HANSAR FINANCE LIMITED
Opportunity 50/100 (worth a look), bankability 52/100. Strong seller-intent signal (88/100, director aged 70). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (45/100). Current lenders should be on monthly review.
Refinance opportunity
38 live charges · 7 lenders · oldest 36.0y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 36.0 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 65/100 (specialist).
Data confidence
Overall: low (53/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (132 events)Click to expand
- 2014-12-23⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2014-12-23🏁Company dissolved
- 2014-09-23⚠️liquidation-voluntary-members-return-of-final-meetinginsolvency · 4.71
- 2014-02-20⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2013-04-02⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2012-01-25⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2011-10-07➖LINSLEY, Scott resigneddirector
- 2011-10-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2011-01-07⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2011-01-07📄resolutionresolution · RESOLUTIONS
- 2011-01-07⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · 4.70
- 2011-01-06📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2010-12-06📄appoint-person-director-company-with-nameofficers · AP01
- 2010-10-04📄termination-director-company-with-nameofficers · TM01
- 2010-10-04📄termination-director-company-with-nameofficers · TM01
- 2010-10-04📄appoint-person-director-company-with-nameofficers · AP01
- 2010-10-04📄appoint-person-director-company-with-nameofficers · AP01
- 2010-10-01➖EVANS, Martin William resigneddirector
- 2010-10-01➖MORLEY, Colin Richard resigneddirector
- 2010-09-30➕COLES, Shaun Patrick appointeddirector
- 2010-09-30➕GREEN, David Martin appointeddirector
- 2010-09-30➕LINSLEY, Scott appointeddirector
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-27📄legacymortgage · MG02
- 2010-07-17🔓Charge satisfied #38
- 2010-07-17🔓Charge satisfied #37
- 2010-07-17🔓Charge satisfied #36
- 2010-07-17🔓Charge satisfied #35
- 2010-07-17🔓Charge satisfied #34
- 2010-07-17🔓Charge satisfied #33
- 2010-07-17🔓Charge satisfied #32
- 2010-07-17🔓Charge satisfied #31
- 2010-07-17🔓Charge satisfied #30
- 2010-07-17🔓Charge satisfied #29
- 2010-07-17🔓Charge satisfied #28
- 2010-07-17🔓Charge satisfied #27
- 2010-07-17🔓Charge satisfied #26
- 2010-07-17🔓Charge satisfied #25
- 2010-07-17🔓Charge satisfied #24
- 2010-07-17🔓Charge satisfied #23
- 2010-07-17🔓Charge satisfied #22
- 2010-07-17🔓Charge satisfied #21
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2014-12-23
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2014-12-23: gazette-dissolved-liquidation; 2014-09-23: liquidation-voluntary-members-return-of-final-meeting
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADM ACCOUNTING & HR LTD→ 16873280 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCED MARKETS (UK) LIMITED→ 10671764 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AELIA CAPITAL LIMITED→ 13117330 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AERA CAPITAL UK LTD→ 16327542 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AERES CAPITAL LTD→ 11431345 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AETE LIMITED→ 02619861 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| AFS CAP 2 LTD→ 14706647 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AG ASSETS 91 LTD→ 16659251 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AG FINANCIAL CONSULTANCY SERVICES LTD→ 17102390 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AGRICULTURAL LEGEND LTD→ 13574675 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AIM MORTGAGES LTD→ 14911294 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AIMELOGLOU LTD→ 15957096 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 15 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 14/03/2000 | 17/07/2010 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Supplemental charge and assignment of sub-agreements | 1 property | 03/09/1999 | 17/07/2010 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Charge and assignment of sub-agreements | 1 property | 06/07/1999 | 17/07/2010 | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | Legal charge (under a block discounting agreement dated 6TH april 1999) | 1 property | 06/04/1999 | 17/07/2010 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Supplemental charge and assignment of sub-agreements | 1 property | 19/01/1999 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule pursuant to a master agreement dated 12TH july 1996 | 1 property | 13/01/1999 | 17/07/2010 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Charge and assignment of sub-agreements | 1 property | 24/11/1998 | 17/07/2010 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Charge and assignment of sub-agreements | 1 property | 23/10/1998 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 18/08/1998 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 12/06/1998 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule (executed pursuant to a master agreement dated 12 july 1996) | 1 property | 04/06/1998 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12 july 1996 | 1 property | 24/04/1998 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 09/04/1998 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agrement dated 12TH july 1996 | 1 property | 03/03/1998 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 02/12/1997 | 17/07/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge | 1 property | 21/11/1997 | 17/07/2010 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Charge and assignment of sub-agreements | 1 property | 10/09/1997 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 14/05/1997 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule | 1 property | 09/04/1997 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule | 1 property | 14/02/1997 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule (pursuant to a master agreement dated 12 july 1996) | 1 property | 22/01/1997 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplemental schedule executed pursuant to a master agreement | 1 property | 07/01/1997 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 03/01/1997 | 17/07/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge | 1 property | 18/11/1996 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 (as defined) | 1 property | 12/11/1996 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 24/10/1996 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule | 1 property | 08/10/1996 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule | 1 property | 08/10/1996 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 | 1 property | 23/09/1996 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule executed pursuant to a master agreement dated 12TH july 1996 and issued by the company | 1 property | 20/09/1996 | 17/07/2010 | |
| satisfied | Singer & Friedlander Leasing Singer & Friedlander Leasing Limited | Master block discounting agreement | 1 property | 19/09/1996 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule | 1 property | 23/08/1996 | 17/07/2010 | |
| satisfied | Royscot Trust Royscot Trust PLC | Supplementary schedule | 1 property | 20/08/1996 | 17/07/2010 | |
| satisfied | Royscot Industrial Leasing / Royscot Trust / Royscot Commercial Leasing / Royscot Leasing / Royscot Spa Leasing Royscot Industrial Leasing Limited / Royscot Trust PLC / Royscot Commercial Leasing Limited / Royscot Leasing Limited / Royscot Spa Leasing Limited | Master agreement | 1 property | 12/07/1996 | 17/07/2010 | |
| satisfied | Virgin Money Yorkshire Bank PLC | Block discount master agreement | 1 property | 03/11/1995 | 13/08/1998 | |
| satisfied | Hitachi Credit (U.K.) . Hitachi Credit (U.K.) PLC. | Block discounting agreement. | 1 property | 13/03/1995 | 17/07/2010 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal mortgage | 1 property | 01/07/1994 | 31/05/2000 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 13/06/1990 | 17/07/2010 |