ACCLAIM HANDLING LIMITED
- · Lifecycle stage drifting downward
- · Currently "declining"
Opportunity 74/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (77/100).
Refinance opportunity
11 live charges · 6 lenders · oldest 25.7y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 25.7 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Turnover | £22.76M | £21.18M |
| Gross profit | £6.51M | £6.68M |
| Operating profit | £778.2k | £1.30M |
| Profit before tax | £710.1k | £1.26M |
| Average employees | 16200 | 15100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 3 mortgage
- • 3 mortgage
- • 1 accounts
Corporate timeline (68 events)Click to expand
- 2026-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-01🔒Charge registered #11Lender: Lloyds Bank PLC
- 2026-05-01🔒Charge registered #10Lender: Lloyds Bank PLC
- 2026-05-01🔒Charge registered #9Lender: Lloyds Bank PLC
- 2026-01-21📄accounts-with-accounts-type-fullaccounts · AA
- 2025-06-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-12🔓Charge satisfied #7
- 2025-04-04➖BURT, Lee Laurence resigneddirector
- 2025-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-10🔓Charge satisfied #8
- 2024-11-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-01-31📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-26📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-01➕BURT, Lee Laurence appointeddirector
- 2022-09-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-05-06📄change-person-director-company-with-change-dateofficers · CH01
- 2022-05-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-12-10📄accounts-with-accounts-type-fullaccounts · AA
- 2021-02-05📄capital-cancellation-sharescapital · SH06
- 2021-02-05📄capital-return-purchase-own-sharescapital · SH03
- 2021-02-03📄resolutionresolution · RESOLUTIONS
- 2021-02-03📄capital-allotment-sharescapital · SH01
- 2020-11-03➖HYSLOP, Philip Neil resigneddirector
- 2019-11-01➕FOXALL, Ian Raymond appointeddirector
- 2019-04-30➖BONSER, Richard David resigneddirector
- 2017-06-14🔒Charge registered #8Lender: Abn Amro Lease N.V., UK Branch
- 2017-05-01➕FROST, Stephen Kenneth appointeddirector
- 2017-01-11➕WOODS, Samuel David appointeddirector
- 2016-11-28➖WOODS, David Michael resigneddirector
- 2016-11-07➕SWIFT, Carmel Frances appointeddirector
- 2016-11-03🔓Charge satisfied #6
- 2016-11-03🔓Charge satisfied #5
- 2016-11-03🔓Charge satisfied #4
- 2016-11-03🔓Charge satisfied #3
- 2016-11-03🔓Charge satisfied #2
- 2016-11-03🔓Charge satisfied #1
- 2012-06-12🔒Charge registered #7Lender: Lombard North Central PLC
- 2008-03-03🔒Charge registered #6Lender: Bank of Ireland Business Finance Limited
- 2007-11-15🔒Charge registered #5Lender: Bank of Ireland Business Finance Limited
- 2007-09-28🔒Charge registered #4Lender: The Governor and Company of the Bank of Scotland
- 2007-05-01➖WOOD, Jeffrey Phillip resignedsecretary
- 2005-05-01➕FOXALL, Ian Raymond appointedsecretary
- 2004-11-30➖SHAKESPEARE, Steven John resigneddirector
- 2004-07-28🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 2004-07-28🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 med ·Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-05-01: A registered charge; 2026-05-01: A registered charge; 2026-05-01: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Carmel Frances Swift Individual · British · DOB 04/1959 · age 67 | — | — | sig. influencesignificant influence · trust interest · firm interest | 31/10/2018 |
1 historic (ceased) PSC
- Mr David Michael Woodsceased 31/10/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · RM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 365 HIRE PLUS LTD→ 10885864 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ABBEY ACCOUNTANCY & TAXATION SERVICES LTD→ 08806098 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ABSOLUTE COMMUNICATION LIMITED→ 05119189 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ABSOLUTE HEALTHCARE SERVICES LIMITED→ 13376559 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AC ACC LIMITED→ 15220926 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCENTOIRE LTD→ 13155358 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCESS APPOINTMENTS CONSULTANCY LIMITED→ 07351935 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ACCOUNTANCY & BUSINESS CONSULTANCY (UK) LIMITED→ 08259563 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACCOUNTANCY & CONSULTANCY LIMITED→ 03270020 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ACCOUNTANCY 2U LTD→ 12682334 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCOUNTANCY BOOKKEEPING SERVICES LTD→ 10591343 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCOUNTANCY MARIOLA KOCHANSKA LIMITED→ 08114787 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 13 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 01/05/2026 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 01/05/2026 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 01/05/2026 | — | |
| satisfied | Abn Amro Lease N.V., UK Branch | A registered charge | — | 14/06/2017 | 10/03/2025 | |
| satisfied | Lombard North Central Lombard North Central PLC | Charge over sub-hire agreements | 1 property | 12/06/2012 | 12/06/2025 | |
| satisfied | Bank of Ireland Business Finance Bank of Ireland Business Finance Limited | Supplementary schedule | 1 property | 03/03/2008 | 03/11/2016 | |
| satisfied | Bank of Ireland Business Finance Bank of Ireland Business Finance Limited | Asset sub-hire agreement | 1 property | 15/11/2007 | 03/11/2016 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Certificate of assignment pursuant to the master deed of assignment | 1 property | 28/09/2007 | 03/11/2016 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Chattel mortgage | 3 properties | 28/07/2004 | 03/11/2016 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Certificate of assignment (pursuant to a master charge over sub-hire agreements) | 2 properties | 28/07/2004 | 03/11/2016 | |
| satisfied | Capital Asset Finance . Capital Asset Finance LTD. | Deed of assignment | 1 property | 05/10/2000 | 03/11/2016 |