ASSOCIATED COMMUNITY TRAINING LIMITED
🌳Matureactive
02292330 · ltd · incorporated 1988-09-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 29.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: General secondary education
Sector: Education
Investor take
PursueActive trading company with a 62-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 29.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 29.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
20 officers (9 active, 20 linked, 19 with DOB)
89
Ownership & PSC
0 active PSC(s) of 4 total, 4 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
162 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (54 events)Click to expand
- 2026-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-22📄accounts-with-accounts-type-fullaccounts · AA
- 2025-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-29➖ROBERTS, Mark Charles resigneddirector
- 2024-12-16📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-24📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-07➖MARTIN, Kay resigneddirector
- 2023-08-03📄memorandum-articlesincorporation · MA
- 2023-08-03📄resolutionresolution · RESOLUTIONS
- 2023-07-31📄statement-of-companys-objectschange-of-constitution · CC04
- 2023-06-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-06➕JAMES-EVANS, Sharon Margaret appointeddirector
- 2023-06-06➕SCOREY, James Stephen appointeddirector
- 2023-03-10📄resolutionresolution · RESOLUTIONS
- 2023-03-06📄capital-allotment-sharescapital · SH01
- 2022-12-29📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-01📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2022-02-16📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-02-09📄accounts-with-accounts-type-fullaccounts · AA
- 2020-11-25📄accounts-with-accounts-type-fullaccounts · AA
- 2018-01-31➕SPEAR, Richard Mark appointeddirector
- 2016-11-14🔓Charge satisfied #4
- 2016-11-14🔓Charge satisfied #3
- 2016-11-14🔓Charge satisfied #2
- 2016-11-14🔓Charge satisfied #1
- 2016-10-14➕JAMES, Michael Arthur Pardoe appointeddirector
- 2016-10-14➕PUGSLEY, Richard Charles appointeddirector
- 2016-10-14➕MARTIN, Kay appointeddirector
- 2016-10-14➕ROBERTS, Mark Charles appointeddirector
- 2016-10-14🔒Charge registered #5Lender: Santander UK PLC
- 2016-07-15➖ARNOLD, Rachel Jane resigneddirector
- 2015-12-31➖DAVIES, Jane Louise resigneddirector
- 2015-04-01➕GOODALL, Zoe appointeddirector
- 2012-03-02➖WILLIAMS, Glenn Ronald resignedsecretary
- 2012-03-02➖WILLIAMS, Glenn Ronald resigneddirector
- 2010-12-01➕WILLIAMS, Louise appointeddirector
- 2010-04-13➖DAVIES, Geoffrey Howard resigneddirector
- 2009-02-01➖JONES, Theresa resigneddirector
- 2007-11-21🔒Charge registered #4Lender: Barclays Bank PLC
- 2007-01-01➕ARNOLD, Rachel Jane appointeddirector
- 2007-01-01➕DAVIES, Jane Louise appointeddirector
- 2004-10-19🔒Charge registered #3Lender: Barclays Bank PLC
- 2002-05-24➕JONES, Theresa appointeddirector
- 1999-08-31🔒Charge registered #2Lender: Barclays Bank PLC
- 1997-09-01➕COOKSLEY, Caroline Breen appointeddirector
- 1997-09-01➕DAVIES, Geoffrey Howard appointeddirector
- 1997-06-05🔒Charge registered #1Lender: Barclays Bank PLC
Showing most recent 50 of 54 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -9 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AL SAFAH QURAN ACADEMY LTD→ 16203024 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMAMA SANCTUARY CIC→ 16980766 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARC EDUCATION CONSULTANCY LTD→ 16840843 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASPIRE AND LEARN LTD→ 08784755 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ASPIRE INTERNATIONAL TUTORS LTD→ 10358553 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ASRA EDUCATIONSS LTD→ 16938115 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASSERO TRAINING SOLUTIONS LIMITED→ 14624683 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ASTROCYMRU LTD→ 10974368 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ASTRONAUT LEADERSHIP LIMITED→ 09214968 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ATHEORY EDUCATION LTD→ 15600509 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ATLANTIC COLLEGE ENTERPRISES LIMITED→ 07734369 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ATLANTIS ACADEMY LTD→ 09130119 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1988-09-01
