CHAMBER INVESTMENTS AND ENTERPRISE (HUMBER) LTD.

🌳Matureactive
02288532 · private-limited-guarant-nsc · incorporated 1988-08-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 21.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2025
Net worth
book net assets
Opportunity
83/100
Exceptional
🔔
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What this business does
Primary activity: Other education n.e.c.
Sector: Education
Investor take
Pursue
Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 21.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 21.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
38 officers (3 active, 38 linked, 30 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
10 connected companies via shared directors
75
Filing history
158 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Sept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-30
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
2
filings
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (75 events)Click to expand
  1. 2026-05-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-06-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-03-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-05-20
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2020-05-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2019-04-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-04-06
    📄
    accounts-with-accounts-type-audited-abridged
    accounts · AA
  10. 2017-04-05
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2016-09-21
    📄
    resolution
    resolution · RESOLUTIONS
  12. 2016-05-04
    📄
    accounts-with-accounts-type-small
    accounts · AA
  13. 2016-03-14
    📄
    annual-return-company-with-made-up-date-no-member-list
    annual-return · AR01
  14. 2015-04-02
    📄
    annual-return-company-with-made-up-date-no-member-list
    annual-return · AR01
  15. 2015-03-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  16. 2014-11-24
    DENNISON, Samantha Elise appointed
    secretary
  17. 2014-11-24
    WARRAN, Stephen John resigned
    secretary
  18. 2014-08-05
    WARRAN, Stephen John appointed
    secretary
  19. 2014-05-27
    LOWTON, Samantha Elise resigned
    secretary
  20. 2012-05-15
    LOWTON, Samantha Elise appointed
    secretary
  21. 2012-05-15
    SWEETING, Jean resigned
    secretary
  22. 2010-12-01
    SWEETING, Jean appointed
    secretary
  23. 2010-11-30
    PONTONE, Nicholas John resigned
    secretary
  24. 2010-11-02
    KELLY, Ian Spencer appointed
    director
  25. 2008-12-11
    🔓
    Charge satisfied #1
  26. 2008-09-25
    HULL AND HUMBER CHAMBER OF COMMERCE INDUSTRY AND SHIPPING appointed
    corporate-director
  27. 2008-09-25
    HAMER, Philip Christopher resigned
    director
  28. 2008-09-25
    HANSOM, Keith resigned
    director
  29. 2008-09-25
    HOWARD, Anthony Edwin resigned
    director
  30. 2008-09-25
    O'CONNOR, Michael Kevin resigned
    director
  31. 2008-05-30
    HAMBY, Norma resigned
    secretary
  32. 2008-05-30
    PONTONE, Nicholas John appointed
    secretary
  33. 2008-05-21
    KING, Roger David resigned
    director
  34. 2008-03-31
    HANSLIP, Colin Stuart resigned
    director
  35. 2008-03-31
    HOPE, Eric Charles resigned
    director
  36. 2008-03-31
    SLOAN, Andrew, Councillor resigned
    director
  37. 2007-11-22
    WILLIAMSON, Michael Charles Bruce resigned
    director
  38. 2007-04-05
    HOPE, Eric Charles appointed
    director
  39. 2006-07-28
    SLOAN, Andrew, Councillor appointed
    director
  40. 2005-12-31
    DUNN, Anthony Ashford resigned
    director
  41. 2005-12-31
    HUNT, Anthony John resigned
    director
  42. 2004-12-06
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  43. 2003-11-14
    SPEIRS, Alan Malcolm resigned
    director
  44. 2003-07-18
    KILLORAN, Michael Robert resigned
    director
  45. 2003-04-25
    MUNN, Peter William resigned
    director
  46. 2002-12-12
    WILLIAMSON, Michael Charles Bruce appointed
    director
  47. 2000-11-30
    KILLORAN, Michael Robert appointed
    director
  48. 2000-06-05
    MACLEOD BROWN, Linda Elizabeth resigned
    director
  49. 2000-06-05
    MULGROVE, James Sydney resigned
    director
  50. 1999-12-13
    MACLEOD BROWN, Linda Elizabeth appointed
    director
Showing most recent 50 of 75 events

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1988-08-22
Jurisdictionengland-wales
Primary SIC85590 — Other education n.e.c.

Registered office

34-38 Beverley Road
Hull
East Yorkshire
HU3 1YE

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-03-26
Last: 2026-03-12

Officers (3 active · 35 resigned)

DENNISON, Samantha Elise
secretary · appointed 2014-11-24
View their other companies + combined net worth →
Active
KELLY, Ian Spencer
director · ~62y · appointed 2010-11-02
View their other companies + combined net worth →
Active
HULL AND HUMBER CHAMBER OF COMMERCE INDUSTRY AND SHIPPING
corporate-director · appointed 2008-09-25
View their other companies + combined net worth →
Active
HAMBY, Norma
secretary · appointed 1998-12-14 · resigned 2008-05-30
Resigned
LOWTON, Samantha Elise
secretary · appointed 2012-05-15 · resigned 2014-05-27
Resigned
PONTONE, Nicholas John
secretary · appointed 2008-05-30 · resigned 2010-11-30
Resigned
SPEIRS, Alan Malcolm
secretary · resigned 1998-12-14
Resigned
SWEETING, Jean
secretary · appointed 2010-12-01 · resigned 2012-05-15
Resigned
WARRAN, Stephen John
secretary · appointed 2014-08-05 · resigned 2014-11-24
Resigned
BELL, Derek John
director · ~96y · resigned 1999-06-30
Resigned
DEAN, Cecil Frank Robin
director · ~88y · resigned 1993-10-14
Resigned
DUNN, Anthony Ashford
director · ~94y · resigned 2005-12-31
Resigned
FOERS, Maureen
director · ~87y · appointed 1994-12-30 · resigned 1996-06-17
Resigned
HAMER, Philip Christopher
director · ~80y · resigned 2008-09-25
Resigned
HANSLIP, Colin Stuart
director · ~80y · appointed 1996-11-26 · resigned 2008-03-31
Resigned
HANSOM, Keith
director · ~65y · appointed 1997-04-14 · resigned 2008-09-25
Resigned
HOPE, Eric Charles
director · ~79y · appointed 2007-04-05 · resigned 2008-03-31
Resigned
HOWARD, Anthony Edwin
director · ~72y · appointed 1993-12-13 · resigned 2008-09-25
Resigned
HUNT, Anthony John
director · ~88y · resigned 2005-12-31
Resigned
JONES, Alan Michael Macdonald
director · ~82y · resigned 1997-04-14
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property06/12/200411/12/2008

Recent filings (158 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-04-23