TITAN PENSIONS & INVESTMENTS LIMITED
🌳Matureactive
02318036 · ltd · incorporated 1988-11-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 85/100. Strong seller-intent signal (60/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 8.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 8.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
25 officers (6 active, 25 linked, 18 with DOB)
84
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
229 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
61
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
6
filings
- • 4 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (71 events)Click to expand
- 2026-03-05➖SHARP, Damian Paul resigneddirector
- 2026-03-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-27📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-02-10➖HAMILTON, Iain Alexander resignedsecretary
- 2026-01-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-27➕HANCHER, James Stephen appointeddirector
- 2026-01-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-12➖MCDONALD, Richard resigneddirector
- 2025-12-22📄accounts-with-accounts-type-fullaccounts · AA
- 2025-10-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-21➕WILSON, Mark Ronald Archibald appointeddirector
- 2025-10-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-01➕HANCOCK, Charlie Andrew appointeddirector
- 2025-05-14✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-03-10➕ROWLANDS, Todd Lewis appointeddirector
- 2025-03-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-28➖FEARON, Andrew Jason resigneddirector
- 2024-11-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-11-07➕HAMILTON, Iain Alexander appointedsecretary
- 2024-10-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-01-30📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-01-25📄accounts-with-accounts-type-fullaccounts · AA
- 2023-11-29📄memorandum-articlesincorporation · MA
- 2023-11-29📄resolutionresolution · RESOLUTIONS
- 2023-11-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-22📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-11-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-21➖HANCOCK, Jane Elizabeth Mary resignedsecretary
- 2023-11-21➖SIMONS, Erica Elizabeth resignedsecretary
- 2023-11-21➕FEARON, Andrew Jason appointeddirector
- 2023-11-21➖HANCOCK, Andrew Christopher resigneddirector
- 2023-11-21➕SHARP, Damian Paul appointeddirector
- 2023-11-21➖URQUHART, Adrian Clive resigneddirector
- 2023-07-19➖MURPHY, Frederick resigneddirector
- 2023-03-31➕MCDONALD, Richard appointeddirector
- 2022-11-28🔓Charge satisfied #4
- 2022-09-20🔓Charge satisfied #2
- 2022-09-08🔓Charge satisfied #3
- 2022-09-08🔓Charge satisfied #1
- 2020-04-29➕HANCOCK, Jane Elizabeth Mary appointedsecretary
- 2019-09-18🔒Charge registered #4Lender: Barclays Security Trustee Limited
- 2019-02-27➖SANDBACH, Barbara Ann resignedsecretary
- 2018-08-15🔒Charge registered #3Lender: Barclays Bank PLC
- 2018-06-05🔒Charge registered #2Lender: Barclays Security Trustee Limited
- 2018-04-19🔒Charge registered #1Lender: Barclays Bank PLC
- 2018-02-07➕SIMONS, Erica Elizabeth appointedsecretary
Showing most recent 50 of 71 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
3 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: HAMILTON, Iain Alexander resigned 2026-02-10; MCDONALD, Richard resigned 2026-01-12; SHARP, Damian Paul resigned 2026-03-05
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-05-14: certificate-change-of-name-company
Group structure
Telford Mann Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Telford Mann Group Limited
Corporate parent · holds 75-100% shares
⬇
TITAN PENSIONS & INVESTMENTS LIMITED
This company · 02318036
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Telford Mann Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 19/12/2022 |
3 historic (ceased) PSCs
- Telford Mann Holdings Limitedceased 19/12/2022· 75-100% shares · 75-100% voting
- Miss Jilly Louise Mannceased 29/05/2019· 25-50% shares · 25-50% voting