Jurisdictionengland-wales
Primary SIC85310 — General secondary education
Registered office
Ocean Park House
East Tyndall Street
Cardiff
CF24 5ET
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-02-19
Last: 2026-02-05
Officers (9 active · 11 resigned)
Active
COOKSLEY, Caroline Breen→
Activedirector · ~57y · appointed 1997-09-01
View their other companies + combined net worth →
GOODALL, Zoe→
Activedirector · ~42y · appointed 2015-04-01
View their other companies + combined net worth →
JAMES, Michael Arthur Pardoe→
Activedirector · ~62y · appointed 2016-10-14
View their other companies + combined net worth →
JAMES-EVANS, Sharon Margaret→
Activedirector · ~56y · appointed 2023-06-06
View their other companies + combined net worth →
PUGSLEY, Richard Charles→
Activedirector · ~52y · appointed 2016-10-14
View their other companies + combined net worth →
SCOREY, James Stephen→
Activedirector · ~42y · appointed 2023-06-06
View their other companies + combined net worth →
SPEAR, Richard Mark→
Activedirector · ~54y · appointed 2018-01-31
View their other companies + combined net worth →
WILLIAMS, Louise→
Activedirector · ~44y · appointed 2010-12-01
View their other companies + combined net worth →
WILLIAMS, Glenn Ronald→
Resignedsecretary · resigned 2012-03-02
ARNOLD, Rachel Jane→
Resigneddirector · ~51y · appointed 2007-01-01 · resigned 2016-07-15
DAVIES, Geoffrey Howard→
Resigneddirector · ~71y · appointed 1997-09-01 · resigned 2010-04-13
DAVIES, Jane Louise→
Resigneddirector · ~69y · appointed 2007-01-01 · resigned 2015-12-31
DAVIES, Robert→
Resigneddirector · ~91y · resigned 1995-01-06
DUNFORD, Diane Susan→
Resigneddirector · ~68y · resigned 1991-11-15
HUGHES, David James→
Resigneddirector · ~86y · resigned 1995-01-06
JONES, Theresa→
Resigneddirector · ~67y · appointed 2002-05-24 · resigned 2009-02-01
MARTIN, Kay→
Resigneddirector · ~68y · appointed 2016-10-14 · resigned 2023-12-07
ROBERTS, Mark Charles→
Resigneddirector · ~66y · appointed 2016-10-14 · resigned 2025-07-29
WILLIAMS, Glenn Ronald→
Resigneddirector · ~75y · resigned 2012-03-02
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | — | 14/10/2016 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 21/11/2007 | 14/11/2016 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee & debenture | 1 property | 19/10/2004 | 14/11/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 31/08/1999 | 14/11/2016 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 05/06/1997 | 14/11/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (162 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-12
change-person-director-company-with-change-date
officers · CH01
2026-02-10
accounts-with-accounts-type-full
accounts · AA
2025-12-22
change-person-director-company-with-change-date
officers · CH01
2025-09-12
termination-director-company-with-name-termination-date
officers · TM01
2025-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-07
accounts-with-accounts-type-full
accounts · AA
2024-12-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-05
termination-director-company-with-name-termination-date
officers · TM01
2024-02-05
accounts-with-accounts-type-full
accounts · AA
2023-12-24
memorandum-articles
incorporation · MA
2023-08-03
resolution
resolution · RESOLUTIONS
2023-08-03
statement-of-companys-objects
change-of-constitution · CC04
2023-07-31
appoint-person-director-company-with-name-date
officers · AP01
2023-06-23
appoint-person-director-company-with-name-date
officers · AP01
2023-06-22