MARK CAUDWELL LIMITED
🌳Matureactive
02284848 · ltd · incorporated 1988-08-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£12.58M
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Growing of cereals (except rice), leguminous crops and oil seeds
Sector: Agriculture, forestry & fishing
Investor take
Special-situation opportunityDistressed agriculture with salvageable qualities — special-situations priority.
Opportunity 71/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 3 lenders · oldest 27.8y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 27.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 6 with DOB)
87
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
132 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £12,578,404
Cash draining
Cash down 67% YoY
Cash YoY
-67%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1.4m
↓ 67% YoY
Net Worth
£13m
↑ 16% YoY
Current Assets
£2.6m
↓ 52% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £13.49M | £11.16M |
| Current assets | £2.60M | £5.42M |
| Cash | £1.45M | £4.38M |
| Debtors | £273.5k | £338.8k |
| Net assets | £12.58M | £10.80M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2025-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-17📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-16🔒Charge registered #6Lender: Oxbury Bank PLC
- 2024-09-16🔒Charge registered #5Lender: Oxbury Bank PLC
- 2024-07-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-18➕HUDDART, Emma Frances appointeddirector
- 2024-06-18➕HUDDART, Henry Charles Alan appointeddirector
- 2023-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-01🔓Charge satisfied #4
- 2018-09-18🔓Charge satisfied #2
- 2018-09-18🔓Charge satisfied #1
- 2017-11-02🔓Charge satisfied #3
- 2016-05-20➖CAUDWELL, Doreen Marshall resigneddirector
- 2012-07-05➖CAUDWELL, William Frank resigneddirector
- 2005-01-26🔒Charge registered #4Lender: William Frank Caudwell, Doreen Marshall Caudwell, Arthur John Taylor and Mark Leopold Caudwell
- 2000-05-25🔒Charge registered #3Lender: National Westminster Bank PLC
- 2000-03-31🔒Charge registered #2Lender: National Westminster Bank PLC
- 1998-08-11🔒Charge registered #1Lender: National Westminster Bank PLC
- 1998-03-31➕CAUDWELL, Maureen Teresa appointeddirector
- 1988-08-05🏢Company incorporatedAs MARK CAUDWELL LIMITED
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "CAUDWELL" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-04
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Julia Clare Pound Individual · British · DOB 02/1986 · age 40 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mr Mark Leopold Caudwell Individual · British · DOB 11/1959 · age 67 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mrs Maureen Teresa Caudwell Individual · Irish · DOB 02/1962 · age 64 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Agriculture · TD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JAMES STRAUGHAN & SONS LIMITED→ 00204102 · est 1925 · no financials extracted | — | — | — | — | 101y | — | — |
| JSW ACCESS & TREE SERVICES LIMITED→ 12223460 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| L & S E NIELSEN LIMITED→ 04617024 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| L.C. SMALES & SON LIMITED→ 06788163 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| LINDISFARNE LUING LIMITED→ 07449519 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| LOWICK HALL ESTATES LIMITED(THE)→ 00368118 · est 1941 · no financials extracted | — | — | — | — | 84y | — | — |
| MAINES FARM CONTRACTING LIMITED→ 08318981 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| MALSHANGER FARM→ 01874888 · est 1985 · no financials extracted | — | — | — | — | 41y | — | — |
| MINDRUM FARMING COMPANY LIMITED→ 01021807 · est 1971 · no financials extracted | — | — | — | — | 54y | — | — |
| MONDIAL EQUINE AND STUD MANAGEMENT LIMITED→ 08635906 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| MOOR & SON LIMITED→ 06486673 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| MOORE FARMING LIMITED→ 06913251 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1988-08-05
Jurisdictionengland-wales
Primary SIC01110 — Growing of cereals (except rice), leguminous crops and oil seeds
Registered office
Lowick Hall Farm 6 Main Street
Lowick
Berwick-Upon-Tweed
Northumberland
TD15 2UA
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-04OVERDUE
Last: 2025-04-20
Officers (5 active · 2 resigned)
Active
Active
CAUDWELL, Maureen Teresa→
Activedirector · ~64y · appointed 1998-03-31
View their other companies + combined net worth →
HUDDART, Emma Frances→
Activedirector · ~32y · appointed 2024-06-18
View their other companies + combined net worth →
HUDDART, Henry Charles Alan→
Activedirector · ~32y · appointed 2024-06-18
View their other companies + combined net worth →
CAUDWELL, Doreen Marshall→
Resigneddirector · ~94y · resigned 2016-05-20
CAUDWELL, William Frank→
Resigneddirector · ~107y · resigned 2012-07-05
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
2
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Oxbury Bank Oxbury Bank PLC | A registered charge | 1 property | 16/09/2024 | — | |
| outstanding | Oxbury Bank Oxbury Bank PLC | A registered charge | 1 property | 16/09/2024 | — | |
| satisfied | William Frank Caudwell, Doreen Marshall Caudwell, Arthur John Taylor and Mark Leopold Caudwell | Legal charge | 1 property | 26/01/2005 | 01/11/2023 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 25/05/2000 | 02/11/2017 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 31/03/2000 | 18/09/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 11/08/1998 | 18/09/2018 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (132 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-18
change-person-director-company-with-change-date
officers · CH01
2025-09-17
change-person-director-company-with-change-date
officers · CH01
2025-09-17
change-person-director-company-with-change-date
officers · CH01
2025-09-17
change-person-director-company-with-change-date
officers · CH01
2025-09-17
change-person-secretary-company-with-change-date
officers · CH03
2025-09-17
change-person-director-company-with-change-date
officers · CH01
2025-09-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-12
change-person-director-company-with-change-date
officers · CH01
2025-09-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-12
change-person-director-company-with-change-date
officers · CH01
2025-04-29
change-person-director-company-with-change-date
officers · CH01
2025-04-29