- Mr Jonathan Martin Wilson Telfordceased 29/05/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AAV INVESTMENTS LIMITED→ 12282523 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABLAZE LIMITED→ 09951379 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ABLE MORTGAGES LIMITED→ 12139690 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABSOLUTE BUSINESS FINANCE UK LTD→ 12046789 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCEPTACARD LIMITED→ 06910204 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ACCUMA FINANCIAL PLANNING LIMITED→ 10135415 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACORN COMMERCIAL LOANS LIMITED→ 13560956 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACRES COVER LIMITED→ 14651352 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ACRES INSURANCE BROKERS LTD→ 11376968 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACRES SOUTH LTD→ 12023917 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACRITY INVESTMENTS LIMITED→ 15062785 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACTIVATE BUSINESS FINANCE LIMITED→ 14906869 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1988-11-16
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
Ironstone Place
Kettering
NN14 1FN
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-10
Last: 2026-01-27
Officers (6 active · 19 resigned)
HANCHER, James Stephen→
Activedirector · ~46y · appointed 2026-01-27
View their other companies + combined net worth →
HANCOCK, Charlie Andrew→
Activedirector · ~32y · appointed 2025-08-01
View their other companies + combined net worth →
MANN, Jilly Louise→
Activedirector · ~44y · appointed 2009-09-24
View their other companies + combined net worth →
ROWLANDS, Todd Lewis→
Activedirector · ~49y · appointed 2025-03-10
View their other companies + combined net worth →
TELFORD, Jonathan Martin Wilson→
Activedirector · ~64y · appointed 2004-04-15
View their other companies + combined net worth →
WILSON, Mark Ronald Archibald→
Activedirector · ~51y · appointed 2025-10-21
View their other companies + combined net worth →
HAMILTON, Iain Alexander→
Resignedsecretary · appointed 2024-11-07 · resigned 2026-02-10
HANCOCK, Jane Elizabeth Mary→
Resignedsecretary · appointed 2020-04-29 · resigned 2023-11-21
MALLAGHAN, Gerard John→
Resignedsecretary · appointed 2014-09-18 · resigned 2015-12-07
PANTER, Keith George→
Resignedsecretary · resigned 2009-11-18
SANDBACH, Barbara Ann→
Resignedsecretary · appointed 2016-02-11 · resigned 2019-02-27
SIMONS, Erica Elizabeth→
Resignedsecretary · appointed 2018-02-07 · resigned 2023-11-21
URQUHART, Adrian Clive→
Resignedsecretary · appointed 2009-11-18 · resigned 2016-02-11
DUNCAN, Norman Alexander→
Resigneddirector · ~80y · appointed 2007-10-02 · resigned 2009-04-02
FEARON, Andrew Jason→
Resigneddirector · ~57y · appointed 2023-11-21 · resigned 2025-02-28
GAFFNEY, Stephen Robert→
Resigneddirector · ~71y · appointed 1994-01-10 · resigned 2004-03-31
HANCOCK, Andrew Christopher→
Resigneddirector · ~58y · appointed 2008-10-01 · resigned 2023-11-21
HUBBARD, Martin Ashley→
Resigneddirector · ~67y · resigned 1993-12-31
MCDONALD, Richard→
Resigneddirector · ~43y · appointed 2023-03-31 · resigned 2026-01-12
MURPHY, Frederick→
Resigneddirector · ~78y · appointed 1995-07-12 · resigned 2023-07-19
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | — | 18/09/2019 | 28/11/2022 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 15/08/2018 | 08/09/2022 | |
| satisfied | Barclays Barclays Security Trustee Limited | A registered charge | — | 05/06/2018 | 20/09/2022 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 19/04/2018 | 08/09/2022 |
Recent filings (229 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-03-05
termination-secretary-company-with-name-termination-date
officers · TM02
2026-02-27
appoint-person-director-company-with-name-date
officers · AP01
2026-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-27
termination-director-company-with-name-termination-date
officers · TM01
2026-01-15
accounts-with-accounts-type-full
accounts · AA
2025-12-22
appoint-person-director-company-with-name-date
officers · AP01
2025-10-23
appoint-person-director-company-with-name-date
officers · AP01
2025-10-08
certificate-change-of-name-company
change-of-name · CERTNM
2025-05-14
appoint-person-director-company-with-name-date
officers · AP01
2025-03-10
termination-director-company-with-name-termination-date
officers · TM01
2025-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-28
appoint-person-secretary-company-with-name-date
officers · AP03
2024-11-11
change-person-director-company-with-change-date
officers · CH01
2024-10-11
change-person-director-company-with-change-date
officers · CH01
2024-05-22