 property | 19/02/1993 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (91 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-12
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-21
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-30
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-19
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-03
confirmation-statement-with-updates
confirmation-statement · CS01
2020-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-06-25
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-25